Spring Bank

Headquarters: Bronx, New York
Charter: Bank
Assets: $641.0M
Fed district: New York

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Compared at $0.75, the middle of its prices
Spring Bank: $0.50 to $1
Spring Bank: $0.50 to $1
U.S. median: no median
Foreign Transaction
Spring Bank: $1.50
Spring Bank: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Spring Bank: $25
Spring Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Spring Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Fee on Checking accounts$10
per month
Inactivity Fee on Checking accounts$2.50
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

ATM Transaction Fee (non-Spring Bank network)$1
Balance Inquiry Fee (non-Spring Bank ATMs)$0.50
Debit/ATM Card Replacement Fee$10
Foreign Transactions (outside USA)$1.50

Wire Transfers

Outgoing Domestic Wire$25
Incoming Wire$10
Outgoing International Wire$35

Check Services

Bank Check (accountholders only)$5
Check Stop payment$15
Check Cashing Fee (accountholders with minimum balance of $100.00 at the time of the deposit.)$1
Foreign Checks Fee$35
Copy of Cleared Check$5

Digital & Electronic

Bill Pay – via Online BankingNo charge
Bill Pay (per item)$1.25
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Return Deposited Item$10

Account Services

Notary FeeNo charge
Levy/Legal Fee$75

Other Fees

Statement Copy$2.50
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Dormant Fee on Checking accounts	$10	per month	None
Inactivity Fee on Checking accounts	$2.50	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
ATM Transaction Fee (non-Spring Bank network)	$1	Not stated	None
Balance Inquiry Fee (non-Spring Bank ATMs)	$0.50	Not stated	None
Debit/ATM Card Replacement Fee	$10	Not stated	None
Foreign Transactions (outside USA)	$1.50	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$25	Not stated	None
Incoming Wire	$10	Not stated	None
Outgoing International Wire	$35	Not stated	None
Check Services
Bank Check (accountholders only)	$5	Not stated	None
Check Stop payment	$15	Not stated	None
Check Cashing Fee (accountholders with minimum balance of $100.00 at the time of the deposit.)	$1	Not stated	None
Foreign Checks Fee	$35	Not stated	None
Copy of Cleared Check	$5	Not stated	None
Digital & Electronic
Bill Pay – via Online Banking	No charge	Not stated	None
Bill Pay (per item)	$1.25Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Return Deposited Item	$10	Not stated	None
Account Services
Notary Fee	No charge	Not stated	None
Levy/Legal Fee	$75	Not stated	None
Other Fees
Statement Copy	$2.50Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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