Lake Elmo Bank

Headquarters: Lake Elmo, Minnesota
Charter: Bank
Assets: $529.7M
Fed district: Minneapolis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lake Elmo Bank: $35
Lake Elmo Bank: $35
U.S. median: no median
NSF / Returned Item
Lake Elmo Bank: $35
Lake Elmo Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $20, the middle of its prices
Lake Elmo Bank: $15 to $25
Lake Elmo Bank: $15 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lake Elmo Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing$20
Dormant Accounts$10
per month
Research and Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$10

Overdraft & NSF

Overdraft Fee$35
per item
Non-Sufficient Funds Item$35
per item
Overdraft sweep/transfer$5
per item

ATM & Card

Debit Card Replacement Fee$8

Wire Transfers

Cash Management entered domestic wire$15
Wire Transfers Domestic (Customers Only)$25
per item
Wire Transfers Foreign (Customers Only)$50

Check Services

Cashiers Checks (Customers Only)$5
Recurring Electronic Stop Payment$10
per item
Stop Payment$35
Counter Check Fee$2
Collection Fee$30
per item
Copy of Check$3

Cash & Deposit

Coin Sorting10%($10 minimum)
Return Deposit Item$5
per item

Account Services

Notary (Non-Customer)$5
10 x10“$125
per year
3 x10“$55
per year
3 x5“ “$35
per year
5 x10“$75
per year
5 x5“ “$45
per year
Safe Deposit Box Late Payment Fee$15
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$25
Not compared: Box drilling or key fee
Garnishment/Levy Fee$100

Retirement & IRA

IRA Transfer to another institution$50

Gift & Prepaid Cards

Visa Gift Cards$3.95

Other Fees

Photocopies$1
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing	$20	Not stated	None
Dormant Accounts	$10	per month	None
Research and Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Non-Sufficient Funds Item	$35	per item	None
Overdraft sweep/transfer	$5	per item	None
ATM & Card
Debit Card Replacement Fee	$8	Not stated	None
Wire Transfers
Cash Management entered domestic wire	$15	Not stated	None
Wire Transfers Domestic (Customers Only)	$25	per item	None
Wire Transfers Foreign (Customers Only)	$50	Not stated	None
Check Services
Cashiers Checks (Customers Only)	$5	Not stated	None
Recurring Electronic Stop Payment	$10	per item	None
Stop Payment	$35	Not stated	None
Counter Check Fee	$2	Not stated	None
Collection Fee	$30	per item	None
Copy of Check	$3	Not stated	None
Cash & Deposit
Coin Sorting	10%($10 minimum)	Not stated	None
Return Deposit Item	$5	per item	None
Account Services
Notary (Non-Customer)	$5	Not stated	None
10 x10“	$125	per year	None
3 x10“	$55	per year	None
3 x5“ “	$35	per year	None
5 x10“	$75	per year	None
5 x5“ “	$45	per year	None
Safe Deposit Box Late Payment Fee	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Fee	$100	Not stated	None
Retirement & IRA
IRA Transfer to another institution	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$3.95	Not stated	None
Other Fees
Photocopies	$1	per item	None
Statement Copy	$5	Not stated	None

Account Maintenance

Early Account Closing$20
Dormant Accounts$10
per month
Research and Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$10

Overdraft & NSF

Overdraft Fee$35
per item
Non-Sufficient Funds Item$35
per item
Overdraft sweep/transfer$5
per item

ATM & Card

Debit Card Replacement Fee$8

Wire Transfers

Cash Management entered domestic wire$15
Wire Transfers Domestic (Customers Only)$25
per item
Wire Transfers Foreign (Customers Only)$50

Check Services

Cashiers Checks (Customers Only)$5
Recurring Electronic Stop Payment$10
per item
Stop Payment$35
Counter Check Fee$2
Collection Fee$30
per item
Copy of Check$3

Cash & Deposit

Coin Sorting10%($10 minimum)
Return Deposit Item$5
per item
Return Deposit Item (Business)$5
per item

