The National Bank of Middlebury

Headquarters: Middlebury, Vermont
Charter: Bank
Assets: $553.5M
Fed district: Boston

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Stop Payment
The National Bank of Middlebury: $30
The National Bank of Middlebury: $30
U.S. median: no median
Cashier's Check
The National Bank of Middlebury: $12
The National Bank of Middlebury: $12
U.S. median: no median
Paper Statement
The National Bank of Middlebury: $5
The National Bank of Middlebury: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Vermont, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Vermont: Banks and credit unions headquartered in Vermont that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The National Bank of Middlebury’s own schedules, with a source for each figure.

Account Maintenance

Early closure fee (closed within one year)$25
Dormant account status (balances < $500.00)$6
per month
Escheat to State (abandoned property)$50
Account research$24
Not compared: Charged per hour; comparison unavailable
per hour
Checkbook balancing (minimum $6.00)$24
Not compared: Charged per hour; comparison unavailable
per hour
eStatements and combined statements (paper statements available$5
per month

ATM & Card

Replacement debit card$15

Check Services

Cashier’s check$12
Money order$12
Stop payment$30
per item
Canadian check processing$10
per item

Cash & Deposit

Returned deposit item: From customer’s other bank$15
per item

Account Services

Notary service$10
Safe Deposit Box 1.5 x 5 x 22$25
Safe Deposit Box 1.5 x 5 x 22$45
Safe Deposit Box 10 x 10 x 22$160
Safe Deposit Box 10 x 10 x 22$140
Safe Deposit Box 3 x 10 x 22$70
Safe Deposit Box 3 x 10 x 22$90
Safe Deposit Box 5 x 10 x 22$120
Safe Deposit Box 5 x 10 x 22$100
Safe Deposit Box 5 x 5 x 22$75
Safe Deposit Box 5 x 5 x 22$55
Safe deposit box: drilling$225
Not compared: Box drilling or key fee
IRS levy$60

Retirement & IRA

IRA transfer$25

Fee	Amount	Basis	Note
Account Maintenance
Early closure fee (closed within one year)	$25	Not stated	None
Dormant account status (balances < $500.00)	$6	per month	None
Escheat to State (abandoned property)	$50	Not stated	None
Account research	$24Not compared: Charged per hour; comparison unavailable	per hour	None
Checkbook balancing (minimum $6.00)	$24Not compared: Charged per hour; comparison unavailable	per hour	None
eStatements and combined statements (paper statements available	$5	per month	None
ATM & Card
Replacement debit card	$15	Not stated	None
Check Services
Cashier’s check	$12	Not stated	None
Money order	$12	Not stated	None
Stop payment	$30	per item	None
Canadian check processing	$10	per item	None
Cash & Deposit
Returned deposit item: From customer’s other bank	$15	per item	None
Account Services
Notary service	$10	Not stated	None
Safe Deposit Box 1.5 x 5 x 22	$25	Not stated	None
Safe Deposit Box 1.5 x 5 x 22	$45	Not stated	None
Safe Deposit Box 10 x 10 x 22	$160	Not stated	None
Safe Deposit Box 10 x 10 x 22	$140	Not stated	None
Safe Deposit Box 3 x 10 x 22	$70	Not stated	None
Safe Deposit Box 3 x 10 x 22	$90	Not stated	None
Safe Deposit Box 5 x 10 x 22	$120	Not stated	None
Safe Deposit Box 5 x 10 x 22	$100	Not stated	None
Safe Deposit Box 5 x 5 x 22	$75	Not stated	None
Safe Deposit Box 5 x 5 x 22	$55	Not stated	None
Safe deposit box: drilling	$225Not compared: Box drilling or key fee	Not stated	None
IRS levy	$60	Not stated	None
Retirement & IRA
IRA transfer	$25	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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