State Bank Financial

Headquarters: La Crosse, Wisconsin
Charter: Bank
Assets: $512.1M
Fed district: Minneapolis

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
State Bank Financial: $30
State Bank Financial: $30
U.S. median: no median
Non-Network ATM
State Bank Financial: $1.50
State Bank Financial: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
State Bank Financial: $20
State Bank Financial: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from State Bank Financial’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 6 months of opening$25
Account Closing within 6 months$25
Dormant Account$5
Account Balancing per hour ($25.00 min)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements (varies by account)$2
Undeliverable Statement$5

Overdraft & NSF

Overdraft Paid Item Fee$30
Overdraft Protection Transfer$6

ATM & Card

Non SBF ATM Transaction charge$1.50
Replacement of ATM or Debit Card$5
Deposited Return Charge: $: 6.00: Expedited Delivery of Debit or ATM Card$60
Expedited PIN request$15

Wire Transfers

Outgoing Wire - Customer$20
Incoming Wire - Customer$10
Foreign Wire$60

Check Services

Bank Checks$25
Cashiers Check$5
Online Stop Payment$25
Stop Payment Charge$30
per item
Counter Checks per page of 4 checks$2
per item
Non Customer Check Cashing (on-us)$5
Foreign Item Deposited (plus collection costs)$25

Digital & Electronic

Personal Bill PayNo charge

Cash & Deposit

Coin Counting - CustomerNo charge

Account Services

Drilling$300
Not compared: Box drilling or key fee
Lost Key$25
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$115
Safe Deposit Box 3x10$45
Safe Deposit Box 3x5$25
Safe Deposit Box 4x5$30
Safe Deposit Box 4x9$45
Safe Deposit Box 5x10$56
Safe Deposit Box 5x5$40
Safe Deposit Box 5x9$50
Wire Transfers: 6x7$47
Garnishment Fee$100
Levy Fee$100

Lending Fees

Late Payment$10

Other Fees

Photocopy (per page)$1
per item
Statement Copy (replacement)$5

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 6 months of opening	$25	Not stated	None
Account Closing within 6 months	$25	Not stated	None
Dormant Account	$5	Not stated	None
Account Balancing per hour ($25.00 min)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements (varies by account)	$2	Not stated	None
Undeliverable Statement	$5	Not stated	None
Overdraft & NSF
Overdraft Paid Item Fee	$30	Not stated	None
Overdraft Protection Transfer	$6	Not stated	None
ATM & Card
Non SBF ATM Transaction charge	$1.50	Not stated	None
Replacement of ATM or Debit Card	$5	Not stated	None
Deposited Return Charge: $: 6.00: Expedited Delivery of Debit or ATM Card	$60	Not stated	None
Expedited PIN request	$15	Not stated	None
Wire Transfers
Outgoing Wire - Customer	$20	Not stated	None
Incoming Wire - Customer	$10	Not stated	None
Foreign Wire	$60	Not stated	None
Check Services
Bank Checks	$25	Not stated	None
Cashiers Check	$5	Not stated	None
Online Stop Payment	$25	Not stated	None
Stop Payment Charge	$30	per item	None
Counter Checks per page of 4 checks	$2	per item	None
Non Customer Check Cashing (on-us)	$5	Not stated	None
Foreign Item Deposited (plus collection costs)	$25	Not stated	None
Digital & Electronic
Personal Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin Counting - Customer	No charge	Not stated	None
Account Services
Drilling	$300Not compared: Box drilling or key fee	Not stated	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$115	Not stated	None
Safe Deposit Box 3x10	$45	Not stated	None
Safe Deposit Box 3x5	$25	Not stated	None
Safe Deposit Box 4x5	$30	Not stated	None
Safe Deposit Box 4x9	$45	Not stated	None
Safe Deposit Box 5x10	$56	Not stated	None
Safe Deposit Box 5x5	$40	Not stated	None
Safe Deposit Box 5x9	$50	Not stated	None
Wire Transfers: 6x7	$47	Not stated	None
Garnishment Fee	$100	Not stated	None
Levy Fee	$100	Not stated	None
Lending Fees
Late Payment	$10	Not stated	None
Other Fees
Photocopy (per page)	$1	per item	None
Statement Copy (replacement)	$5	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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