26 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 17, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 17, 2026
Call-report figures are for First National Bank & Trust Company of McAlester at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | First National Bank & Trust Company of McAlester's published fee schedule; Bank Fee Index medians | Current schedule | Oct 17, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $257K in Q2 2026, 8.0% above the same quarter a year earlier ($238K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income was about level from Q3 2025 to Q2 2026, at $257K.
$257K
First National Bank & Trust Company of McAlesterMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
First National Bank & Trust Company of McAlester · $580M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First National Bank & Trust Company of McAlester(this institution) | McAlester, OK | $580M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Holly Springs | Holly Springs, MS | $588M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Baraboo State Bank | Baraboo, WI | $570M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bay State Savings Bank | Worcester, MA | $580M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Century Bank | Lucedale, MS | $566M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Citizens' Bank & Trust Co. | Van Buren, AR | $566M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cottonport Bank | Cottonport, LA | $582M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Crest Savings Bank | Wildwood, NJ | $594M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cross Bank | Wynne, AR | $593M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Farmers Bank of Northern Missouri | Unionville, MO | $567M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Commercial Bank, National Association | Seguin, TX | $566M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Federal Savings and Loan Association of Lorain | Lorain, OH | $574M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First United Bank and Trust Company | Madisonville, KY | $591M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| FNBC Bank & Trust | La Grange, IL | $582M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Hyperion Bank | Philadelphia, PA | $570M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| International Bank of Commerce | Zapata, TX | $568M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lee Bank | Lee, MA | $591M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Lumbee Guaranty Bank | Pembroke, NC | $583M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Peoples National Bank of Kewanee | Kewanee, IL | $588M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| PremierBank | Fort Atkinson, WI | $584M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| PyraMax Bank, FSB | Greenfield, WI | $589M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Redwood Capital Bank | Eureka, CA | $566M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| SouthTrust Bank, N.A. | George West, TX | $579M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| United Bank of Union | Union, MO | $578M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Washington Savings Bank | Effingham, IL | $585M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| WNB FINANCIAL, N.A. | Winona, MN | $584M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $7 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Call reports for First National Bank & Trust Company of McAlester (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $257K | +$19K | +8.0% |
| Q1 2026 | $238K | −$13K | −5.2% |
| Q4 2025 | $251K | −$5K | −2.0% |
| Q3 2025 | $256K | +$18K | +7.6% |
| Q2 2025 | $238K | $0 | 0.0% |
| Q1 2025 | $238K | −$13K | −5.2% |
| Q4 2024 | $251K | +$5K | +2.0% |
| Q3 2024 | $246K | +$28K | +12.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from First National Bank & Trust Company of McAlester’s own schedules, with a source for each figure.
per month
per month
per month
per month
per hour
per transaction
per transaction
per year
per year
per year
per year
per year
per year
per year
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per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| E-Checking Monthly service charge | $5 | per month | None |
| Monthly minimum balance fee | $7 | per month | None |
| Account Closure Fee - if account is closed within 90 days of opening | $15 | Not stated | None |
| Dormant Account Charge | $5 | per month | None |
| Inactive Account Charge | $5 | per month | None |
| Account Balancing | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Excessive Transaction Fee - First High Yield Money Market | $10 | per transaction | None |
| Excessive Transaction Fee - First Savings & Traditional Savings | $5 | per transaction | None |
| Return Mail Processing Fee/Bad or Inaccurate address. | $25 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Paid NSF item: Checking | $23 | per item | None |
| Return NSF Item Charge | $23 | per item | None |
| Automatic Transfer Fee - Overdraft Protection Bill Paying - 1st Pay and 1st Pay Blue | $10 | per item | None |
ATM & Card | |||
| ATM Transaction Fee or Balance Inquiry (ATM - not owned by FNB) | $1 | per item | None |
| ATM/Debit Card Replacement, all card types | $5 | per item | None |
Wire Transfers | |||
| Wire Transfers: Outgoing (Domestic) | $15 | per item | None |
| Wire Transfers: Incoming (Domestic) | $5 | per item | None |
| Wire Transfers: Outgoing (Foreign) | $55 | per item | None |
| Wire Transfers: Incoming (Foreign) | $10 | per item | None |
Check Services | |||
| Cashier's Checks - Customer | $3 | per item | None |
| Money Orders - Customer | $2 | per item | None |
| Stop Pay Fee | $25 | per item | None |
| Counter Checks, if no checks ordered | $0.50 | per item | None |
Digital & Electronic | |||
| Bill Pay - Free when 3 or more bills are paid per month | No charge | per month | None |
| Bill Pay - Less than 3 bills paid per month | $5.95 | per month | None |
Cash & Deposit | |||
| Deposited Items Returned Unpaid: Charge Back Fee - ALL ACCOUNTS | $3 | per item | None |
| Night Depository Agreement - One time set up fee | $25 | per item | None |
Account Services | |||
| Drilling Fee | $185Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10 | $50 | per year | None |
| Safe Deposit Box 13x21 | $125 | per year | None |
| Safe Deposit Box 15x10 | $50 | per year | None |
| Safe Deposit Box 3x10 | $25 | per year | None |
| Safe Deposit Box 3x5 | $12 | per year | None |
| Safe Deposit Box 5x10 | $30 | per year | None |
| Safe Deposit Box 5x5 | $17 | per year | None |
| Safe Deposit Box 7x10 | $45 | per year | None |
| Garnishment, Levies and other forms of legal process affecting your account | $25 | per item | None |
Gift & Prepaid Cards | |||
| Gift Card - Customer | $3.95 | per item | None |
Other Fees | |||
| Copy of Account Statement | $3 | per item | None |
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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