Mega Bank

Headquarters: San Gabriel, California
Charter: Bank
Assets: $506.7M
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
Mega Bank: $5 to $10
Mega Bank: $5 to $10
U.S. median: no median
NSF / Returned Item
Mega Bank: $25
Mega Bank: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $20, the middle of its prices
Mega Bank: $10 to $25
Mega Bank: $10 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mega Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$10
per month
Monthly service charge$5
per month
Account Closed Fee All Checking & Savings Within 90 days$5
Account Closed Fee All Checking & Savings Within 90 days$15
Customized Wire Notification by Email or Fax$5
Research: Labor Per Hour$40
Not compared: Charged per hour; comparison unavailable
per hour · plus $0.50 per copy (min $40.00)

Overdraft & NSF

Non-Sufficient Funds: Unpaid Item Escheatment Notice$25
per item

Wire Transfers

Outgoing Wire: Domestic$20
Wire Transfer: Cancellation (audience not stated, treated as personal)$10
per item
Wire Transfer: Outgoing Domestic$25
per item
Wire Transfer: Incoming (audience not stated, treated as personal)$10
per item
Outgoing Wire: International$25
Wire Transfer: Outgoing International$30

Check Services

Stop Payment (New or Renewal): Automatic Clearing House Item (ACH) Debit Item (audience not stated, treated as personal)$20
Stop Payment (New or Renewal): Check Post Dated/Bank Issued Checks (audience not stated, treated as personal)$20
Stop Payment (New or Renewal): On-Line Stop Payment$15
Stop Payment (New or Renewal): Range of Checks$50
Stop Payment (New or Renewal): Zelle® Stop Payment$20
Counter Checks$1
per item
Cashing On-Us Check for Non-Customer$5
per item
Research: Copy of Deposit Item$2
per item
Research: Copy of Image Check$2
per item

Digital & Electronic

ACH Origination Service: ACH or Tax Payment Template Set Up by Bank$5
ACH Origination Service: ACH Transfer (audience not stated, treated as personal)$0.10
per item
Normal Personal /Business Bill PayNo charge
Personal Same-Day Bill Pay$12
Not compared: Per-occurrence charge, not monthly
per item

Cash & Deposit

Deposited Check Returned$10

Account Services

Notary Bank Document OnlyNo charge
Key Replacement: Surrendered box$25
Not compared: Box drilling or key fee
Safe Deposit Box 5X10$75
Safe Deposit Box 5X5$40
Safe Deposit Box: 10X10$150
Legal Process$75
Verification of Deposit/Loan$10
per item

Other Fees

Special Mailing Service: Foreign Mail Service$10
Not compared: Monthly charge, not per item
per month
Special Mailing Service: Hold Main Service$10
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$10	per month	None
Monthly service charge	$5	per month	None
Account Closed Fee All Checking & Savings Within 90 days	$5	Not stated	None
Account Closed Fee All Checking & Savings Within 90 days	$15	Not stated	None
Customized Wire Notification by Email or Fax	$5	Not stated	None
Research: Labor Per Hour	$40Not compared: Charged per hour; comparison unavailable	per hour	plus $0.50 per copy (min $40.00)
Overdraft & NSF
Non-Sufficient Funds: Unpaid Item Escheatment Notice	$25	per item	None
Wire Transfers
Outgoing Wire: Domestic	$20	Not stated	None
Wire Transfer: Cancellation (audience not stated, treated as personal)	$10	per item	None
Wire Transfer: Outgoing Domestic	$25	per item	None
Wire Transfer: Incoming (audience not stated, treated as personal)	$10	per item	None
Outgoing Wire: International	$25	Not stated	None
Wire Transfer: Outgoing International	$30	Not stated	None
Check Services
Stop Payment (New or Renewal): Automatic Clearing House Item (ACH) Debit Item (audience not stated, treated as personal)	$20	Not stated	None
Stop Payment (New or Renewal): Check Post Dated/Bank Issued Checks (audience not stated, treated as personal)	$20	Not stated	None
Stop Payment (New or Renewal): On-Line Stop Payment	$15	Not stated	None
Stop Payment (New or Renewal): Range of Checks	$50	Not stated	None
Stop Payment (New or Renewal): Zelle® Stop Payment	$20	Not stated	None
Counter Checks	$1	per item	None
Cashing On-Us Check for Non-Customer	$5	per item	None
Research: Copy of Deposit Item	$2	per item	None
Research: Copy of Image Check	$2	per item	None
Digital & Electronic
ACH Origination Service: ACH or Tax Payment Template Set Up by Bank	$5	Not stated	None
ACH Origination Service: ACH Transfer (audience not stated, treated as personal)	$0.10	per item	None
Normal Personal /Business Bill Pay	No charge	Not stated	None
Personal Same-Day Bill Pay	$12Not compared: Per-occurrence charge, not monthly	per item	None
Cash & Deposit
Deposited Check Returned	$10	Not stated	None
Account Services
Notary Bank Document Only	No charge	Not stated	None
Key Replacement: Surrendered box	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 5X10	$75	Not stated	None
Safe Deposit Box 5X5	$40	Not stated	None
Safe Deposit Box: 10X10	$150	Not stated	None
Legal Process	$75	Not stated	None
Verification of Deposit/Loan	$10	per item	None
Other Fees
Special Mailing Service: Foreign Mail Service	$10Not compared: Monthly charge, not per item	per month	None
Special Mailing Service: Hold Main Service	$10Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Closed Fee All Checking & Savings Within 90 days$5
Account Closed Fee All Checking & Savings Within 90 days$15
Customized Wire Notification by Email or Fax$5
Research: Labor Per Hour$40
Not compared: Charged per hour; comparison unavailable
per hour · plus $0.50 per copy (min $40.00)

