The Napoleon State Bank

Headquarters: Napoleon, Indiana
Charter: Bank
Assets: $499.2M
Fed district: Chicago

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compare to Super Now Checking
Can be waived with an average daily balance of $1,000 or more.
The Napoleon State Bank: $10
The Napoleon State Bank: $10
U.S. median: no median
Overdraft (OD)
The Napoleon State Bank: $30
The Napoleon State Bank: $30
U.S. median: no median
NSF / Returned Item
The Napoleon State Bank: $30
The Napoleon State Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Napoleon State Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge$10
Dormant Account (per year)$9
Not compared: Annual charge, not monthly
per year

Overdraft & NSF

Overdrafts (per item) (Checks, Withdraws, ACH)$30
per item
Return Items (per item)$30
per item

ATM & Card

Replace lost ATM/Debit Card$10

Wire Transfers

Domestic Wire Transfer$20

Check Services

Cashier Checks$3
Stop Payment$30
Check Cashing$1

Account Services

Notary Service$1

Other Fees

Fax$2
Photocopies$0.25
Statement Reprint (per statement)$2

Fee	Amount	Basis	Note
Account Maintenance
Service charge	$10	Not stated	None
Dormant Account (per year)	$9Not compared: Annual charge, not monthly	per year	None
Overdraft & NSF
Overdrafts (per item) (Checks, Withdraws, ACH)	$30	per item	None
Return Items (per item)	$30	per item	None
ATM & Card
Replace lost ATM/Debit Card	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer	$20	Not stated	None
Check Services
Cashier Checks	$3	Not stated	None
Stop Payment	$30	Not stated	None
Check Cashing	$1	Not stated	None
Account Services
Notary Service	$1	Not stated	None
Other Fees
Fax	$2	Not stated	None
Photocopies	$0.25	Not stated	None
Statement Reprint (per statement)	$2	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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