Bank of Holly Springs

Headquarters: Holly Springs, Mississippi
Charter: Bank
Assets: $587.5M
Fed district: St. Louis

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NOW Account $8 · Bonus Checking $10
Compared at $10, the middle of its prices
Bank of Holly Springs: $8 to $10
Bank of Holly Springs: $8 to $10
U.S. median: no median
Overdraft (OD)
Bank of Holly Springs: $25
Bank of Holly Springs: $25
U.S. median: no median
Minimum Balance
Bank of Holly Springs: $8
Bank of Holly Springs: $8
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of Holly Springs’s own schedules, with a source for each figure.

Account Maintenance

Bonus Checking Monthly Service Fees$10
per month
Monthly Service Fees | None$10
per month
NOW Account Monthly Service Fees$8
per month
Minimum Balance$8
per month

Overdraft & NSF

Overdraft fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Bonus Checking Monthly Service Fees	$10	per month	None
Monthly Service Fees \| None	$10	per month	None
NOW Account Monthly Service Fees	$8	per month	None
Minimum Balance	$8	per month	None
Overdraft & NSF
Overdraft fee	$25	per item	None

Account Maintenance

Service fee (balance drops below $1,000)$8
per month
Service fee (balance drops below $2,500)$8
per month

Overdraft & NSF

Overdraft fees$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Service fee (balance drops below $1,000)	$8	per month	None
Service fee (balance drops below $2,500)	$8	per month	None
Overdraft & NSF
Overdraft fees	$25	per item	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NOW Account $8 · Bonus Checking $10
Compared at $10, the middle of its prices
Bank of Holly Springs: $8 to $10
Bank of Holly Springs: $8 to $10
U.S. median: no median
Overdraft (OD)
Bank of Holly Springs: $25
Bank of Holly Springs: $25
U.S. median: no median
Minimum Balance
Bank of Holly Springs: $8
Bank of Holly Springs: $8
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Bank of Holly Springs’s own schedules, with a source for each figure.

Account Maintenance

Bonus Checking Monthly Service Fees$10
per month
Monthly Service Fees | None$10
per month
NOW Account Monthly Service Fees$8
per month
Minimum Balance$8
per month

Overdraft & NSF

Overdraft fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Bonus Checking Monthly Service Fees	$10	per month	None
Monthly Service Fees \| None	$10	per month	None
NOW Account Monthly Service Fees	$8	per month	None
Minimum Balance	$8	per month	None
Overdraft & NSF
Overdraft fee	$25	per item	None

Account Maintenance

Service fee (balance drops below $1,000)$8
per month
Service fee (balance drops below $2,500)$8
per month

Overdraft & NSF

Overdraft fees$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Service fee (balance drops below $1,000)	$8	per month	None
Service fee (balance drops below $2,500)	$8	per month	None
Overdraft & NSF
Overdraft fees	$25	per item	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.