Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

DeMotte State Bank

Demotte, IndianaBankChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

per month (inactive for one year)$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=dormant_account; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="$5.00 per month (inactive for one year)" · Source

per quarter (inactive for three years)$15

$10 above the national median

Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=dormant_account; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="$15.00 per quarter (inactive for three years)" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Fee (A Non-Sufficient Funds Fee will not be assessed unless an account becomes overdrawn by m$10Below the typical range ($25–$32 nationally)
$19 below the national median
Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=nsf; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="$35.00 Non-Sufficient Funds (NSF) Fee (A Non-Sufficient Funds Fee will not be assessed unless an account becomes overdrawn by more than $10.00. A maximum of 10- Non-Sufficient Fund" · Source

ATM & CardVerified

DSB Customer Withdrawal at non-DeMotte State Bank ATM$3Within the typical range ($1–$3 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=atm_non_network; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="DSB Customer Withdrawal at non-DeMotte State Bank ATM – $3.00" · Source

Check ServicesVerified

Stop Payment Renewal$17.50Below the typical range ($20–$30 nationally)
$9.50 below the national median
Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=stop_payment; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="Stop Payment Renewal – $17.50" · Source

Account ServicesVerified

Levy$80Above the typical range ($25–$75 nationally)
$30 above the national median
Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=garnishment_levy; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="Levy – $80.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
per month (inactive for one year)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=dormant_account; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="$5.00 per month (inactive for one year)"	Source
per quarter (inactive for three years)	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=dormant_account; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="$15.00 per quarter (inactive for three years)"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Fee (A Non-Sufficient Funds Fee will not be assessed unless an account becomes overdrawn by m	$10Below the typical range ($25–$32 nationally)	$19 below the national median	—	Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=nsf; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="$35.00 Non-Sufficient Funds (NSF) Fee (A Non-Sufficient Funds Fee will not be assessed unless an account becomes overdrawn by more than $10.00. A maximum of 10- Non-Sufficient Fund"	Source
ATM & CardVerified
DSB Customer Withdrawal at non-DeMotte State Bank ATM	$3Within the typical range ($1–$3 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=atm_non_network; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="DSB Customer Withdrawal at non-DeMotte State Bank ATM – $3.00"	Source
Check ServicesVerified
Stop Payment Renewal	$17.50Below the typical range ($20–$30 nationally)	$9.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=stop_payment; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="Stop Payment Renewal – $17.50"	Source
Account ServicesVerified
Levy	$80Above the typical range ($25–$75 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #3744. canonical_hint=garnishment_levy; text_hash=cc6a2e51c945f82904d76a6a1cede4872d4271fc79067a69ae55013188800d9c; excerpt="Levy – $80.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

Overdraft fee cap or limit policy detected — fewer surprise charges

66% below the national median NSF fee

Verified fees

Under review

Assets

$622.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$622.0M

Total deposits

$514.9M

Service charge income

$207K

Fee income ratio

3.1%

Return on assets

1.61%

Branches

Service charge income by quarter

Q2 2026$207K

Q1 2026$209K

Q4 2025$210K

Q3 2025$224K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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