WNB FINANCIAL, N.A.

Headquarters: Winona, Minnesota
Charter: Bank
Assets: $583.7M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
WNB FINANCIAL, N.A.: $25
WNB FINANCIAL, N.A.: $25
U.S. median: no median
Stop Payment
WNB FINANCIAL, N.A.: $10
WNB FINANCIAL, N.A.: $10
U.S. median: no median
Wire Transfer (Int'l Out)
WNB FINANCIAL, N.A.: $50
WNB FINANCIAL, N.A.: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from WNB FINANCIAL, N.A.’s own schedules, with a source for each figure.

Account Maintenance

Close Account Within 6 Months (Checking/Savings)$25
Dormant Account Fee per Month for balances under$5
per month
Dormant Account Fee per Month for balances under after 24 months of inactivity$5
per month
Escheatment Fee$15
Account Research/Reconciliation per hour ($25 minimum charge)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Daily Cap (audience not stated, treated as personal)$248
per day · Maximum daily overdraft fee limit including all combined Overdraft Fees per Presentment, Paid Item Fees, and Returned Item Fees

ATM & Card

ATM/Debit Card Replacement$5
Currency conversion (audience not stated, treated as personal)1%of the transaction
per transaction

Wire Transfers

Wire Transfers (Outgoing Domestic)$25
Wire Transfers (Incoming)$10
Wire Transfers (Outgoing International)$50

Check Services

Stop Payment$10
International Check in Collection$10

Digital & Electronic

ACH Origination Setup/Modification Fee$10

Cash & Deposit

Chargeback Fee per Presentment (deposited item returned)$5
per item
Returned Foreign Check Handling Fee (audience not stated, treated as personal)$18

Account Services

Levy, Garnishment, Legal Process$100

Other Fees

Duplicate Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Close Account Within 6 Months (Checking/Savings)	$25	Not stated	None
Dormant Account Fee per Month for balances under	$5	per month	None
Dormant Account Fee per Month for balances under after 24 months of inactivity	$5	per month	None
Escheatment Fee	$15	Not stated	None
Account Research/Reconciliation per hour ($25 minimum charge)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Daily Cap (audience not stated, treated as personal)	$248	per day	Maximum daily overdraft fee limit including all combined Overdraft Fees per Presentment, Paid Item Fees, and Returned Item Fees
ATM & Card
ATM/Debit Card Replacement	$5	Not stated	None
Currency conversion (audience not stated, treated as personal)	1%of the transaction	per transaction	None
Wire Transfers
Wire Transfers (Outgoing Domestic)	$25	Not stated	None
Wire Transfers (Incoming)	$10	Not stated	None
Wire Transfers (Outgoing International)	$50	Not stated	None
Check Services
Stop Payment	$10	Not stated	None
International Check in Collection	$10	Not stated	None
Digital & Electronic
ACH Origination Setup/Modification Fee	$10	Not stated	None
Cash & Deposit
Chargeback Fee per Presentment (deposited item returned)	$5	per item	None
Returned Foreign Check Handling Fee (audience not stated, treated as personal)	$18	Not stated	None
Account Services
Levy, Garnishment, Legal Process	$100	Not stated	None
Other Fees
Duplicate Statement	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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