1st Source Bank

Headquarters: South Bend, Indiana
Charter: Bank
Assets: $9.3B
Fed district: Chicago

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Everyday Interest
Can be waived with a minimum daily balance of $300 or more.
1st Source Bank: $3
1st Source Bank: $3
U.S. median: no median
Overdraft (OD)
1st Source Bank: $36
1st Source Bank: $36
U.S. median: no median
NSF / Returned Item
1st Source Bank: $36
1st Source Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from 1st Source Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$3
per month
Dormant Account Fee$5
per month
Account Balancing and Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
1st Checking and eStudent Checking accounts: Paper statements do not include check$4
Account: Service Fees and How to Avoid Them: Other Important Account Information e-Student Savings: Paper Statement F$3
per month
Holiday Savings: Paper Statement Fee$3
per month
Paper Statement Fee$3
Excessive Withdrawal Fee$10

Overdraft & NSF

Overdraft Item Fee$36
per item
Non-Sufficient Funds Fee (NSF Fee)$36
per item
Daily Overdraft Fee$7
per day
OVERDRAFT TRANSFER SERVICE: Fees$3
Not compared: Daily charge, not per item
per day

ATM & Card

ATM Transaction Fee$3
per transaction

Wire Transfers

Outgoing Domestic Wire Fee$30
Incoming Wire Fee$15
Outgoing International Wire Fee$50

Check Services

Treasurer’s Check Fee$7
per item
Treasurer’s Check Temporary Check$3
Miscellaneous: Stop Payment Fee$36
per item
Fee to obtain a counter check Additional Statement Fee$5
Temporary Check$3
Check Cashing Fee$5
per item
Check Copy Fee$3
per item
Check Image Fee$3
Not compared: Charged per statement; comparison unavailable
per statement · Check Image Fee | $3 per statement cycle | Check images (front and back) are available for checking accounts at no additional cost with

Digital & Electronic

Bill Pay Item$5

Cash & Deposit

Miscellaneous Coin Counter Consumer ClientNo charge
Chargeback Item Fee$12

Account Services

Notary Service$2
Garnishment Processing Fee Lesser$20
Levy Processing Fee$100
Verification of Deposits$15

Other Fees

Additional Statement Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$3	per month	None
Dormant Account Fee	$5	per month	None
Account Balancing and Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
1st Checking and eStudent Checking accounts: Paper statements do not include check	$4	Not stated	None
Account: Service Fees and How to Avoid Them: Other Important Account Information e-Student Savings: Paper Statement F	$3	per month	None
Holiday Savings: Paper Statement Fee	$3	per month	None
Paper Statement Fee	$3	Not stated	None
Excessive Withdrawal Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Item Fee	$36	per item	None
Non-Sufficient Funds Fee (NSF Fee)	$36	per item	None
Daily Overdraft Fee	$7	per day	None
OVERDRAFT TRANSFER SERVICE: Fees	$3Not compared: Daily charge, not per item	per day	None
ATM & Card
ATM Transaction Fee	$3	per transaction	None
Wire Transfers
Outgoing Domestic Wire Fee	$30	Not stated	None
Incoming Wire Fee	$15	Not stated	None
Outgoing International Wire Fee	$50	Not stated	None
Check Services
Treasurer’s Check Fee	$7	per item	None
Treasurer’s Check Temporary Check	$3	Not stated	None
Miscellaneous: Stop Payment Fee	$36	per item	None
Fee to obtain a counter check Additional Statement Fee	$5	Not stated	None
Temporary Check	$3	Not stated	None
Check Cashing Fee	$5	per item	None
Check Copy Fee	$3	per item	None
Check Image Fee	$3Not compared: Charged per statement; comparison unavailable	per statement	Check Image Fee \| $3 per statement cycle \| Check images (front and back) are available for checking accounts at no additional cost with
Digital & Electronic
Bill Pay Item	$5	Not stated	None
Cash & Deposit
Miscellaneous Coin Counter Consumer Client	No charge	Not stated	None
Chargeback Item Fee	$12	Not stated	None
Account Services
Notary Service	$2	Not stated	None
Garnishment Processing Fee Lesser	$20	Not stated	None
Levy Processing Fee	$100	Not stated	None
Verification of Deposits	$15	Not stated	None
Other Fees
Additional Statement Fee	$5	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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