The Citizens Bank of Clovis

Headquarters: Clovis, New Mexico
Charter: Bank
Assets: $493.1M
Fed district: Dallas

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
CBC Econo Checking Account $2 · NOW at CBC Account $6
Compared at $4, the middle of its prices
The Citizens Bank of Clovis: $2 to $6
The Citizens Bank of Clovis: $2 to $6
U.S. median: no median
Overdraft (OD)
The Citizens Bank of Clovis: $25
The Citizens Bank of Clovis: $25
U.S. median: no median
NSF / Returned Item
The Citizens Bank of Clovis: $25
The Citizens Bank of Clovis: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Citizens Bank of Clovis’s own schedules, with a source for each figure.

Account Maintenance

CBC Econo Checking Account Monthly maintenance fee$2
per month
NOW at CBC Account Monthly maintenance fee$6
per month
Account Closed Within 30 Days$20
Dormant Account Fee$5
per month
Account Balancing Assistance$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$25
Returned Item Fee$25
per item
Overdraft Protection or Transfer$5

ATM & Card

Non-Owned ATM Fee$1
Replace Lost ATM Card$5

Wire Transfers

Wire Transfers: Customer – Outgoing Domestic$20
Wire Transfers: Customer – IncomingNo charge
Wire Transfers: Non-Customer – Incoming$20
Wire Transfers: Customer – Outgoing International$50

Check Services

Cashier's Checks: Customer$5
Cashier's Checks: Non-Customer$10
Stop Payments$25
Temporary Checks$5
one time
Collection Items: Customer – Incoming$5
Collection Items: Customer – Outgoing$15
Collection Items: Non-Customer – Incoming$10
Collection Items: Non-Customer – Outgoing$20

Digital & Electronic

Bill Pay ServiceNo charge

Cash & Deposit

Loose Coin Processing: CustomerNo charge
Cash Advance: CustomerNo charge
Charge Backs (Deposited Items Returned)$1

Account Services

Drilling of Box$100
Not compared: Box drilling or key fee
Lost Key Replacement$20
Not compared: Box drilling or key fee
Safe Deposit Box 10" X 10"$50
Safe Deposit Box 3" X 10"$27.50
Safe Deposit Box 3" X 5"$15
Safe Deposit Box 4" X 10"$30
Safe Deposit Box 4" X 5"$20
Safe Deposit Box 5" X 5"$25
Complying with Garnishment$150
Complying with Levies$25

Retirement & IRA

Self-Directed IRA – Annual Fee$55
per year
Self-Directed IRA – Set-up and Maintenance$75
IRA: Transfer Fee$25

Gift & Prepaid Cards

Gift Card$6.95
Travel Card – Reload$4.95

Other Fees

Fax Services: Customer – Incoming/Outgoing$1
per item
Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
CBC Econo Checking Account Monthly maintenance fee	$2	per month	None
NOW at CBC Account Monthly maintenance fee	$6	per month	None
Account Closed Within 30 Days	$20	Not stated	None
Dormant Account Fee	$5	per month	None
Account Balancing Assistance	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$25	Not stated	None
Returned Item Fee	$25	per item	None
Overdraft Protection or Transfer	$5	Not stated	None
ATM & Card
Non-Owned ATM Fee	$1	Not stated	None
Replace Lost ATM Card	$5	Not stated	None
Wire Transfers
Wire Transfers: Customer – Outgoing Domestic	$20	Not stated	None
Wire Transfers: Customer – Incoming	No charge	Not stated	None
Wire Transfers: Non-Customer – Incoming	$20	Not stated	None
Wire Transfers: Customer – Outgoing International	$50	Not stated	None
Check Services
Cashier's Checks: Customer	$5	Not stated	None
Cashier's Checks: Non-Customer	$10	Not stated	None
Stop Payments	$25	Not stated	None
Temporary Checks	$5	one time	None
Collection Items: Customer – Incoming	$5	Not stated	None
Collection Items: Customer – Outgoing	$15	Not stated	None
Collection Items: Non-Customer – Incoming	$10	Not stated	None
Collection Items: Non-Customer – Outgoing	$20	Not stated	None
Digital & Electronic
Bill Pay Service	No charge	Not stated	None
Cash & Deposit
Loose Coin Processing: Customer	No charge	Not stated	None
Cash Advance: Customer	No charge	Not stated	None
Charge Backs (Deposited Items Returned)	$1	Not stated	None
Account Services
Drilling of Box	$100Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10" X 10"	$50	Not stated	None
Safe Deposit Box 3" X 10"	$27.50	Not stated	None
Safe Deposit Box 3" X 5"	$15	Not stated	None
Safe Deposit Box 4" X 10"	$30	Not stated	None
Safe Deposit Box 4" X 5"	$20	Not stated	None
Safe Deposit Box 5" X 5"	$25	Not stated	None
Complying with Garnishment	$150	Not stated	None
Complying with Levies	$25	Not stated	None
Retirement & IRA
Self-Directed IRA – Annual Fee	$55	per year	None
Self-Directed IRA – Set-up and Maintenance	$75	Not stated	None
IRA: Transfer Fee	$25	Not stated	None
Gift & Prepaid Cards
Gift Card	$6.95	Not stated	None
Travel Card – Reload	$4.95	Not stated	None
Other Fees
Fax Services: Customer – Incoming/Outgoing	$1	per item	None
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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