Origin Bank

Headquarters: Choudrant, Louisiana
Charter: Bank
Assets: $10.2B
Fed district: Dallas

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 8, 2026

How these figures are measured

Call-report figures are for Origin Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Origin Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 8, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: Origin Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $3.0M in Q2 2026, 11% above the same quarter a year earlier ($2.7M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5.50, the middle of its prices
Origin Bank: $2.59 to $12
Origin Bank: $2.59 to $12
U.S. median: no median
Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Origin Bank: $10 to $35
Origin Bank: $10 to $35
U.S. median: no median
NSF / Returned Item
Origin Bank: $35
Origin Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 8.3% from Q3 2025 to Q2 2026, to $3.0M.

Service-charge income, Q2 2026

$3.0M

$2.7MQ3 2025

$2.8MQ4 2025

$2.8MQ1 2026

$3.0MQ2 2026

Against the median

Origin BankMedian

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Origin Bank · $10.2B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Banks only
$8.8B to $11B in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Origin Bank(this institution)	Choudrant, LA	$10.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
1st Source Bank	South Bend, IN	$9.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Amalgamated Bank	New York, NY	$9.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Amarillo National Bank	Amarillo, TX	$10.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Amerant Bank, National Association	Coral Gables, FL	$10.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
American Savings Bank, National Association	Honolulu, HI	$9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
b1BANK	Baton Rouge, LA	$8.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Beal Bank USA	Las Vegas, NV	$11B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Burke & Herbert Bank & Trust Company	Alexandria, VA	$11B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Byline Bank	Chicago, IL	$9.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Capitol Federal Savings Bank	Topeka, KS	$9.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centier Bank	Whiting, IN	$10.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
International Bank of Commerce	Laredo, TX	$10.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Liberty Bank	Middletown, CT	$9.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peoples Bank	Marietta, OH	$9.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pinnacle Bank	Lincoln, NE	$9.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Principal Bank	Des Moines, IA	$9.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
RBC Bank, (Georgia) National Association	Atlanta, GA	$9.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
S&T Bank	Indiana, PA	$9.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Salem Five Cents Savings Bank	Salem, MA	$8.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Stock Yards Bank & Trust Company	Louisville, KY	$10.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Tompkins Community Bank	Ithaca, NY	$8.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tri Counties Bank	Chico, CA	$9.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Washington Trust Bank	Spokane, WA	$10.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wells Fargo National Bank West	Las Vegas, NV	$8.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Woodforest National Bank	The Woodlands, TX	$9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $5.50 (50%) below the median of similar-sized banks.

Compared at $5.50, the middle of its four prices, against a peer median of $11 among 19 publishing peers.

Its four checking prices are $2.59, $3, $8 and $12.

$5.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Origin Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Origin Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $3.0M
vs prior quarter: +$115K+4.1%; from Q1 2026
vs a year earlier: +$302K+11.4%; from Q2 2025
vs start of range: +$464K+18.6%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: Origin Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$3.0M	+$115K	+4.1%
Q1 2026	$2.8M	+$42K	+1.5%
Q4 2025	$2.8M	+$70K	+2.6%
Q3 2025	$2.7M	+$75K	+2.8%
Q2 2025	$2.7M	+$37K	+1.4%
Q1 2025	$2.6M	+$66K	+2.6%
Q4 2024	$2.5M	+$59K	+2.4%
Q3 2024	$2.5M	−$94K	−3.6%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Origin Bank’s own schedules, with a source for each figure.

Account Maintenance

Cycle service charge$8
per month
Cycle service charge$12
per month
Cycle service charge$2.59
per month
Service charge$3
ACCOUNT CLOSING FEE (if<90 days)$25
ACCOUNT RESEARCH - Per copy$1.10
per item
ACCOUNT RESEARCH - Per Hour/Minimum$30
Not compared: Charged per hour; comparison unavailable
per hour
STATEMENT RECONCILIATION - Per hour$50
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD) (audience not stated, treated as personal)$35
Overdraft (OD) (audience not stated, treated as personal)$10
Returned Item Charge (audience not stated, treated as personal)$35

ATM & Card

Of Non-Origin ATM (audience not stated, treated as personal)$2
Replacement Access Card Fee (audience not stated, treated as personal)$5