Overdraft & NSF

Non-Sufficient Funds: Unpaid Item Escheatment Notice$25
per item

Wire Transfers

Outgoing Wire: Domestic$20
Wire Transfer: Outgoing Domestic$25
per item
Outgoing Wire: International$25
Wire Transfer: Outgoing International$30

Check Services

Stop Payment (New or Renewal): On-Line Stop Payment$15
Stop Payment (New or Renewal): Range of Checks$50
Stop Payment (New or Renewal): Zelle® Stop Payment$20
Counter Checks$1
per item
Cashing On-Us Check for Non-Customer$5
per item
Research: Copy of Deposit Item$2
per item
Research: Copy of Image Check$2
per item

Digital & Electronic

ACH Origination Service: ACH or Tax Payment Template Set Up by Bank$5
Normal Personal /Business Bill PayNo charge
Business Mobile DepositNo charge

Cash & Deposit

Deposited Check Returned$10

Account Services

Notary Bank Document OnlyNo charge
Key Replacement: Surrendered box$25
Not compared: Box drilling or key fee
Safe Deposit Box 5X10$75
Safe Deposit Box 5X5$40
Safe Deposit Box: 10X10$150
Legal Process$75
Verification of Deposit/Loan$10
per item

Other Fees

Special Mailing Service: Foreign Mail Service$10
Not compared: Monthly charge, not per item
per month
Special Mailing Service: Hold Main Service$10
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Fee All Checking & Savings Within 90 days	$5	Not stated	None
Account Closed Fee All Checking & Savings Within 90 days	$15	Not stated	None
Customized Wire Notification by Email or Fax	$5	Not stated	None
Research: Labor Per Hour	$40Not compared: Charged per hour; comparison unavailable	per hour	plus $0.50 per copy (min $40.00)
Overdraft & NSF
Non-Sufficient Funds: Unpaid Item Escheatment Notice	$25	per item	None
Wire Transfers
Outgoing Wire: Domestic	$20	Not stated	None
Wire Transfer: Outgoing Domestic	$25	per item	None
Outgoing Wire: International	$25	Not stated	None
Wire Transfer: Outgoing International	$30	Not stated	None
Check Services
Stop Payment (New or Renewal): On-Line Stop Payment	$15	Not stated	None
Stop Payment (New or Renewal): Range of Checks	$50	Not stated	None
Stop Payment (New or Renewal): Zelle® Stop Payment	$20	Not stated	None
Counter Checks	$1	per item	None
Cashing On-Us Check for Non-Customer	$5	per item	None
Research: Copy of Deposit Item	$2	per item	None
Research: Copy of Image Check	$2	per item	None
Digital & Electronic
ACH Origination Service: ACH or Tax Payment Template Set Up by Bank	$5	Not stated	None
Normal Personal /Business Bill Pay	No charge	Not stated	None
Business Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Deposited Check Returned	$10	Not stated	None
Account Services
Notary Bank Document Only	No charge	Not stated	None
Key Replacement: Surrendered box	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 5X10	$75	Not stated	None
Safe Deposit Box 5X5	$40	Not stated	None
Safe Deposit Box: 10X10	$150	Not stated	None
Legal Process	$75	Not stated	None
Verification of Deposit/Loan	$10	per item	None
Other Fees
Special Mailing Service: Foreign Mail Service	$10Not compared: Monthly charge, not per item	per month	None
Special Mailing Service: Hold Main Service	$10Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Mega Bank's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
Mega Bank: $5 to $10
Mega Bank: $5 to $10
U.S. median: no median
NSF / Returned Item
Mega Bank: $25
Mega Bank: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $20, the middle of its prices
Mega Bank: $10 to $25
Mega Bank: $10 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Mega Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$10
per month
Monthly service charge$5
per month
Account Closed Fee All Checking & Savings Within 90 days$5
Account Closed Fee All Checking & Savings Within 90 days$15
Customized Wire Notification by Email or Fax$5
Research: Labor Per Hour$40
Not compared: Charged per hour; comparison unavailable
per hour · plus $0.50 per copy (min $40.00)

