Principal Bank

Headquarters: Des Moines, Iowa
Charter: Bank
Assets: $9.8B
Fed district: Chicago

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Principal Bank: $30
Principal Bank: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Principal Bank: $50
Principal Bank: $50
U.S. median: no median
Collection Items
Compared at $37.50, the middle of its prices
Principal Bank: $20 to $55
Principal Bank: $20 to $55
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Principal Bank’s own schedules, with a source for each figure.

Account Maintenance

Account research/reconciliation per hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Wire Transfers

Wire transfer delivery (outgoing) – domestic$30
Wire transfer delivery (outgoing) – foreign$50

Check Services

Collection items (incoming and outgoing) – domestic$20
Collection items (incoming and outgoing) – foreign$55

Account Services

Garnishments/levies$40

Retirement & IRA

IRA annual fee, per plan, if total plan balance is less$15
per year
IRA closing fee, per plan$30

Other Fees

Duplicate tax/interest statement; statement copy$5

Fee	Amount	Basis	Note
Account Maintenance
Account research/reconciliation per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Wire Transfers
Wire transfer delivery (outgoing) – domestic	$30	Not stated	None
Wire transfer delivery (outgoing) – foreign	$50	Not stated	None
Check Services
Collection items (incoming and outgoing) – domestic	$20	Not stated	None
Collection items (incoming and outgoing) – foreign	$55	Not stated	None
Account Services
Garnishments/levies	$40	Not stated	None
Retirement & IRA
IRA annual fee, per plan, if total plan balance is less	$15	per year	None
IRA closing fee, per plan	$30	Not stated	None
Other Fees
Duplicate tax/interest statement; statement copy	$5	Not stated	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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