Wire Transfers

WIRE TRANSFER - Domestic Outgoing TM Online$15
WIRE TRANSFER: Domestic Outgoing$25
WIRE TRANSFER: Domestic Incoming$15
WIRE TRANSFER - Foreign Outgoing TM Online$40
WIRE TRANSFER: Foreign Outgoing$50
WIRE TRANSFER: Foreign Incoming$40

Check Services

Cashiers Checks$9
Check printing fees vary by the style of check ordered$12
STOP PAYMENTS - Consumer/Commercial$35
COLLECTION ITEMS: Incoming$10
COLLECTION ITEMS: Outgoing$17

Cash & Deposit

Returned Deposit Item Charge$6

Account Services

NOTARY FEE - LA Customers$10
NOTARY FEE - LA Non-Customers$50
NOTARY FEE - MS per person/signature$5
NOTARY FEE -TX Customers/Non-Customers$6
Safe Deposit Box 10x10.5 (audience not stated, treated as personal)$110
Safe Deposit Box 2x5 (audience not stated, treated as personal)$12
Safe Deposit Box 3x10.5 (audience not stated, treated as personal)$50
Safe Deposit Box 3x5 (audience not stated, treated as personal)$35
Safe Deposit Box 4x5 (audience not stated, treated as personal)$35
Safe Deposit Box 5x10.5 (audience not stated, treated as personal)$70
Safe Deposit Box 5x5 (audience not stated, treated as personal)$45

Lending Fees

Loan Origination$100

Gift & Prepaid Cards

VISA GIFT CARDS - Customer$5
VISA GIFT CARDS - Non-customer$6

Fee	Amount	Basis	Note
Account Maintenance
Cycle service charge	$8	per month	None
Cycle service charge	$12	per month	None
Cycle service charge	$2.59	per month	None
Service charge	$3	Not stated	None
ACCOUNT CLOSING FEE (if<90 days)	$25	Not stated	None
ACCOUNT RESEARCH - Per copy	$1.10	per item	None
ACCOUNT RESEARCH - Per Hour/Minimum	$30Not compared: Charged per hour; comparison unavailable	per hour	None
STATEMENT RECONCILIATION - Per hour	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD) (audience not stated, treated as personal)	$35	Not stated	None
Overdraft (OD) (audience not stated, treated as personal)	$10	Not stated	None
Returned Item Charge (audience not stated, treated as personal)	$35	Not stated	None
ATM & Card
Of Non-Origin ATM (audience not stated, treated as personal)	$2	Not stated	None
Replacement Access Card Fee (audience not stated, treated as personal)	$5	Not stated	None
Wire Transfers
WIRE TRANSFER - Domestic Outgoing TM Online	$15	Not stated	None
WIRE TRANSFER: Domestic Outgoing	$25	Not stated	None
WIRE TRANSFER: Domestic Incoming	$15	Not stated	None
WIRE TRANSFER - Foreign Outgoing TM Online	$40	Not stated	None
WIRE TRANSFER: Foreign Outgoing	$50	Not stated	None
WIRE TRANSFER: Foreign Incoming	$40	Not stated	None
Check Services
Cashiers Checks	$9	Not stated	None
Check printing fees vary by the style of check ordered	$12	Not stated	None
STOP PAYMENTS - Consumer/Commercial	$35	Not stated	None
COLLECTION ITEMS: Incoming	$10	Not stated	None
COLLECTION ITEMS: Outgoing	$17	Not stated	None
Cash & Deposit
Returned Deposit Item Charge	$6	Not stated	None
Account Services
NOTARY FEE - LA Customers	$10	Not stated	None
NOTARY FEE - LA Non-Customers	$50	Not stated	None
NOTARY FEE - MS per person/signature	$5	Not stated	None
NOTARY FEE -TX Customers/Non-Customers	$6	Not stated	None
Safe Deposit Box 10x10.5 (audience not stated, treated as personal)	$110	Not stated	None
Safe Deposit Box 2x5 (audience not stated, treated as personal)	$12	Not stated	None
Safe Deposit Box 3x10.5 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 4x5 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 5x10.5 (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$45	Not stated	None
Lending Fees
Loan Origination	$100	Not stated	None
Gift & Prepaid Cards
VISA GIFT CARDS - Customer	$5	Not stated	None
VISA GIFT CARDS - Non-customer	$6	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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