23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 25, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
First Nations Bank · $537M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First Nations Bank(this institution) | Chicago, IL | $537M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Dudley | Dudley, GA | $538M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of the Flint Hills | Wamego, KS | $545M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Belgrade State Bank | Belgrade, MO | $548M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Citizens Bank of Kansas | Kingman, KS | $548M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Community Bank | Mascoutah, IL | $531M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Bank Mankato | Vernon Center, MN | $538M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Coulee Bank | La Crosse, WI | $524M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cross County Savings Bank | Middle Village, NY | $525M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Enterprise Bank | Allison Park, PA | $525M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Enterprise Bank of South Carolina | Ehrhardt, SC | $535M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Fidelity Bank | West Memphis, AR | $547M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fifth District Savings Bank | New Orleans, LA | $532M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Citizens State Bank | Whitewater, WI | $525M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Montana Bank, Inc. | Missoula, MT | $530M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lake Elmo Bank | Lake Elmo, MN | $530M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Milford Federal Bank | Milford, MA | $545M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mound City Bank | Platteville, WI | $551M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Nebraska Bank | Dodge, NE | $552M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Portage Community Bank | Ravenna, OH | $552M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Shoreham Bank | Warwick, RI | $535M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Silver Lake Bank | Topeka, KS | $548M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Southern Bank of Tennessee | Mount Juliet, TN | $533M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Berkshire Bank | New York, NY | $530M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Cooperative Bank | Roslindale, MA | $548M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Murray Bank | Murray, KY | $534M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.48 among 15 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
First Nations Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from First Nations Bank’s own schedules, with a source for each figure.
per month
per hour · Bank Account Reconciliation or Research | $30.00 per hour (One hour minimum charge)
per statement · Bank Statement Reproduction | $5.00 per statement
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closed Account (within 6 months of account opening) | $25 | Not stated | None |
| Dormant Account Fee An account is considered dormant after 24 months of no activity | $5 | per month | None |
| Bank Account Reconciliation or Research | $30Not compared: Charged per hour; comparison unavailable | per hour | Bank Account Reconciliation or Research | $30.00 per hour (One hour minimum charge) |
Overdraft & NSF | |||
| Overdraft Fee | $35 | per item | None |
| NSF Return Item Fee | $35 | per item | None |
ATM & Card | |||
| Replacement Card | $20 | Not stated | None |
| Expedited Card or PIN | $75 | Not stated | None |
Wire Transfers | |||
| Wire Transfers (Outgoing) Domestic | $25 | Not stated | None |
| Wire Transfers (Incoming) Domestic | $10 | Not stated | None |
| Wire Transfers (Outgoing) Foreign | $50 | Not stated | None |
| Wire Transfers (Incoming) Foreign | $10 | Not stated | None |
Check Services | |||
| Cashier's Check – Customer | $5 | per item | None |
| Cashier's Check – Non Customer (subject to approval) | $15 | per item | None |
| Money Order – Customer ($1,000 maximum) | $3 | per item | None |
| Stop Payment (per check or item) | $30 | per item | None |
| Check Cashing – Non Customer (subject to approval) | $3 | Not stated | None |
| Collection Fee | $30 | Not stated | None |
| Copy of Check | No charge | Not stated | None |
Digital & Electronic | |||
| Bill Payment | No charge | Not stated | None |
| Mobile Deposit | No charge | Not stated | None |
Account Services | |||
| Notary Fee | No charge | Not stated | None |
| Drilling Fee & Key Replacement | $50Not compared: Box drilling or key fee | Not stated | None |
| Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10 | $150 | Not stated | None |
| Safe Deposit Box 3x10 | $50 | Not stated | None |
| Safe Deposit Box 5x10 | $75 | Not stated | None |
| Safe Deposit Box 5x5 | $45 | Not stated | None |
| Garnishments/Levies | $150 | Not stated | None |
| Subpoenas | $150 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer (to another bank) | $25 | Not stated | None |
Other Fees | |||
| Bank Statement Reproduction | $5Not compared: Charged per statement; comparison unavailable | per statement | Bank Statement Reproduction | $5.00 per statement |
Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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