Account Services

Notary (Non-Customer)$5
10 x10“$125
per year
3 x10“$55
per year
3 x5“ “$35
per year
5 x10“$75
per year
5 x5“ “$45
per year
Safe Deposit Box Late Payment Fee$15
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$25
Not compared: Box drilling or key fee
Garnishment/Levy Fee$100

Retirement & IRA

IRA Transfer to another institution$50

Gift & Prepaid Cards

Visa Gift Cards$3.95

Other Fees

Photocopies$1
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing	$20	Not stated	None
Dormant Accounts	$10	per month	None
Research and Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Non-Sufficient Funds Item	$35	per item	None
Overdraft sweep/transfer	$5	per item	None
ATM & Card
Debit Card Replacement Fee	$8	Not stated	None
Wire Transfers
Cash Management entered domestic wire	$15	Not stated	None
Wire Transfers Domestic (Customers Only)	$25	per item	None
Wire Transfers Foreign (Customers Only)	$50	Not stated	None
Check Services
Cashiers Checks (Customers Only)	$5	Not stated	None
Recurring Electronic Stop Payment	$10	per item	None
Stop Payment	$35	Not stated	None
Counter Check Fee	$2	Not stated	None
Collection Fee	$30	per item	None
Copy of Check	$3	Not stated	None
Cash & Deposit
Coin Sorting	10%($10 minimum)	Not stated	None
Return Deposit Item	$5	per item	None
Return Deposit Item (Business)	$5	per item	None
Account Services
Notary (Non-Customer)	$5	Not stated	None
10 x10“	$125	per year	None
3 x10“	$55	per year	None
3 x5“ “	$35	per year	None
5 x10“	$75	per year	None
5 x5“ “	$45	per year	None
Safe Deposit Box Late Payment Fee	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Fee	$100	Not stated	None
Retirement & IRA
IRA Transfer to another institution	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$3.95	Not stated	None
Other Fees
Photocopies	$1	per item	None
Statement Copy	$5	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Lake Elmo Bank's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lake Elmo Bank: $35
Lake Elmo Bank: $35
U.S. median: no median
NSF / Returned Item
Lake Elmo Bank: $35
Lake Elmo Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $20, the middle of its prices
Lake Elmo Bank: $15 to $25
Lake Elmo Bank: $15 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Lake Elmo Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing$20
Dormant Accounts$10
per month
Research and Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$10

Overdraft & NSF

Overdraft Fee$35
per item
Non-Sufficient Funds Item$35
per item
Overdraft sweep/transfer$5
per item

ATM & Card

Debit Card Replacement Fee$8

Wire Transfers

Cash Management entered domestic wire$15
Wire Transfers Domestic (Customers Only)$25
per item
Wire Transfers Foreign (Customers Only)$50

Check Services

Cashiers Checks (Customers Only)$5
Recurring Electronic Stop Payment$10
per item
Stop Payment$35
Counter Check Fee$2
Collection Fee$30
per item
Copy of Check$3

Cash & Deposit

Coin Sorting10%($10 minimum)
Return Deposit Item$5
per item

Account Services

Notary (Non-Customer)$5
10 x10“$125
per year
3 x10“$55
per year
3 x5“ “$35
per year
5 x10“$75
per year
5 x5“ “$45
per year
Safe Deposit Box Late Payment Fee$15
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$25
Not compared: Box drilling or key fee
Garnishment/Levy Fee$100

