Cross Bank

Headquarters: Wynne, Arkansas
Charter: Bank
Assets: $593.5M
Fed district: St. Louis

4 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
InControl Checking $4 · Premium Gold Checking $10
Compared at $7, the middle of its prices
Cross Bank: $4 to $10
Cross Bank: $4 to $10
U.S. median: no median
Overdraft (OD)
Cross Bank: $30
Cross Bank: $30
U.S. median: no median
Wire Transfer (Int'l Out)
Cross Bank: $55
Cross Bank: $55
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cross Bank’s own schedules, with a source for each figure.

Account Maintenance

InControl Checking Monthly service fee$4
per month
Monthly maintenance fee$10
per month

Overdraft & NSF

Overdraft Privilege Standard or Extended Coverage$30
per item
Overdraft Protection transfer to another deposit account$10
per item

Wire Transfers

Wire Transfers: International transfers$55
per item

Fee	Amount	Basis	Note
Account Maintenance
InControl Checking Monthly service fee	$4	per month	None
Monthly maintenance fee	$10	per month	None
Overdraft & NSF
Overdraft Privilege Standard or Extended Coverage	$30	per item	None
Overdraft Protection transfer to another deposit account	$10	per item	None
Wire Transfers
Wire Transfers: International transfers	$55	per item	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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