Phelps County Bank

Headquarters: Rolla, Missouri
Charter: Bank
Assets: $621.7M
Fed district: St. Louis

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Phelps County Bank: $30
Phelps County Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Phelps County Bank: $25
Phelps County Bank: $25
U.S. median: no median
Stop Payment
Phelps County Bank: $25
Phelps County Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Phelps County Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Balancing Fees$75
Not compared: Charged per hour; comparison unavailable
per hour
Account Research & Copies$75
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Non-sufficient Fund Item (Overdraft Charge)$30
per item

ATM & Card

Replacement Card Fee$5
per item

Wire Transfers

Outgoing Wire Transfer$25
per item
Incoming Wire Transfer$15
per item
Outgoing International Destination Wire Transfer$65
per item

Check Services

Cashiers Checks$5
per item
Stop Payment Request$25
per item
Check Cashing Fee$5
per item
Tax Refund Check Cashing (Fed or MO State)$5

Cash & Deposit

Loose Coin Handling Fee10%

Fee	Amount	Basis	Note
Account Maintenance
Account Balancing Fees	$75Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research & Copies	$75Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Non-sufficient Fund Item (Overdraft Charge)	$30	per item	None
ATM & Card
Replacement Card Fee	$5	per item	None
Wire Transfers
Outgoing Wire Transfer	$25	per item	None
Incoming Wire Transfer	$15	per item	None
Outgoing International Destination Wire Transfer	$65	per item	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payment Request	$25	per item	None
Check Cashing Fee	$5	per item	None
Tax Refund Check Cashing (Fed or MO State)	$5	Not stated	None
Cash & Deposit
Loose Coin Handling Fee	10%	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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