Retirement & IRA

IRA Transfer to another institution$50

Gift & Prepaid Cards

Visa Gift Cards$3.95

Other Fees

Photocopies$1
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing	$20	Not stated	None
Dormant Accounts	$10	per month	None
Research and Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Non-Sufficient Funds Item	$35	per item	None
Overdraft sweep/transfer	$5	per item	None
ATM & Card
Debit Card Replacement Fee	$8	Not stated	None
Wire Transfers
Cash Management entered domestic wire	$15	Not stated	None
Wire Transfers Domestic (Customers Only)	$25	per item	None
Wire Transfers Foreign (Customers Only)	$50	Not stated	None
Check Services
Cashiers Checks (Customers Only)	$5	Not stated	None
Recurring Electronic Stop Payment	$10	per item	None
Stop Payment	$35	Not stated	None
Counter Check Fee	$2	Not stated	None
Collection Fee	$30	per item	None
Copy of Check	$3	Not stated	None
Cash & Deposit
Coin Sorting	10%($10 minimum)	Not stated	None
Return Deposit Item	$5	per item	None
Account Services
Notary (Non-Customer)	$5	Not stated	None
10 x10“	$125	per year	None
3 x10“	$55	per year	None
3 x5“ “	$35	per year	None
5 x10“	$75	per year	None
5 x5“ “	$45	per year	None
Safe Deposit Box Late Payment Fee	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Fee	$100	Not stated	None
Retirement & IRA
IRA Transfer to another institution	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$3.95	Not stated	None
Other Fees
Photocopies	$1	per item	None
Statement Copy	$5	Not stated	None

Account Maintenance

Early Account Closing$20
Dormant Accounts$10
per month
Research and Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement Fee$10

Overdraft & NSF

Overdraft Fee$35
per item
Non-Sufficient Funds Item$35
per item
Overdraft sweep/transfer$5
per item

ATM & Card

Debit Card Replacement Fee$8

Wire Transfers

Cash Management entered domestic wire$15
Wire Transfers Domestic (Customers Only)$25
per item
Wire Transfers Foreign (Customers Only)$50

Check Services

Cashiers Checks (Customers Only)$5
Recurring Electronic Stop Payment$10
per item
Stop Payment$35
Counter Check Fee$2
Collection Fee$30
per item
Copy of Check$3

Cash & Deposit

Coin Sorting10%($10 minimum)
Return Deposit Item$5
per item
Return Deposit Item (Business)$5
per item

Account Services

Notary (Non-Customer)$5
10 x10“$125
per year
3 x10“$55
per year
3 x5“ “$35
per year
5 x10“$75
per year
5 x5“ “$45
per year
Safe Deposit Box Late Payment Fee$15
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$25
Not compared: Box drilling or key fee
Garnishment/Levy Fee$100

Retirement & IRA

IRA Transfer to another institution$50

Gift & Prepaid Cards

Visa Gift Cards$3.95

Other Fees

Photocopies$1
per item
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing	$20	Not stated	None
Dormant Accounts	$10	per month	None
Research and Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement Fee	$10	Not stated	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Non-Sufficient Funds Item	$35	per item	None
Overdraft sweep/transfer	$5	per item	None
ATM & Card
Debit Card Replacement Fee	$8	Not stated	None
Wire Transfers
Cash Management entered domestic wire	$15	Not stated	None
Wire Transfers Domestic (Customers Only)	$25	per item	None
Wire Transfers Foreign (Customers Only)	$50	Not stated	None
Check Services
Cashiers Checks (Customers Only)	$5	Not stated	None
Recurring Electronic Stop Payment	$10	per item	None
Stop Payment	$35	Not stated	None
Counter Check Fee	$2	Not stated	None
Collection Fee	$30	per item	None
Copy of Check	$3	Not stated	None
Cash & Deposit
Coin Sorting	10%($10 minimum)	Not stated	None
Return Deposit Item	$5	per item	None
Return Deposit Item (Business)	$5	per item	None
Account Services
Notary (Non-Customer)	$5	Not stated	None
10 x10“	$125	per year	None
3 x10“	$55	per year	None
3 x5“ “	$35	per year	None
5 x10“	$75	per year	None
5 x5“ “	$45	per year	None
Safe Deposit Box Late Payment Fee	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Fee	$100	Not stated	None
Retirement & IRA
IRA Transfer to another institution	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$3.95	Not stated	None
Other Fees
Photocopies	$1	per item	None
Statement Copy	$5	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.