Overdraft & NSF

Non-Sufficient Funds: Unpaid Item Escheatment Notice$25
per item

Wire Transfers

Outgoing Wire: Domestic$20
Wire Transfer: Cancellation (audience not stated, treated as personal)$10
per item
Wire Transfer: Outgoing Domestic$25
per item
Wire Transfer: Incoming (audience not stated, treated as personal)$10
per item
Outgoing Wire: International$25
Wire Transfer: Outgoing International$30

Check Services

Stop Payment (New or Renewal): Automatic Clearing House Item (ACH) Debit Item (audience not stated, treated as personal)$20
Stop Payment (New or Renewal): Check Post Dated/Bank Issued Checks (audience not stated, treated as personal)$20
Stop Payment (New or Renewal): On-Line Stop Payment$15
Stop Payment (New or Renewal): Range of Checks$50
Stop Payment (New or Renewal): Zelle® Stop Payment$20
Counter Checks$1
per item
Cashing On-Us Check for Non-Customer$5
per item
Research: Copy of Deposit Item$2
per item
Research: Copy of Image Check$2
per item

Digital & Electronic

ACH Origination Service: ACH or Tax Payment Template Set Up by Bank$5
ACH Origination Service: ACH Transfer (audience not stated, treated as personal)$0.10
per item
Normal Personal /Business Bill PayNo charge
Personal Same-Day Bill Pay$12
Not compared: Per-occurrence charge, not monthly
per item

Cash & Deposit

Deposited Check Returned$10

Account Services

Notary Bank Document OnlyNo charge
Key Replacement: Surrendered box$25
Not compared: Box drilling or key fee
Safe Deposit Box 5X10$75
Safe Deposit Box 5X5$40
Safe Deposit Box: 10X10$150
Legal Process$75
Verification of Deposit/Loan$10
per item

Other Fees

Special Mailing Service: Foreign Mail Service$10
Not compared: Monthly charge, not per item
per month
Special Mailing Service: Hold Main Service$10
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$10	per month	None
Monthly service charge	$5	per month	None
Account Closed Fee All Checking & Savings Within 90 days	$5	Not stated	None
Account Closed Fee All Checking & Savings Within 90 days	$15	Not stated	None
Customized Wire Notification by Email or Fax	$5	Not stated	None
Research: Labor Per Hour	$40Not compared: Charged per hour; comparison unavailable	per hour	plus $0.50 per copy (min $40.00)
Overdraft & NSF
Non-Sufficient Funds: Unpaid Item Escheatment Notice	$25	per item	None
Wire Transfers
Outgoing Wire: Domestic	$20	Not stated	None
Wire Transfer: Cancellation (audience not stated, treated as personal)	$10	per item	None
Wire Transfer: Outgoing Domestic	$25	per item	None
Wire Transfer: Incoming (audience not stated, treated as personal)	$10	per item	None
Outgoing Wire: International	$25	Not stated	None
Wire Transfer: Outgoing International	$30	Not stated	None
Check Services
Stop Payment (New or Renewal): Automatic Clearing House Item (ACH) Debit Item (audience not stated, treated as personal)	$20	Not stated	None
Stop Payment (New or Renewal): Check Post Dated/Bank Issued Checks (audience not stated, treated as personal)	$20	Not stated	None
Stop Payment (New or Renewal): On-Line Stop Payment	$15	Not stated	None
Stop Payment (New or Renewal): Range of Checks	$50	Not stated	None
Stop Payment (New or Renewal): Zelle® Stop Payment	$20	Not stated	None
Counter Checks	$1	per item	None
Cashing On-Us Check for Non-Customer	$5	per item	None
Research: Copy of Deposit Item	$2	per item	None
Research: Copy of Image Check	$2	per item	None
Digital & Electronic
ACH Origination Service: ACH or Tax Payment Template Set Up by Bank	$5	Not stated	None
ACH Origination Service: ACH Transfer (audience not stated, treated as personal)	$0.10	per item	None
Normal Personal /Business Bill Pay	No charge	Not stated	None
Personal Same-Day Bill Pay	$12Not compared: Per-occurrence charge, not monthly	per item	None
Cash & Deposit
Deposited Check Returned	$10	Not stated	None
Account Services
Notary Bank Document Only	No charge	Not stated	None
Key Replacement: Surrendered box	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 5X10	$75	Not stated	None
Safe Deposit Box 5X5	$40	Not stated	None
Safe Deposit Box: 10X10	$150	Not stated	None
Legal Process	$75	Not stated	None
Verification of Deposit/Loan	$10	per item	None
Other Fees
Special Mailing Service: Foreign Mail Service	$10Not compared: Monthly charge, not per item	per month	None
Special Mailing Service: Hold Main Service	$10Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Account Closed Fee All Checking & Savings Within 90 days$5
Account Closed Fee All Checking & Savings Within 90 days$15
Customized Wire Notification by Email or Fax$5
Research: Labor Per Hour$40
Not compared: Charged per hour; comparison unavailable
per hour · plus $0.50 per copy (min $40.00)

