vs. U.S. typical range:LowerTypicalHigher
per month · Source
$9.05 above the national median
per month · Source
per item · Source
one time · Less than 3 months · Source
$2.05 above the national median
per month · Minimum daily balance $500.00 or direct deposit required to avoid. Paper statements $2.00 additional · Source
$4.05 above the national median
per month · Minimum daily balance $1,000.00 required to avoid · Source
$19.05 above the national median
per month · Minimum daily balance $10,000.00 required to avoid · Source
$0.95 below the national median
per month · Minimum daily balance $300.00 required to avoid · Source
per item · Source
per day · Maximum 5 items paid or returned per day · Source
per item · Item returned · Source
$62.50 above the national median
per day · Maximum 5 items paid or returned per day. No fee if item is $35 or less or account overdrawn $35 or less · Source
per item · Item paid · Source
per item · Source
$17.80 above the national median
per item · Source
$7.50 below the national median
per item · Incoming/Outgoing · Source
per item · Incoming/Outgoing · Source
per item · Source
per item · Non-customer/non-RCB check · Source
$1.50 below the national median
per item · Source
per item · Source
$17.50 below the national median
per item · Source
$57.50 above the national median
per year · Source
$12.50 below the national median
per year · Source
$17.50 above the national median
per year · Source
$2.50 below the national median
per year · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| ACH Monthly Fee Non-Prefunded | $25Above the typical range ($3–$10 nationally) | $19.05 above the national median | per month | — | Source |
| ACH Monthly Fee Pre-Funded | $15Above the typical range ($3–$10 nationally) | $9.05 above the national median | per month | — | Source |
| CD Early Withdrawal Penalty | $20Within the typical range ($10–$25 nationally) | $5 above the national median | per item | — | Source |
| Early Account Closing | $25Within the typical range ($10–$25 nationally) | $10 above the national median | one time | Less than 3 months | Source |
| Monthly service charge | $8Within the typical range ($3–$10 nationally) | $2.05 above the national median | per month | Minimum daily balance $500.00 or direct deposit required to avoid. Paper statements $2.00 additional | Source |
| Monthly service charge | $10Within the typical range ($3–$10 nationally) | $4.05 above the national median | per month | Minimum daily balance $1,000.00 required to avoid | Source |
| Monthly service charge | $25Above the typical range ($3–$10 nationally) | $19.05 above the national median | per month | Minimum daily balance $10,000.00 required to avoid | Source |
| Monthly service charge | $5Within the typical range ($3–$10 nationally) | $0.95 below the national median | per month | Minimum daily balance $300.00 required to avoid | Source |
| SafePoint Processing Fee | $35Above the typical range ($17.50–$25 nationally) | $10 above the national median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) Daily Cap | $175Within the typical range ($100–$175 nationally) | $25 above the national median | per day | Maximum 5 items paid or returned per day | Source |
| Non-Sufficient Funds (NSF) Fee - Item Returned | $35 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median | per item | — | Source |
| Foreign Transactions, Currency or Checks | $20 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $15Below the typical range ($20–$25 nationally) | $7.50 below the national median | per item | Incoming/Outgoing | Source |
| International Wire Transfer | $25 | ||||
Check ServicesVerified | |||||
| Cashiers/Official Check | $5Within the typical range ($3–$5.50 nationally) | At the national median | per item | — | Source |
| Check Cashing Fee | $10 | ||||
Digital & ElectronicVerified | |||||
| ACH Reject Fee | $7.50Below the typical range ($15–$30 nationally) | $17.50 below the national median | per item | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box - 10x10 | $100Above the typical range ($25–$75 nationally) | $57.50 above the national median | per year | — | Source |
| Safe Deposit Box - 3x5 | $30 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Work at Redwood Capital Bank? Benchmark it against peers, free
Headline fees vs. national median
Overdraft
$35
Published fees
27
Under review
0
Assets
$566.0M
Work at Redwood Capital Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$566.0M
Total deposits
$504.9M
Service charge income
$157K
Fee income ratio
2.5%
Return on assets
1.20%
Branches
4
Service charge income by quarter
Financial profile · Pro
| $5 above the national median |
| per item |
| Item returned |
| Source |
| Overdraft Daily Cap | $175Above the typical range ($47.50–$143.75 nationally) | $62.50 above the national median | per day | Maximum 5 items paid or returned per day. No fee if item is $35 or less or account overdrawn $35 or less | Source |
| Overdraft Fee - Item Paid | $35Above the typical range ($25–$30 nationally) | $5 above the national median | per item | Item paid | Source |
| $17.80 above the national median |
| per item |
| — |
| Source |
| $25 below the national median |
| per item |
| Incoming/Outgoing |
| Source |
| $5 above the national median |
| per item |
| Non-customer/non-RCB check |
| Source |
| Counter Checks | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median | per item | — | Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2 below the national median | per item | — | Source |
| $12.50 below the national median |
| per year |
| — |
| Source |
| Safe Deposit Box - 5x10 | $60Within the typical range ($25–$75 nationally) | $17.50 above the national median | per year | — | Source |
| Safe Deposit Box - 5x5 | $40Within the typical range ($25–$75 nationally) | $2.50 below the national median | per year | — | Source |
| Tax Levy/Garnishment | $100Above the typical range ($30–$75 nationally) | $50 above the national median | per item | — | Source |
Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.