Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Shoreham Bank

Warwick, Rhode IslandBankBoston Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research (Per Hour)$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #747. canonical_hint=account_research; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="Account Research (Per Hour) | $25.00 Per Hour" · Source

Overdraft & NSFVerified

NSF FEE1$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #747. canonical_hint=nsf; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="NSF FEE1 | $35.00" · Source

ATM & CardVerified

Replacement Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #747. canonical_hint=card_replacement; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="Replacement Card | $10.00" · Source

Check ServicesVerified

Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #747. canonical_hint=stop_payment; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="Stop Payment | $25.00" · Source

Account ServicesVerified

Duplicate of Lien Release$75Within the typical range ($25–$100 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #747. canonical_hint=legal_process; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="Duplicate of Lien Release | $75.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research (Per Hour)	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #747. canonical_hint=account_research; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="Account Research (Per Hour) \| $25.00 Per Hour"	Source
Overdraft & NSFVerified
NSF FEE1	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #747. canonical_hint=nsf; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="NSF FEE1 \| $35.00"	Source
ATM & CardVerified
Replacement Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #747. canonical_hint=card_replacement; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="Replacement Card \| $10.00"	Source
Check ServicesVerified
Stop Payment	$25Within the typical range ($20–$30 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #747. canonical_hint=stop_payment; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="Stop Payment \| $25.00"	Source
Account ServicesVerified
Duplicate of Lien Release	$75Within the typical range ($25–$100 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #747. canonical_hint=legal_process; text_hash=62ecf39cc669e6d11f2b16c9bb7572c8a45566d03f763c386d4dc07307da6f35; excerpt="Duplicate of Lien Release \| $75.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$534.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$534.8M

Total deposits

$420.5M

Service charge income

$2K

Fee income ratio

0.02%

Return on assets

0.94%

Branches

Service charge income by quarter

Q2 2026$2K

Q1 2026$4K

Q4 2025$7K

Q3 2025$2K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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