DeMotte State Bank

Headquarters: Demotte, Indiana
Charter: Bank
Assets: $622.0M
Fed district: Chicago

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
DeMotte State Bank: $35
DeMotte State Bank: $35
U.S. median: no median
Non-Network ATM
DeMotte State Bank: $3
DeMotte State Bank: $3
U.S. median: no median
Stop Payment
Compared at $26.25, the middle of its prices
DeMotte State Bank: $17.50 to $35
DeMotte State Bank: $17.50 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from DeMotte State Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee$25
Dormant Account$5
per month
Dormant Account$15
Not compared: Quarterly charge, not monthly
per quarter
Paper statements$8
per month

Overdraft & NSF

Non-Sufficient Funds (NSF) Fee$35
Non-Sufficient Funds Fee$35
per item

ATM & Card

DSB Customer Withdrawal at non-DeMotte State Bank ATM$3
Card Replacement (ATM/Debit card)$10

Check Services

Stop Payment (audience not stated, treated as personal)$35
Stop Payment Renewal (audience not stated, treated as personal)$17.50
Image of Check$3
per item

Digital & Electronic

Online BILL PAY$4.95
per month

Account Services

Garnishment Fee/Court Order$20
Levy$80

Other Fees

Additional Statements$8

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee	$25	Not stated	None
Dormant Account	$5	per month	None
Dormant Account	$15Not compared: Quarterly charge, not monthly	per quarter	None
Paper statements	$8	per month	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Fee	$35	Not stated	None
Non-Sufficient Funds Fee	$35	per item	None
ATM & Card
DSB Customer Withdrawal at non-DeMotte State Bank ATM	$3	Not stated	None
Card Replacement (ATM/Debit card)	$10	Not stated	None
Check Services
Stop Payment (audience not stated, treated as personal)	$35	Not stated	None
Stop Payment Renewal (audience not stated, treated as personal)	$17.50	Not stated	None
Image of Check	$3	per item	None
Digital & Electronic
Online BILL PAY	$4.95	per month	None
Account Services
Garnishment Fee/Court Order	$20	Not stated	None
Levy	$80	Not stated	None
Other Fees
Additional Statements	$8	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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