Eclipse Bank, Inc.

Headquarters: Louisville, Kentucky
Charter: Bank
Assets: $485.7M
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Eclipse Bank, Inc.: $34
Eclipse Bank, Inc.: $34
U.S. median: no median
NSF / Returned Item
Eclipse Bank, Inc.: $34
Eclipse Bank, Inc.: $34
U.S. median: no median
Wire Transfer (Domestic Out)
Eclipse Bank, Inc.: $24
Eclipse Bank, Inc.: $24
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Eclipse Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within First 90 Days$40
Dormant Service Charge (Per Cycle)$6
per month
Account Reconcilement$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilement | $ 20.00 per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$10

Overdraft & NSF

Overdraft Charge (same item may cause multiple charges)$34
Return Check Charge (same item may cause multiple charges)$34
Overdraft Transfer Fee$7

ATM & Card

Replace Lost Debit Card$10

Wire Transfers

Wire Transfers: Domestic Outgoing$24
Wire Transfers: Incoming$14
Wire Transfers: International Outgoing$55

Check Services

Cashier's Checks$5
Stop Payment Charge$34
Counter Check$1
per item
Foreign Check Collection$35
per item

Account Services

Garnishment/Attachment/Levy$75

Gift & Prepaid Cards

Gift Card Fee$3.95

Other Fees

Duplicate Statement/Interim Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within First 90 Days	$40	Not stated	None
Dormant Service Charge (Per Cycle)	$6	per month	None
Account Reconcilement	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilement \| $ 20.00 per hour
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Charge (same item may cause multiple charges)	$34	Not stated	None
Return Check Charge (same item may cause multiple charges)	$34	Not stated	None
Overdraft Transfer Fee	$7	Not stated	None
ATM & Card
Replace Lost Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$24	Not stated	None
Wire Transfers: Incoming	$14	Not stated	None
Wire Transfers: International Outgoing	$55	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payment Charge	$34	Not stated	None
Counter Check	$1	per item	None
Foreign Check Collection	$35	per item	None
Account Services
Garnishment/Attachment/Levy	$75	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$3.95	Not stated	None
Other Fees
Duplicate Statement/Interim Statement	$5	Not stated	None

Account Maintenance

Account Maintenance Fee$18
Account Closed Within First 90 Days$40
Dormant Service Charge (Per Cycle)$6
per month
Account Reconcilement$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilement | $ 20.00 per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$10

Overdraft & NSF

Overdraft Charge (same item may cause multiple charges)$34
Return Check Charge (same item may cause multiple charges)$34
Overdraft Transfer Fee$7

ATM & Card

Replace Lost Debit Card$10

Wire Transfers

Wire Transfers: Domestic Outgoing$24
Wire Transfers: Incoming$14
Wire Transfers: International Outgoing$55

Check Services

Cashier's Checks$5
Stop Payment Charge$34
Counter Check$1
per item
Foreign Check Collection$35
per item

Account Services

10x10 Safe Deposit Box$100
per year
3x10 Safe Deposit Box$50
per year
5x10 Safe Deposit Box$60
per year
Late Charge$10
Not compared: Monthly charge, not annual
per month
Lost Key$100
Not compared: Box drilling or key fee
Garnishment/Attachment/Levy$75

Gift & Prepaid Cards

Gift Card Fee$3.95

Other Fees

Duplicate Statement/Interim Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee	$18	Not stated	None
Account Closed Within First 90 Days	$40	Not stated	None
Dormant Service Charge (Per Cycle)	$6	per month	None
Account Reconcilement	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilement \| $ 20.00 per hour
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Charge (same item may cause multiple charges)	$34	Not stated	None
Return Check Charge (same item may cause multiple charges)	$34	Not stated	None
Overdraft Transfer Fee	$7	Not stated	None
ATM & Card
Replace Lost Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$24	Not stated	None
Wire Transfers: Incoming	$14	Not stated	None
Wire Transfers: International Outgoing	$55	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payment Charge	$34	Not stated	None
Counter Check	$1	per item	None
Foreign Check Collection	$35	per item	None
Account Services
10x10 Safe Deposit Box	$100	per year	None
3x10 Safe Deposit Box	$50	per year	None
5x10 Safe Deposit Box	$60	per year	None
Late Charge	$10Not compared: Monthly charge, not annual	per month	None
Lost Key	$100Not compared: Box drilling or key fee	Not stated	None
Garnishment/Attachment/Levy	$75	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$3.95	Not stated	None
Other Fees
Duplicate Statement/Interim Statement	$5	Not stated	None

