Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Belgrade State Bank

Belgrade, MissouriBankSt. Louis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive account Cool Owl Kid's Club Account for 1 year with less than$25Above the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=dormant_account; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Inactive account Cool Owl Kid's Club Account for 1 year with less than $25 balance/month" · Source

Inactive account for 1 year with less than balance/month$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=dormant_account; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Inactive account for 1 year with less than $500 balance/month / $5" · Source

Paper statement fee$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=paper_statement; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Paper statement fee / $5" · Source

Overdraft & NSFVerified

Overdraft fee$29.50Within the typical range ($20–$30 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=overdraft; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="*Overdraft fee / $29.50" · Source

ATM & CardVerified

BSB ATM (non-customer)$3Within the typical range ($1–$3 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=atm_non_network; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="BSB ATM (non-customer) / $3" · Source
Lost Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=card_replacement; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Lost Card / $5" · Source

Check ServicesVerified

Cashier's Checks$6Within the typical range ($3–$6 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=cashiers_check; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Cashier's Checks / $6" · Source
Money orders$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=money_order; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Money orders / $3" · Source

Cash & DepositVerified

Chargeback$6Below the typical range ($9.50–$25 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=deposited_item_return; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Chargeback / $6" · Source

Account ServicesVerified

10"x10"$96Above the typical range ($25–$80 nationally)
$56 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=safe_deposit_box; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="10"x10" / $96" · Source
3"x10"$42Within the typical range ($25–$80 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=safe_deposit_box; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="3"x10" / $42" · Source
3"x5"$18Below the typical range ($25–$80 nationally)
$22 below the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=safe_deposit_box; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="3"x5" / $18" · Source
5"x10"$46Within the typical range ($25–$80 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=safe_deposit_box; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="5"x10" / $46" · Source
5"x5"$30Within the typical range ($25–$80 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=safe_deposit_box; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="5"x5" / $30" · Source
Account Balance Inquiry Per 6 phone calls$2Within the typical range ($1–$2 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=balance_inquiry; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Account Balance Inquiry Per 6 phone calls / $2" · Source
Account Balance Inquiry Per Night Owl or Online Banking$0Below the typical range ($1–$2 nationally)
$1.25 below the national median
Knox read a free fee from Rosetta artifact #1812. canonical_hint=balance_inquiry; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Account Balance Inquiry Per Night Owl or Online Banking / FREE" · Source
Garnishments or levies fee$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=garnishment_levy; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Garnishments or levies fee / $100" · Source
Lock Drilling$100Above the typical range ($25–$80 nationally)
$60 above the national median
Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=safe_deposit_box; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Lock Drilling / $100" · Source

Lending FeesVerified

Late Payment Per Month$5Below the typical range ($15–$26.50 nationally)
$20 below the national median
per month · Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=late_payment; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Late Payment Per Month / $5" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive account Cool Owl Kid's Club Account for 1 year with less than	$25Above the typical range ($5–$10 nationally)	$20 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=dormant_account; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Inactive account Cool Owl Kid's Club Account for 1 year with less than $25 balance/month"	Source
Inactive account for 1 year with less than balance/month	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=dormant_account; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Inactive account for 1 year with less than $500 balance/month / $5"	Source
Paper statement fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=paper_statement; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Paper statement fee / $5"	Source
Overdraft & NSFVerified
Overdraft fee	$29.50Within the typical range ($20–$30 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=overdraft; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="*Overdraft fee / $29.50"	Source
ATM & CardVerified
BSB ATM (non-customer)	$3Within the typical range ($1–$3 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=atm_non_network; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="BSB ATM (non-customer) / $3"	Source
Lost Card	$5
Check ServicesVerified
Cashier's Checks	$6Within the typical range ($3–$6 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=cashiers_check; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Cashier's Checks / $6"	Source
Money orders	$3
Cash & DepositVerified
Chargeback	$6Below the typical range ($9.50–$25 nationally)	$9 below the national median	—	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=deposited_item_return; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Chargeback / $6"	Source
Account ServicesVerified
10"x10"	$96Above the typical range ($25–$80 nationally)	$56 above the national median	—	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=safe_deposit_box; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="10"x10" / $96"	Source
3"x10"	$42
Lending FeesVerified
Late Payment Per Month	$5Below the typical range ($15–$26.50 nationally)	$20 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1812. canonical_hint=late_payment; text_hash=bf2b7badd82f271682b14dc5d8f8b01fe32cd150f4f4f1f908972dc88b1b134f; excerpt="Late Payment Per Month / $5"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29.50

Overdraft fee: $29.50

5% above the national median overdraft fee

Total fees: 19 — leaner than most institutions

Verified fees

Under review

Assets

$548.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$548.0M

Total deposits

$495.3M

Service charge income

$446K

Fee income ratio

6.8%

Return on assets

1.68%

Branches

Service charge income by quarter

Q2 2026$446K

Q1 2026$459K

Q4 2025$485K

Q3 2025$457K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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