Shoreham Bank

Headquarters: Warwick, Rhode Island
Charter: Bank
Assets: $534.8M
Fed district: Boston

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Shoreham Bank: $10
Shoreham Bank: $10
U.S. median: no median
NSF / Returned Item
Shoreham Bank: $35
Shoreham Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Shoreham Bank: $35
Shoreham Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Rhode Island, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Rhode Island: Banks and credit unions headquartered in Rhode Island that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Shoreham Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge$10
per month
Service charge (daily balance in the account falls below $2,500)$15
Escheatment Fee$100
Account Research (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Charge to Return Check$35
NSF Fee$35

ATM & Card

Replacement Card$10

Wire Transfers

Wire Transfer (In/Out)$35

Check Services

Treasurers Check$5
Stop Payment$25
Copy of a Check$5

Cash & Deposit

Return Deposited Item$15

Account Services

Subordination Fee$250

Other Fees

Copy of a Statement$5
Release/Satisfaction of Mortgage$300

Fee	Amount	Basis	Note
Account Maintenance
Service charge	$10	per month	None
Service charge (daily balance in the account falls below $2,500)	$15	Not stated	None
Escheatment Fee	$100	Not stated	None
Account Research (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Charge to Return Check	$35	Not stated	None
NSF Fee	$35	Not stated	None
ATM & Card
Replacement Card	$10	Not stated	None
Wire Transfers
Wire Transfer (In/Out)	$35	Not stated	None
Check Services
Treasurers Check	$5	Not stated	None
Stop Payment	$25	Not stated	None
Copy of a Check	$5	Not stated	None
Cash & Deposit
Return Deposited Item	$15	Not stated	None
Account Services
Subordination Fee	$250	Not stated	None
Other Fees
Copy of a Statement	$5	Not stated	None
Release/Satisfaction of Mortgage	$300	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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