23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 9, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Everyday Interest
Can be waived with a minimum daily balance of $300 or more.
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
1st Source Bank · $9.3B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| 1st Source Bank(this institution) | South Bend, IN | $9.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Amalgamated Bank | New York, NY | $9.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Amerant Bank, National Association | Coral Gables, FL | $10.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| American Savings Bank, National Association | Honolulu, HI | $9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| b1BANK | Baton Rouge, LA | $8.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Byline Bank | Chicago, IL | $9.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capitol Federal Savings Bank | Topeka, KS | $9.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| CNB Bank | Clearfield, PA | $8.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First American Bank | Elk Grove Village, IL | $8.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Security Bank | Searcy, AR | $8.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Forbright Bank | Potomac, MD | $8.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Heritage Bank | Olympia, WA | $8.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| International Bank of Commerce | Laredo, TX | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Liberty Bank | Middletown, CT | $9.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Origin Bank | Choudrant, LA | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Bank | Marietta, OH | $9.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pinnacle Bank | Lincoln, NE | $9.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Principal Bank | Des Moines, IA | $9.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| RBC Bank, (Georgia) National Association | Atlanta, GA | $9.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| S&T Bank | Indiana, PA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Salem Five Cents Savings Bank | Salem, MA | $8.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Southside Bank | Tyler, TX | $8.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tompkins Community Bank | Ithaca, NY | $8.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tri Counties Bank | Chico, CA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wells Fargo National Bank West | Las Vegas, NV | $8.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Woodforest National Bank | The Woodlands, TX | $9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $3, against a peer median of $10 among 19 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.
Amounts from 1st Source Bank’s own schedules, with a source for each figure.
per month
per month
per hour
per month
per month
per transaction
per item
per item
per item
per item
per statement · Check Image Fee | $3 per statement cycle | Check images (front and back) are available for checking accounts at no additional cost with
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge | $3 | per month | None |
| Dormant Account Fee | $5 | per month | None |
| Account Balancing and Reconciliation | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| 1st Checking and eStudent Checking accounts: Paper statements do not include check | $4 | Not stated | None |
| Account: Service Fees and How to Avoid Them: Other Important Account Information e-Student Savings: Paper Statement F | $3 | per month | None |
| Holiday Savings: Paper Statement Fee | $3 | per month | None |
| Paper Statement Fee | $3 | Not stated | None |
| Excessive Withdrawal Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Item Fee | $36 | per item | None |
| Non-Sufficient Funds Fee (NSF Fee) | $36 | per item | None |
| Daily Overdraft Fee | $7 | per day | None |
| OVERDRAFT TRANSFER SERVICE: Fees | $3Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| ATM Transaction Fee | $3 | per transaction | None |
Wire Transfers | |||
| Outgoing Domestic Wire Fee | $30 | Not stated | None |
| Incoming Wire Fee | $15 | Not stated | None |
| Outgoing International Wire Fee | $50 | Not stated | None |
Check Services | |||
| Treasurer’s Check Fee | $7 | per item | None |
| Treasurer’s Check Temporary Check | $3 | Not stated | None |
| Miscellaneous: Stop Payment Fee | $36 | per item | None |
| Fee to obtain a counter check Additional Statement Fee | $5 | Not stated | None |
| Temporary Check | $3 | Not stated | None |
| Check Cashing Fee | $5 | per item | None |
| Check Copy Fee | $3 | per item | None |
| Check Image Fee | $3Not compared: Charged per statement; comparison unavailable | per statement | Check Image Fee | $3 per statement cycle | Check images (front and back) are available for checking accounts at no additional cost with |
Digital & Electronic | |||
| Bill Pay Item | $5 | Not stated | None |
Cash & Deposit | |||
| Miscellaneous Coin Counter Consumer Client | No charge | Not stated | None |
| Chargeback Item Fee | $12 | Not stated | None |
Account Services | |||
| Notary Service | $2 | Not stated | None |
| Garnishment Processing Fee Lesser | $20 | Not stated | None |
| Levy Processing Fee | $100 | Not stated | None |
| Verification of Deposits | $15 | Not stated | None |
Other Fees | |||
| Additional Statement Fee | $5 | Not stated | None |
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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