UNICO Bank

Headquarters: Mineral Point, Missouri
Charter: Bank
Assets: $502.6M
Fed district: St. Louis

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
New U Checking
UNICO Bank: $6.95
UNICO Bank: $6.95
U.S. median: no median
Non-Network ATM
UNICO Bank: $1
UNICO Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
UNICO Bank: $20
UNICO Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from UNICO Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$6.95
per month
Early Account Closing Fee$50
Dormant Account Fees$5
per month
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Non-Money Pass Foreign ATM Withdrawal$1
per item
Hot Card & Reissue$20
Replacement Cards$5
Rush Fee (If Card is Mailed)$10

Wire Transfers

Outgoing Domestic Wires$20
per item
Incoming Wire$12.50
per item
Outgoing Foreign Wires$75
per item

Check Services

Cashier’s Checks – Customers Only$6
per item
Money Orders$2
per item
Stop Payment$30
per item
Temporary Counter Checks$1
per item
Collection Items$20
per item
Copy of Cancelled Check or Deposit$2
per item

Digital & Electronic

Same Day ACH File Origination$10
per item
Mobile Deposit: ConsumerNo charge

Cash & Deposit

Deposit Return Item – Per Item Returned$5
per item

Account Services

Notary Service – Customers Only (where available)No charge
Replacement Key$35
Not compared: Box drilling or key fee
Safe Deposit Box 10×10$70
per year
Safe Deposit Box 10×15$90
per year
Safe Deposit Box 12×20$150
per year
Safe Deposit Box 3×10$20
per year
Safe Deposit Box 3×5 (audience not stated, treated as personal)$12
per year
Safe Deposit Box 4×5$16
per year
Safe Deposit Box 5×10$30
per year
Safe Deposit Box 5×5$16
per year
Safe Deposit Box 5×8$25
per year
Safe Deposit Box 5×9.5$30
per year
Safe Deposit Box 6×9.5$30
per year
Safe Deposit Box 9×10$45
per year
Tax Levy$100

Other Fees

Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Reprint$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$6.95	per month	None
Early Account Closing Fee	$50	Not stated	None
Dormant Account Fees	$5	per month	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Non-Money Pass Foreign ATM Withdrawal	$1	per item	None
Hot Card & Reissue	$20	Not stated	None
Replacement Cards	$5	Not stated	None
Rush Fee (If Card is Mailed)	$10	Not stated	None
Wire Transfers
Outgoing Domestic Wires	$20	per item	None
Incoming Wire	$12.50	per item	None
Outgoing Foreign Wires	$75	per item	None
Check Services
Cashier’s Checks – Customers Only	$6	per item	None
Money Orders	$2	per item	None
Stop Payment	$30	per item	None
Temporary Counter Checks	$1	per item	None
Collection Items	$20	per item	None
Copy of Cancelled Check or Deposit	$2	per item	None
Digital & Electronic
Same Day ACH File Origination	$10	per item	None
Mobile Deposit: Consumer	No charge	Not stated	None
Cash & Deposit
Deposit Return Item – Per Item Returned	$5	per item	None
Account Services
Notary Service – Customers Only (where available)	No charge	Not stated	None
Replacement Key	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10×10	$70	per year	None
Safe Deposit Box 10×15	$90	per year	None
Safe Deposit Box 12×20	$150	per year	None
Safe Deposit Box 3×10	$20	per year	None
Safe Deposit Box 3×5 (audience not stated, treated as personal)	$12	per year	None
Safe Deposit Box 4×5	$16	per year	None
Safe Deposit Box 5×10	$30	per year	None
Safe Deposit Box 5×5	$16	per year	None
Safe Deposit Box 5×8	$25	per year	None
Safe Deposit Box 5×9.5	$30	per year	None
Safe Deposit Box 6×9.5	$30	per year	None
Safe Deposit Box 9×10	$45	per year	None
Tax Levy	$100	Not stated	None
Other Fees
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Reprint	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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