Coulee Bank

Headquarters: La Crosse, Wisconsin
Charter: Bank
Assets: $524.4M
Fed district: Minneapolis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Coulee Bank: $32
Coulee Bank: $32
U.S. median: no median
NSF / Returned Item
Coulee Bank: $32
Coulee Bank: $32
U.S. median: no median
Wire Transfer (Domestic Out)
Coulee Bank: $22
Coulee Bank: $22
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Coulee Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee in Service Charge (per month)$5
per month
Account Reconciliation (per hour, 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (per hour, 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee/Failure to Update Account (per month)$5
per month

Overdraft & NSF

Overdraft Item Fee (per item presentment)$32
per item
Non-Sufficient Funds Fee (per item presentment)$32
per item
Continuous Overdraft Fee$3
Overdraft Item Fee/Non-Sufficient Funds Fee Daily Maximum$224
per day

ATM & Card

Replacement Debit Card$5

Wire Transfers

Wire Out Fee - Domestic$22
Wire Out Fee - International$52
Wire In Fee (Domestic or International)$10

Check Services

Cashier's Checks$2
Stop Payment Charge$10
Check Cashing (non-customer) (audience not stated, treated as personal)2%
Foreign Item Fee$10

Cash & Deposit

Deposit Item Returned Fee (ACH item - per presentment)$10
per item
Deposit Item Returned Fee (non-ACH item - per chargeback)$10

Account Services

Garnishment/Levy Fee$75

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee in Service Charge (per month)	$5	per month	None
Account Reconciliation (per hour, 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (per hour, 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee/Failure to Update Account (per month)	$5	per month	None
Overdraft & NSF
Overdraft Item Fee (per item presentment)	$32	per item	None
Non-Sufficient Funds Fee (per item presentment)	$32	per item	None
Continuous Overdraft Fee	$3	Not stated	None
Overdraft Item Fee/Non-Sufficient Funds Fee Daily Maximum	$224	per day	None
ATM & Card
Replacement Debit Card	$5	Not stated	None
Wire Transfers
Wire Out Fee - Domestic	$22	Not stated	None
Wire Out Fee - International	$52	Not stated	None
Wire In Fee (Domestic or International)	$10	Not stated	None
Check Services
Cashier's Checks	$2	Not stated	None
Stop Payment Charge	$10	Not stated	None
Check Cashing (non-customer) (audience not stated, treated as personal)	2%	Not stated	None
Foreign Item Fee	$10	Not stated	None
Cash & Deposit
Deposit Item Returned Fee (ACH item - per presentment)	$10	per item	None
Deposit Item Returned Fee (non-ACH item - per chargeback)	$10	Not stated	None
Account Services
Garnishment/Levy Fee	$75	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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