18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7.50, the middle of its prices
NSF / Returned Item
Wire Transfer (Domestic Out)
Compared at $20, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Mega Bank · $507M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Mega Bank(this institution) | San Gabriel, CA | $507M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Ambler Savings Bank | Ambler, PA | $502M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Arundel Federal Savings Bank | Glen Burnie, MD | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Century Bank and Trust | Milledgeville, GA | $491M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Colonial Savings, F.A. | Fort Worth, TX | $502M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dean Co-operative Bank | Franklin, MA | $494M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Eagle Bank and Trust Company | Little Rock, AR | $506M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Robinson Savings Bank, National Association | Robinson, IL | $512M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First State Bank | Wrens, GA | $513M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust | Tonganoxie, KS | $515M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First State Bank and Trust | Bayport, MN | $499M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| FirstBank of Nebraska | Wahoo, NE | $498M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Fulton Savings Bank | Fulton, NY | $492M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Grinnell State Bank | Grinnell, IA | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Grundy Bank | Morris, IL | $505M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Merchants Commercial Bank | St Thomas, VI | $506M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| River City Bank, Inc. | Louisville, KY | $495M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shamrock Bank, N.A. | Coalgate, OK | $501M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| State Bank Financial | La Crosse, WI | $512M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Bank of Advance | Advance, MO | $510M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Callaway Bank | Fulton, MO | $512M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Citizens Bank of Clovis | Clovis, NM | $493M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Napoleon State Bank | Napoleon, IN | $499M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Peoples State Bank | Ellettsville, IN | $507M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Savings Bank | Circleville, OH | $520M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| UNICO Bank | Mineral Point, MO | $503M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7.50, the middle of its two prices, against a peer median of $6.96 among 18 publishing peers.
Its two checking prices are $5 and $10.
$7.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Mega Bank’s own schedules, with a source for each figure.
per month
per month
per hour · plus $0.50 per copy (min $40.00)
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $10 | per month | None |
| Monthly service charge | $5 | per month | None |
| Account Closed Fee All Checking & Savings Within 90 days | $5 | Not stated | None |
| Account Closed Fee All Checking & Savings Within 90 days | $15 | Not stated | None |
| Customized Wire Notification by Email or Fax | $5 | Not stated | None |
| Research: Labor Per Hour | $40Not compared: Charged per hour; comparison unavailable | per hour | plus $0.50 per copy (min $40.00) |
Overdraft & NSF | |||
| Non-Sufficient Funds: Unpaid Item Escheatment Notice | $25 | per item | None |
Wire Transfers | |||
| Outgoing Wire: Domestic | $20 | Not stated | None |
| Wire Transfer: Cancellation (audience not stated, treated as personal) | $10 | per item | None |
| Wire Transfer: Outgoing Domestic | $25 | per item | None |
| Wire Transfer: Incoming (audience not stated, treated as personal) | $10 | per item | None |
| Outgoing Wire: International | $25 | Not stated | None |
| Wire Transfer: Outgoing International | $30 | Not stated | None |
Check Services | |||
| Stop Payment (New or Renewal): Automatic Clearing House Item (ACH) Debit Item (audience not stated, treated as personal) | $20 | Not stated | None |
| Stop Payment (New or Renewal): Check Post Dated/Bank Issued Checks (audience not stated, treated as personal) | $20 | Not stated | None |
| Stop Payment (New or Renewal): On-Line Stop Payment | $15 | Not stated | None |
| Stop Payment (New or Renewal): Range of Checks | $50 | Not stated | None |
| Stop Payment (New or Renewal): Zelle® Stop Payment | $20 | Not stated | None |
| Counter Checks | $1 | per item | None |
| Cashing On-Us Check for Non-Customer | $5 | per item | None |
| Research: Copy of Deposit Item | $2 | per item | None |
| Research: Copy of Image Check | $2 | per item | None |
Digital & Electronic | |||
| ACH Origination Service: ACH or Tax Payment Template Set Up by Bank | $5 | Not stated | None |
| ACH Origination Service: ACH Transfer (audience not stated, treated as personal) | $0.10 | per item | None |
| Normal Personal /Business Bill Pay | No charge | Not stated | None |
| Personal Same-Day Bill Pay | $12Not compared: Per-occurrence charge, not monthly | per item | None |
Cash & Deposit | |||
| Deposited Check Returned | $10 | Not stated | None |
Account Services | |||
| Notary Bank Document Only | No charge | Not stated | None |
| Key Replacement: Surrendered box | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 5X10 | $75 | Not stated | None |
| Safe Deposit Box 5X5 | $40 | Not stated | None |
| Safe Deposit Box: 10X10 | $150 | Not stated | None |
| Legal Process | $75 | Not stated | None |
| Verification of Deposit/Loan | $10 | per item | None |
Other Fees | |||
| Special Mailing Service: Foreign Mail Service | $10Not compared: Monthly charge, not per item | per month | None |
| Special Mailing Service: Hold Main Service | $10Not compared: Monthly charge, not per item | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closed Fee All Checking & Savings Within 90 days | $5 | Not stated | None |
| Account Closed Fee All Checking & Savings Within 90 days | $15 | Not stated | None |
| Customized Wire Notification by Email or Fax | $5 | Not stated | None |
| Research: Labor Per Hour | $40Not compared: Charged per hour; comparison unavailable | per hour | plus $0.50 per copy (min $40.00) |
Overdraft & NSF | |||
| Non-Sufficient Funds: Unpaid Item Escheatment Notice | $25 | per item | None |
Wire Transfers | |||
| Outgoing Wire: Domestic | $20 | Not stated | None |
| Wire Transfer: Outgoing Domestic | $25 | per item | None |
| Outgoing Wire: International | $25 | Not stated | None |
| Wire Transfer: Outgoing International | $30 | Not stated | None |
Check Services | |||
| Stop Payment (New or Renewal): On-Line Stop Payment | $15 | Not stated | None |
| Stop Payment (New or Renewal): Range of Checks | $50 | Not stated | None |
| Stop Payment (New or Renewal): Zelle® Stop Payment | $20 | Not stated | None |
| Counter Checks | $1 | per item | None |
| Cashing On-Us Check for Non-Customer | $5 | per item | None |
| Research: Copy of Deposit Item | $2 | per item | None |
| Research: Copy of Image Check | $2 | per item | None |
Digital & Electronic | |||
| ACH Origination Service: ACH or Tax Payment Template Set Up by Bank | $5 | Not stated | None |
| Normal Personal /Business Bill Pay | No charge | Not stated | None |
| Business Mobile Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Deposited Check Returned | $10 | Not stated | None |
Account Services | |||
| Notary Bank Document Only | No charge | Not stated | None |
| Key Replacement: Surrendered box | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 5X10 | $75 | Not stated | None |
| Safe Deposit Box 5X5 | $40 | Not stated | None |
| Safe Deposit Box: 10X10 | $150 | Not stated | None |
| Legal Process | $75 | Not stated | None |
| Verification of Deposit/Loan | $10 | per item | None |
Other Fees | |||
| Special Mailing Service: Foreign Mail Service | $10Not compared: Monthly charge, not per item | per month | None |
| Special Mailing Service: Hold Main Service | $10Not compared: Monthly charge, not per item | per month | None |
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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