Tri Counties Bank

Headquarters: Chico, California
Charter: Bank
Assets: $9.9B
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
Tri Counties Bank: $5 to $10
Tri Counties Bank: $5 to $10
U.S. median: no median
Overdraft (OD)
Tri Counties Bank: $34
Tri Counties Bank: $34
U.S. median: no median
Non-Network ATM
Tri Counties Bank: $3
Tri Counties Bank: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Tri Counties Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$10
per month
Monthly maintenance fee$5
per month
Dormant Account EscheatmentNo charge
Paper statement$5
per month

Overdraft & NSF

Overdraft items paid (NSF Fee Item Paid)$34
per item
Maximum daily overdraft fee (4 Items Paid)$136
per day

ATM & Card

Balance Inquiry at any other ATM$3
per item
Cash withdrawals at any other ATM$3
per item
Expedited Delivery of Permanent Debit Card$50
per item

Wire Transfers

Wire Transfers: Outgoing Domestic$30
Wire Transfers: Incoming$15
Wire Transfers: Outgoing International$35

Check Services

Cashier's Checks$8
per item
Temporary checks after account opening$1
per item
Check cashing for non-customers$5
per item

Digital & Electronic

Tri Counties Bank Bill PayNo charge

Cash & Deposit

Depository Replacement Key$5

Account Services

Legal Processes (Attachments, Levies, Garnishments, etc.)$100
per item
Legal Document Review for Power of Attorney not on Bank FormNo charge
Verification of Deposit or Balance$10

Other Fees

Photocopy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$10	per month	None
Monthly maintenance fee	$5	per month	None
Dormant Account Escheatment	No charge	Not stated	None
Paper statement	$5	per month	None
Overdraft & NSF
Overdraft items paid (NSF Fee Item Paid)	$34	per item	None
Maximum daily overdraft fee (4 Items Paid)	$136	per day	None
ATM & Card
Balance Inquiry at any other ATM	$3	per item	None
Cash withdrawals at any other ATM	$3	per item	None
Expedited Delivery of Permanent Debit Card	$50	per item	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$30	Not stated	None
Wire Transfers: Incoming	$15	Not stated	None
Wire Transfers: Outgoing International	$35	Not stated	None
Check Services
Cashier's Checks	$8	per item	None
Temporary checks after account opening	$1	per item	None
Check cashing for non-customers	$5	per item	None
Digital & Electronic
Tri Counties Bank Bill Pay	No charge	Not stated	None
Cash & Deposit
Depository Replacement Key	$5	Not stated	None
Account Services
Legal Processes (Attachments, Levies, Garnishments, etc.)	$100	per item	None
Legal Document Review for Power of Attorney not on Bank Form	No charge	Not stated	None
Verification of Deposit or Balance	$10	Not stated	None
Other Fees
Photocopy	$5	Not stated	None

Account Maintenance

Dormant Account EscheatmentNo charge
Undeliverable statement$5

Overdraft & NSF

Overdraft items paid (NSF Fee Item Paid)$34
Maximum daily overdraft fee (4 Items Paid)$136
per day

ATM & Card

Balance Inquiry at any other ATM$3
per item
Cash withdrawals at any other ATM$3
per item
Expedited Delivery of Permanent Debit Card$50
per item

Wire Transfers

Wire TransfersWire Transfers: Incoming$15

Check Services

Cashier’s Checks$8
per item
Temporary checks after account opening$1
per item
Check cashing for non-customers$5
per item
Check images printed by bank$2
per item

Cash & Deposit

Chargeback for Returned or Uncollectable Deposit Item$10
per item
Depository Replacement Key$5

Account Services

Legal Processes (Attachments, Levies, Garnishments, etc.)$100
per item
Legal Document Review for Power of Attorney not on Bank FormNo charge
Verification of Deposit or BalanceVerification of Deposit or Balance$10

Other Fees

Photocopy$5
Loan Payment via Phone or Requested of Banker$10

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Escheatment	No charge	Not stated	None
Undeliverable statement	$5	Not stated	None
Overdraft & NSF
Overdraft items paid (NSF Fee Item Paid)	$34	Not stated	None
Maximum daily overdraft fee (4 Items Paid)	$136	per day	None
ATM & Card
Balance Inquiry at any other ATM	$3	per item	None
Cash withdrawals at any other ATM	$3	per item	None
Expedited Delivery of Permanent Debit Card	$50	per item	None
Wire Transfers
Wire TransfersWire Transfers: Incoming	$15	Not stated	None
Check Services
Cashier’s Checks	$8	per item	None
Temporary checks after account opening	$1	per item	None
Check cashing for non-customers	$5	per item	None
Check images printed by bank	$2	per item	None
Cash & Deposit
Chargeback for Returned or Uncollectable Deposit Item	$10	per item	None
Depository Replacement Key	$5	Not stated	None
Account Services
Legal Processes (Attachments, Levies, Garnishments, etc.)	$100	per item	None
Legal Document Review for Power of Attorney not on Bank Form	No charge	Not stated	None
Verification of Deposit or BalanceVerification of Deposit or Balance	$10	Not stated	None
Other Fees
Photocopy	$5	Not stated	None
Loan Payment via Phone or Requested of Banker	$10	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Tri Counties Bank's monthly maintenance changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
Tri Counties Bank: $5 to $10
Tri Counties Bank: $5 to $10
U.S. median: no median
Overdraft (OD)
Tri Counties Bank: $34
Tri Counties Bank: $34
U.S. median: no median
Non-Network ATM
Tri Counties Bank: $3
Tri Counties Bank: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Tri Counties Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$10
per month
Monthly maintenance fee$5
per month
Dormant Account EscheatmentNo charge
Paper statement$5
per month

