Financials as of Q1 2026
Verified fees
30
Under review
0
Assets
$543.4M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Overdraft
$35
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per month · Source
per month · Source
per year · Health Savings Account · Source
per item · Source
one time · Less than 3 months · Source
per month · Minimum daily balance $10,000.00 required to avoid · Source
per month · Minimum daily balance $500.00 or direct deposit required to avoid. Paper statements $2.00 additional · Source
per month · Minimum daily balance $1,000.00 required to avoid · Source
per month · Minimum daily balance $300.00 required to avoid · Source
per item · Source
per item · Source
per day · Maximum 5 items paid or returned per day · Source
per item · Item returned · Source
per day · Maximum 5 items paid or returned per day. No fee if item is $35 or less or account overdrawn $35 or less · Source
per item · Item paid · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| ACH Monthly Fee Non-Prefunded | $25 | per month | — | Source |
| ACH Monthly Fee Pre-Funded | $15 | per month | — | Source |
| Annual fee per account | $20 | per year | Health Savings Account | Source |
| CD Early Withdrawal Penalty | $20 | per item | — | Source |
| Early Account Closing | $25 | one time | Less than 3 months | Source |
| Monthly service charge | $25 | per month | Minimum daily balance $10,000.00 required to avoid | Source |
| Monthly service charge | $8 | per month | Minimum daily balance $500.00 or direct deposit required to avoid. Paper statements $2.00 additional | Source |
| Monthly service charge | $10 | per month | Minimum daily balance $1,000.00 required to avoid | Source |
| Monthly service charge | $5 | per month | Minimum daily balance $300.00 required to avoid | Source |
| SafePoint Processing Fee | $35 | per item | — | Source |
| Statement Copy | $5 | per item | — | Source |
Overdraft & NSFVerified | ||||
| Non-Sufficient Funds (NSF) Daily Cap | $175 | per day | Maximum 5 items paid or returned per day | Source |
| Non-Sufficient Funds (NSF) Fee - Item Returned | $35 | per item | Item returned | Source |
| Overdraft Daily Cap | ||||
ATM & CardVerified | ||||
| Debit Card Replacement Fee | $5 | per item | — | Source |
| Foreign ATM Usage Charge | $50 | per item | — | Source |
| Foreign Transactions, Currency or Checks | $20 | |||
Wire TransfersVerified | ||||
| Domestic Wire Transfer | $15 | per item | Incoming/Outgoing | Source |
| International Wire Transfer | $25 | per item | Incoming/Outgoing | Source |
Check ServicesVerified | ||||
| Cashiers/Official Check | $5 | per item | — | Source |
| Check Cashing Fee | $10 | per item | Non-customer/non-RCB check | Source |
| Counter Checks | $0.50 | |||
Digital & ElectronicVerified | ||||
| ACH Reject Fee | $7.50 | per item | — | Source |
Account ServicesVerified | ||||
| Safe Deposit Box - 10x10 | $100 | per year | — | Source |
| Safe Deposit Box - 3x5 | $30 | per year | — | Source |
| Safe Deposit Box - 5x10 | $60 | |||
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$543.4M
Total deposits
$484.1M
Service charge income
$75K
Fee income ratio
1.2%
Return on assets
1.14%
Branches
4
Service charge income by quarter
| $175 |
| per day |
| Maximum 5 items paid or returned per day. No fee if item is $35 or less or account overdrawn $35 or less |
| Source |
| Overdraft Fee - Item Paid | $35 | per item | Item paid | Source |
| per item |
| — |
| Source |
| per item |
| — |
| Source |
| Stop Payment | $25 | per item | — | Source |
| per year |
| — |
| Source |
| Safe Deposit Box - 5x5 | $40 | per year | — | Source |
| Tax Levy/Garnishment | $100 | per item | — | Source |