18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $9, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Citizens Community Bank’s own schedules, with a source for each figure.
per month · avoid a Monthly Maintenance Service Charge of $15.00 per month, a minimum daily balance of $2,500.00 or an average collected balance of $3,000.00 must be maintained
per month
per month
per month
per month
per month
per month
per month
per month
per month
per hour · Research-Per Hour | $150.00
per page · Photocopies (per page) | $1.00
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance Service Charge | $15 | per month | avoid a Monthly Maintenance Service Charge of $15.00 per month, a minimum daily balance of $2,500.00 or an average collected balance of $3,000.00 must be maintained |
| Monthly Maintenance Service Charge | $10 | per month | None |
| Monthly Maintenance Service Charge | $6 | per month | None |
| Monthly maintenance service charge with direct deposit | $8 | per month | None |
| Monthly maintenance service charge with direct deposit | $8 | per month | None |
| Monthly maintenance service charge without direct deposit | $10 | per month | None |
| Monthly maintenance service charge without direct deposit | $10 | per month | None |
| Quarterly Maintenance Service Charge | $5 | per month | None |
| Account closed within 6 months of opening | $25 | Not stated | None |
| Dormant Checking Account (Inactive one year) | $10 | per month | None |
| Dormant Savings Account (Inactive two years) | $10 | per month | None |
| Research-Per Hour | $150Not compared: Charged per hour; comparison unavailable | per hour | Research-Per Hour | $150.00 |
Overdraft & NSF | |||
| Overdraft Fee for Non-Sufficient Funds Overdraft fees apply to overdrafts created by check, in person withdrawals, or ot | $30 | Not stated | None |
| Return Fee for Non-Sufficient Funds Return fees apply to overdrafts created by check, in person withdrawals, or other el | $30 | per item | None |
| Continuous Daily Overdraft Fee | $5 | per day | None |
ATM & Card | |||
| Debit Card Replacement Fee | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Outgoing | $25 | Not stated | None |
| Wire Transfer – Incoming | $20 | Not stated | None |
| Wire Transfer – Out of USA | $50 | Not stated | None |
Check Services | |||
| Cashiers Checks | $6 | Not stated | None |
| Personal Money Orders | $4 | Not stated | None |
| Stop Payment Orders/Renewals | $30 | Not stated | None |
| Check Cashing (Non-customer) | $10 | Not stated | None |
| Collection Item – Incoming and Outgoing | $20 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (Non-customer) | $10 | Not stated | None |
Account Services | |||
| Notary Service | $1 | Not stated | None |
| Garnishments and Levies | $120 | Not stated | None |
Other Fees | |||
| Photocopies (per page) | $1Not compared: Charged per page; comparison unavailable | per page | Photocopies (per page) | $1.00 |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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