First Bank

Headquarters: McComb, Mississippi
Charter: Bank
Assets: $562.9M
Fed district: Atlanta

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
First Bank: $6 to $10
First Bank: $6 to $10
U.S. median: no median
Overdraft (OD)
First Bank: $36
First Bank: $36
U.S. median: no median
Non-Network ATM
First Bank: $2
First Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Bank’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Monthly Service Charge Fee$10
per month
Monthly Service Charge Fee$7
per month
Simple Checking Monthly Service Charge Fee$6
per month
Account Closing (within 180 days)$25
Account Reconcilement (per hour)$40
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilement (per hour) $40.00
Account Service Fee - Account Research (per hour)$40
Not compared: Charged per hour; comparison unavailable
per hour
Statement - Paper Statement Fee$3
Excessive Withdrawal Fee$5

Overdraft & NSF

Paid Overdraft Item Fee (each time item presented)$36
per item

ATM & Card

ATM Service Charge - (Foreign ATM Use)$2
Account Service Fee - Debit Card Replacement Fee$5
Account Service Fee - Debit Card Replacement Fee - Expedited Fee$40

Wire Transfers

Wire Transfer Fee Outgoing (Domestic)$20
Wire Transfer Fee Incoming (Domestic)$15
Wire Transfer Fee (International)$45

Check Services

Official Check Purchase$10
Money Order Purchase Up$2
Stop Payment Fee (per item)$36
per item
Account Service Fee - Temporary Counter Check Printing (4 checks)$4
Check Cashing Fee - Non-Customer$5
Collection Item Incoming/Outgoing$25
Copy of Check / Money Order / Official Check (per copy)$2
per item

Account Services

Notary Public Service - Non-Customer$5
Safe Deposit Box Drilling$100
Not compared: Box drilling or key fee
Safe Deposit Box surrendered with one (1) key$50
Not compared: Box drilling or key fee
Levies / Garnishments$50
Account Deposit Verification$10

Other Fees

Account Service Fee - Statement - Duplicate Statement$5
Account Service Fee - Statement - Special Interim Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Monthly Service Charge Fee	$10	per month	None
Monthly Service Charge Fee	$7	per month	None
Simple Checking Monthly Service Charge Fee	$6	per month	None
Account Closing (within 180 days)	$25	Not stated	None
Account Reconcilement (per hour)	$40Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilement (per hour) $40.00
Account Service Fee - Account Research (per hour)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Statement - Paper Statement Fee	$3	Not stated	None
Excessive Withdrawal Fee	$5	Not stated	None
Overdraft & NSF
Paid Overdraft Item Fee (each time item presented)	$36	per item	None
ATM & Card
ATM Service Charge - (Foreign ATM Use)	$2	Not stated	None
Account Service Fee - Debit Card Replacement Fee	$5	Not stated	None
Account Service Fee - Debit Card Replacement Fee - Expedited Fee	$40	Not stated	None
Wire Transfers
Wire Transfer Fee Outgoing (Domestic)	$20	Not stated	None
Wire Transfer Fee Incoming (Domestic)	$15	Not stated	None
Wire Transfer Fee (International)	$45	Not stated	None
Check Services
Official Check Purchase	$10	Not stated	None
Money Order Purchase Up	$2	Not stated	None
Stop Payment Fee (per item)	$36	per item	None
Account Service Fee - Temporary Counter Check Printing (4 checks)	$4	Not stated	None
Check Cashing Fee - Non-Customer	$5	Not stated	None
Collection Item Incoming/Outgoing	$25	Not stated	None
Copy of Check / Money Order / Official Check (per copy)	$2	per item	None
Account Services
Notary Public Service - Non-Customer	$5	Not stated	None
Safe Deposit Box Drilling	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box surrendered with one (1) key	$50Not compared: Box drilling or key fee	Not stated	None
Levies / Garnishments	$50	Not stated	None
Account Deposit Verification	$10	Not stated	None
Other Fees
Account Service Fee - Statement - Duplicate Statement	$5	Not stated	None
Account Service Fee - Statement - Special Interim Statement	$5	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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