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Eclipse Bank, Inc.: $34
Eclipse Bank, Inc.: $34
U.S. median: no median
NSF / Returned Item
Eclipse Bank, Inc.: $34
Eclipse Bank, Inc.: $34
U.S. median: no median
Wire Transfer (Domestic Out)
Eclipse Bank, Inc.: $24
Eclipse Bank, Inc.: $24
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Eclipse Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Account Closed Within First 90 Days$40
Dormant Service Charge (Per Cycle)$6
per month
Account Reconcilement$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilement | $ 20.00 per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$10

Overdraft & NSF

Overdraft Charge (same item may cause multiple charges)$34
Return Check Charge (same item may cause multiple charges)$34
Overdraft Transfer Fee$7

ATM & Card

Replace Lost Debit Card$10

Wire Transfers

Wire Transfers: Domestic Outgoing$24
Wire Transfers: Incoming$14
Wire Transfers: International Outgoing$55

Check Services

Cashier's Checks$5
Stop Payment Charge$34
Counter Check$1
per item
Foreign Check Collection$35
per item

Account Services

Garnishment/Attachment/Levy$75

Gift & Prepaid Cards

Gift Card Fee$3.95

Other Fees

Duplicate Statement/Interim Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Within First 90 Days	$40	Not stated	None
Dormant Service Charge (Per Cycle)	$6	per month	None
Account Reconcilement	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilement \| $ 20.00 per hour
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Charge (same item may cause multiple charges)	$34	Not stated	None
Return Check Charge (same item may cause multiple charges)	$34	Not stated	None
Overdraft Transfer Fee	$7	Not stated	None
ATM & Card
Replace Lost Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$24	Not stated	None
Wire Transfers: Incoming	$14	Not stated	None
Wire Transfers: International Outgoing	$55	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payment Charge	$34	Not stated	None
Counter Check	$1	per item	None
Foreign Check Collection	$35	per item	None
Account Services
Garnishment/Attachment/Levy	$75	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$3.95	Not stated	None
Other Fees
Duplicate Statement/Interim Statement	$5	Not stated	None

Account Maintenance

Account Maintenance Fee$18
Account Closed Within First 90 Days$40
Dormant Service Charge (Per Cycle)$6
per month
Account Reconcilement$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilement | $ 20.00 per hour
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$10

Overdraft & NSF

Overdraft Charge (same item may cause multiple charges)$34
Return Check Charge (same item may cause multiple charges)$34
Overdraft Transfer Fee$7

ATM & Card

Replace Lost Debit Card$10

Wire Transfers

Wire Transfers: Domestic Outgoing$24
Wire Transfers: Incoming$14
Wire Transfers: International Outgoing$55

Check Services

Cashier's Checks$5
Stop Payment Charge$34
Counter Check$1
per item
Foreign Check Collection$35
per item

Account Services

10x10 Safe Deposit Box$100
per year
3x10 Safe Deposit Box$50
per year
5x10 Safe Deposit Box$60
per year
Late Charge$10
Not compared: Monthly charge, not annual
per month
Lost Key$100
Not compared: Box drilling or key fee
Garnishment/Attachment/Levy$75

Gift & Prepaid Cards

Gift Card Fee$3.95

Other Fees

Duplicate Statement/Interim Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee	$18	Not stated	None
Account Closed Within First 90 Days	$40	Not stated	None
Dormant Service Charge (Per Cycle)	$6	per month	None
Account Reconcilement	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilement \| $ 20.00 per hour
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Charge (same item may cause multiple charges)	$34	Not stated	None
Return Check Charge (same item may cause multiple charges)	$34	Not stated	None
Overdraft Transfer Fee	$7	Not stated	None
ATM & Card
Replace Lost Debit Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$24	Not stated	None
Wire Transfers: Incoming	$14	Not stated	None
Wire Transfers: International Outgoing	$55	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payment Charge	$34	Not stated	None
Counter Check	$1	per item	None
Foreign Check Collection	$35	per item	None
Account Services
10x10 Safe Deposit Box	$100	per year	None
3x10 Safe Deposit Box	$50	per year	None
5x10 Safe Deposit Box	$60	per year	None
Late Charge	$10Not compared: Monthly charge, not annual	per month	None
Lost Key	$100Not compared: Box drilling or key fee	Not stated	None
Garnishment/Attachment/Levy	$75	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$3.95	Not stated	None
Other Fees
Duplicate Statement/Interim Statement	$5	Not stated	None

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.