16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Mar 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Mound City Bank’s own schedules, with a source for each figure.
per item
per hour
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed by customer within 90 days of opening | $25 | Not stated | None |
| Account reconciliation/research (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Undeliverable Address (per month) | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee (Max 5 items per day) | $29 | Not stated | None |
| Return item fee (per item) | $29 | per item | None |
ATM & Card | |||
| Instant Reissue (per card) | $10 | per item | None |
Check Services | |||
| Cashier's Check | $10 | Not stated | None |
| Bank Money Order | $5 | Not stated | None |
| Personal Money Order | $3 | Not stated | None |
| Stop payment charge | $29 | Not stated | None |
| Check cashing (per check/non customer drawn on MCB) | $5 | per item | None |
Digital & Electronic | |||
| Redeposited item | $5 | per item | None |
| Check Free (bill pay) | No charge | varies | Free, fees may apply for overnight checks or same day ACH payments |
Cash & Deposit | |||
| Deposited Check returned | $5 | Not stated | None |
Account Services | |||
| | 10x10 | $80 | Not stated | None |
| Replacement key | $10Not compared: Box drilling or key fee | Not stated | None |
| Replacement key | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 3x11 | $40 | Not stated | None |
| Safe Deposit Box 3x5 | $25 | Not stated | None |
| Safe Deposit Box 5x11 | $45 | Not stated | None |
| Safe Deposit Box 5x5 | $35 | Not stated | None |
| Safe Deposit Box 8x10 | $60 | Not stated | None |
| Garnishments | $50 | Not stated | None |
| Tax Levy (per initial request) | $50 | Not stated | None |
| Subpoena Response (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Retirement & IRA | |||
| IRA Excess Contribution Maintenance | $25 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Cards (per card) | $3 | per item | None |
Other Fees | |||
| Digital copy of monthly statements | $10Not compared: Monthly charge, not per item | per month | None |
Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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