22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 31, 2026
Call-report figures are for Washington Savings Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Washington Savings Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 31, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $93K in Q2 2026, 48% above the same quarter a year earlier ($63K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 5.7% from Q3 2025 to Q2 2026, to $93K.
$93K
Washington Savings BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Washington Savings Bank · $585M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Washington Savings Bank(this institution) | Effingham, IL | $585M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank of Holly Springs | Holly Springs, MS | $588M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bay State Savings Bank | Worcester, MA | $580M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Cattlemens Bank | Altus, OK | $595M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Bank Minnesota | New Ulm, MN | $596M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cottonport Bank | Cottonport, LA | $582M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Crest Savings Bank | Wildwood, NJ | $594M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cross Bank | Wynne, AR | $593M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| First Federal Savings and Loan Association of Lorain | Lorain, OH | $574M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First National Bank & Trust Company of McAlester | McAlester, OK | $580M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First United Bank and Trust Company | Madisonville, KY | $591M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| FNBC Bank & Trust | La Grange, IL | $582M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Gulf Capital Bank | Houston, TX | $596M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Hatboro Federal Savings, FA | Hatboro, PA | $598M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Lee Bank | Lee, MA | $591M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Lumbee Guaranty Bank | Pembroke, NC | $583M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Palmetto State Bank | Hampton, SC | $597M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples National Bank of Kewanee | Kewanee, IL | $588M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pineland Bank | Alma, GA | $597M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| PremierBank | Fort Atkinson, WI | $584M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| PyraMax Bank, FSB | Greenfield, WI | $589M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Regional Missouri Bank | Marceline, MO | $597M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| SouthTrust Bank, N.A. | George West, TX | $579M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Falls City National Bank | Falls City, TX | $597M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank of Union | Union, MO | $578M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| WNB FINANCIAL, N.A. | Winona, MN | $584M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6.50 among 11 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Washington Savings Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Call reports for Washington Savings Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $93K | +$12K | +14.8% |
| Q1 2026 | $81K | −$10K | −11.0% |
| Q4 2025 | $91K | +$3K | +3.4% |
| Q3 2025 | $88K | +$25K | +39.7% |
| Q2 2025 | $63K | −$3K | −4.5% |
| Q1 2025 | $66K | −$4K | −5.7% |
| Q4 2024 | $70K | +$2K | +2.9% |
| Q3 2024 | $68K | +$4K | +6.3% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Washington Savings Bank’s own schedules, with a source for each figure.
per month
per hour · Research Fee (minimum 1 hour): $30.00 per hour
per month
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closing Fee (within 90 days) | $25 | Not stated | None |
| Dormant Account Fee (minors are exempt) | $5 | per month | None |
| Research Fee (minimum 1 hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | Research Fee (minimum 1 hour): $30.00 per hour |
| Mailed Paper Statement Fee | $3 | per month | None |
| Returned Mail/Bad Address Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| NSF – Overdrawn Check/ACH | $30 | Not stated | None |
| NSF – Overdrawn Check/ACH – per presentment | $30 | per item | None |
ATM & Card | |||
| ATM Fee at Another Bank’s Machine | $2.50 | per item | None |
| Replace ATM/Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer within U.S | $30 | Not stated | None |
| Incoming Wire Fee | $10 | Not stated | None |
| Wire Transfer outside U.S | $65 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | per item | None |
| Stop Payment Request | $30 | Not stated | None |
| Counter Checks | $0.50 | per item | None |
| Non-Customer Check Cashing Fee | $5 | Not stated | None |
| Collection Fee | $15 | Not stated | None |
| Duplicate copy of Check | $5 | per item | None |
Digital & Electronic | |||
| Check/ACH return for any reason – per presentment | $30 | per item | None |
Account Services | |||
| Notary Fee | $5 | Not stated | None |
| 5 x 5 (Keller) | $35 | Not stated | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $75 | Not stated | None |
| Safe Deposit Box 3 x 10 | $40 | Not stated | None |
| Safe Deposit Box 5 x 10 | $50 | Not stated | None |
| Safe Deposit Boxes: 3 x 10 (audience not stated, treated as personal) | $40 | Not stated | None |
| Safe Deposit Boxes: 3 x 5 (audience not stated, treated as personal) | $25 | Not stated | None |
| Safe Deposit Boxes: 5 x 10 (audience not stated, treated as personal) | $50 | Not stated | None |
| Garnishment & Levy Fee | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee | $30 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Purchase Fee | $2 | Not stated | None |
| Travel Card Reload Fee | $3 | Not stated | None |
Other Fees | |||
| Duplicate Copy of Bank Statement | $5Not compared: Charged per statement; comparison unavailable | per statement | Duplicate Copy of Bank Statement: $5.00 per statement |
| Fax Service (per page) | $1 | per item | None |
| Photocopies (per page) | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per hour · Research Fee (minimum 1 hour): $30.00 per hour
per month
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closing Fee (within 90 days) | $25 | Not stated | None |
| Dormant Account Fee (minors are exempt) | $5 | per month | None |
| Research Fee (minimum 1 hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | Research Fee (minimum 1 hour): $30.00 per hour |
| Mailed Paper Statement Fee | $3 | per month | None |
| Returned Mail/Bad Address Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| NSF – Overdrawn Check/ACH | $30 | Not stated | None |
| NSF – Overdrawn Check/ACH – per presentment | $30 | per item | None |
ATM & Card | |||
| ATM Fee at Another Bank’s Machine | $2.50 | per item | None |
| Replace ATM/Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer within U.S | $30 | Not stated | None |
| Incoming Wire Fee | $10 | Not stated | None |
| Wire Transfer outside U.S | $65 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | per item | None |
| Stop Payment Request | $30 | Not stated | None |
| Counter Checks | $0.50 | per item | None |
| Non-Customer Check Cashing Fee | $5 | Not stated | None |
| Collection Fee | $15 | Not stated | None |
| Duplicate copy of Check | $5 | per item | None |
Digital & Electronic | |||
| Check/ACH return for any reason – per presentment | $30 | per item | None |
Cash & Deposit | |||
| Redeposit Returned Check Fee | $5 | per item | None |
Account Services | |||
| Notary Fee | $5 | Not stated | None |
| 5 x 5 (Keller) | $35 | Not stated | None |
| Safe Deposit Box 3 x 10 | $40 | Not stated | None |
| Safe Deposit Box 5 x 10 | $50 | Not stated | None |
| Garnishment & Levy Fee | $75 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee | $30 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Purchase Fee | $2 | Not stated | None |
| Travel Card Reload Fee | $3 | Not stated | None |
Other Fees | |||
| Duplicate Copy of Bank Statement | $5Not compared: Charged per statement; comparison unavailable | per statement | Duplicate Copy of Bank Statement: $5.00 per statement |
| Fax Service (per page) | $1 | per item | None |
| Photocopies (per page) | $0.25 | per item | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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