Overdraft & NSF

Overdraft items paid (NSF Fee Item Paid)$34
per item
Maximum daily overdraft fee (4 Items Paid)$136
per day

ATM & Card

Balance Inquiry at any other ATM$3
per item
Cash withdrawals at any other ATM$3
per item
Expedited Delivery of Permanent Debit Card$50
per item

Wire Transfers

Wire Transfers: Outgoing Domestic$30
Wire Transfers: Incoming$15
Wire Transfers: Outgoing International$35

Check Services

Cashier's Checks$8
per item
Temporary checks after account opening$1
per item
Check cashing for non-customers$5
per item

Digital & Electronic

Tri Counties Bank Bill PayNo charge

Cash & Deposit

Depository Replacement Key$5

Account Services

Legal Processes (Attachments, Levies, Garnishments, etc.)$100
per item
Legal Document Review for Power of Attorney not on Bank FormNo charge
Verification of Deposit or Balance$10

Other Fees

Photocopy$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$10	per month	None
Monthly maintenance fee	$5	per month	None
Dormant Account Escheatment	No charge	Not stated	None
Paper statement	$5	per month	None
Overdraft & NSF
Overdraft items paid (NSF Fee Item Paid)	$34	per item	None
Maximum daily overdraft fee (4 Items Paid)	$136	per day	None
ATM & Card
Balance Inquiry at any other ATM	$3	per item	None
Cash withdrawals at any other ATM	$3	per item	None
Expedited Delivery of Permanent Debit Card	$50	per item	None
Wire Transfers
Wire Transfers: Outgoing Domestic	$30	Not stated	None
Wire Transfers: Incoming	$15	Not stated	None
Wire Transfers: Outgoing International	$35	Not stated	None
Check Services
Cashier's Checks	$8	per item	None
Temporary checks after account opening	$1	per item	None
Check cashing for non-customers	$5	per item	None
Digital & Electronic
Tri Counties Bank Bill Pay	No charge	Not stated	None
Cash & Deposit
Depository Replacement Key	$5	Not stated	None
Account Services
Legal Processes (Attachments, Levies, Garnishments, etc.)	$100	per item	None
Legal Document Review for Power of Attorney not on Bank Form	No charge	Not stated	None
Verification of Deposit or Balance	$10	Not stated	None
Other Fees
Photocopy	$5	Not stated	None

Account Maintenance

Dormant Account EscheatmentNo charge
Undeliverable statement$5

Overdraft & NSF

Overdraft items paid (NSF Fee Item Paid)$34
Maximum daily overdraft fee (4 Items Paid)$136
per day

ATM & Card

Balance Inquiry at any other ATM$3
per item
Cash withdrawals at any other ATM$3
per item
Expedited Delivery of Permanent Debit Card$50
per item

Wire Transfers

Wire TransfersWire Transfers: Incoming$15

Check Services

Cashier’s Checks$8
per item
Temporary checks after account opening$1
per item
Check cashing for non-customers$5
per item
Check images printed by bank$2
per item

Cash & Deposit

Chargeback for Returned or Uncollectable Deposit Item$10
per item
Depository Replacement Key$5

Account Services

Legal Processes (Attachments, Levies, Garnishments, etc.)$100
per item
Legal Document Review for Power of Attorney not on Bank FormNo charge
Verification of Deposit or BalanceVerification of Deposit or Balance$10

Other Fees

Photocopy$5
Loan Payment via Phone or Requested of Banker$10

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Escheatment	No charge	Not stated	None
Undeliverable statement	$5	Not stated	None
Overdraft & NSF
Overdraft items paid (NSF Fee Item Paid)	$34	Not stated	None
Maximum daily overdraft fee (4 Items Paid)	$136	per day	None
ATM & Card
Balance Inquiry at any other ATM	$3	per item	None
Cash withdrawals at any other ATM	$3	per item	None
Expedited Delivery of Permanent Debit Card	$50	per item	None
Wire Transfers
Wire TransfersWire Transfers: Incoming	$15	Not stated	None
Check Services
Cashier’s Checks	$8	per item	None
Temporary checks after account opening	$1	per item	None
Check cashing for non-customers	$5	per item	None
Check images printed by bank	$2	per item	None
Cash & Deposit
Chargeback for Returned or Uncollectable Deposit Item	$10	per item	None
Depository Replacement Key	$5	Not stated	None
Account Services
Legal Processes (Attachments, Levies, Garnishments, etc.)	$100	per item	None
Legal Document Review for Power of Attorney not on Bank Form	No charge	Not stated	None
Verification of Deposit or BalanceVerification of Deposit or Balance	$10	Not stated	None
Other Fees
Photocopy	$5	Not stated	None
Loan Payment via Phone or Requested of Banker	$10	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.