FNBC Bank & Trust

Headquarters: La Grange, Illinois
Charter: Bank
Assets: $581.6M
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
FNBC Bank & Trust: $10
FNBC Bank & Trust: $10
U.S. median: no median
Wire Transfer (Domestic Out)
FNBC Bank & Trust: $30
FNBC Bank & Trust: $30
U.S. median: no median
Debit Card Replacement
FNBC Bank & Trust: $5
FNBC Bank & Trust: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from FNBC Bank & Trust’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days$50

Overdraft & NSF

Overdraft fee$10
per item

ATM & Card

ATM/DEBIT Replacement Card$5
ATM/DEBIT Expedited Replacement Card$65

Wire Transfers

WIRE TRANSFERS: Outgoing (Domestic)$30
WIRE TRANSFERS: Incoming (Domestic/Foreign)No charge

Check Services

Temporary Checks$1
Foreign Items Collection$30
Copies of canceled checks$1
per item

Cash & Deposit

Return Deposit Check$4.50
Night Depository Keys$10

Account Services

Notary FeesNo charge
Box drilling (subject to change per vendor pricing)$350
Not compared: Box drilling or key fee
Lost Key/Re-key (subject to change per vendor pricing)$180
Not compared: Box drilling or key fee
Garnishments, Levies etc.$150

Retirement & IRA

IRA Closing Fee$40

Other Fees

Statement Copies$5

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days	$50	Not stated	None
Overdraft & NSF
Overdraft fee	$10	per item	None
ATM & Card
ATM/DEBIT Replacement Card	$5	Not stated	None
ATM/DEBIT Expedited Replacement Card	$65	Not stated	None
Wire Transfers
WIRE TRANSFERS: Outgoing (Domestic)	$30	Not stated	None
WIRE TRANSFERS: Incoming (Domestic/Foreign)	No charge	Not stated	None
Check Services
Temporary Checks	$1	Not stated	None
Foreign Items Collection	$30	Not stated	None
Copies of canceled checks	$1	per item	None
Cash & Deposit
Return Deposit Check	$4.50	Not stated	None
Night Depository Keys	$10	Not stated	None
Account Services
Notary Fees	No charge	Not stated	None
Box drilling (subject to change per vendor pricing)	$350Not compared: Box drilling or key fee	Not stated	None
Lost Key/Re-key (subject to change per vendor pricing)	$180Not compared: Box drilling or key fee	Not stated	None
Garnishments, Levies etc.	$150	Not stated	None
Retirement & IRA
IRA Closing Fee	$40	Not stated	None
Other Fees
Statement Copies	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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