Overdraft & NSF

Non-Sufficient Funds: Unpaid Item Escheatment Notice$25
per item

Wire Transfers

Outgoing Wire: Domestic$20
Wire Transfer: Outgoing Domestic$25
per item
Outgoing Wire: International$25
Wire Transfer: Outgoing International$30

Check Services

Stop Payment (New or Renewal): On-Line Stop Payment$15
Stop Payment (New or Renewal): Range of Checks$50
Stop Payment (New or Renewal): Zelle® Stop Payment$20
Counter Checks$1
per item
Cashing On-Us Check for Non-Customer$5
per item
Research: Copy of Deposit Item$2
per item
Research: Copy of Image Check$2
per item

Digital & Electronic

ACH Origination Service: ACH or Tax Payment Template Set Up by Bank$5
Normal Personal /Business Bill PayNo charge
Business Mobile DepositNo charge

Cash & Deposit

Deposited Check Returned$10

Account Services

Notary Bank Document OnlyNo charge
Key Replacement: Surrendered box$25
Not compared: Box drilling or key fee
Safe Deposit Box 5X10$75
Safe Deposit Box 5X5$40
Safe Deposit Box: 10X10$150
Legal Process$75
Verification of Deposit/Loan$10
per item

Other Fees

Special Mailing Service: Foreign Mail Service$10
Not compared: Monthly charge, not per item
per month
Special Mailing Service: Hold Main Service$10
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closed Fee All Checking & Savings Within 90 days	$5	Not stated	None
Account Closed Fee All Checking & Savings Within 90 days	$15	Not stated	None
Customized Wire Notification by Email or Fax	$5	Not stated	None
Research: Labor Per Hour	$40Not compared: Charged per hour; comparison unavailable	per hour	plus $0.50 per copy (min $40.00)
Overdraft & NSF
Non-Sufficient Funds: Unpaid Item Escheatment Notice	$25	per item	None
Wire Transfers
Outgoing Wire: Domestic	$20	Not stated	None
Wire Transfer: Outgoing Domestic	$25	per item	None
Outgoing Wire: International	$25	Not stated	None
Wire Transfer: Outgoing International	$30	Not stated	None
Check Services
Stop Payment (New or Renewal): On-Line Stop Payment	$15	Not stated	None
Stop Payment (New or Renewal): Range of Checks	$50	Not stated	None
Stop Payment (New or Renewal): Zelle® Stop Payment	$20	Not stated	None
Counter Checks	$1	per item	None
Cashing On-Us Check for Non-Customer	$5	per item	None
Research: Copy of Deposit Item	$2	per item	None
Research: Copy of Image Check	$2	per item	None
Digital & Electronic
ACH Origination Service: ACH or Tax Payment Template Set Up by Bank	$5	Not stated	None
Normal Personal /Business Bill Pay	No charge	Not stated	None
Business Mobile Deposit	No charge	Not stated	None
Cash & Deposit
Deposited Check Returned	$10	Not stated	None
Account Services
Notary Bank Document Only	No charge	Not stated	None
Key Replacement: Surrendered box	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 5X10	$75	Not stated	None
Safe Deposit Box 5X5	$40	Not stated	None
Safe Deposit Box: 10X10	$150	Not stated	None
Legal Process	$75	Not stated	None
Verification of Deposit/Loan	$10	per item	None
Other Fees
Special Mailing Service: Foreign Mail Service	$10Not compared: Monthly charge, not per item	per month	None
Special Mailing Service: Hold Main Service	$10Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.