Frontier State Bank

Headquarters: Oklahoma City, Oklahoma
Charter: Bank
Assets: $608.6M
Fed district: Kansas City

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Frontier State Bank: $10
Frontier State Bank: $10
U.S. median: no median
Overdraft (OD)
Frontier State Bank: $30
Frontier State Bank: $30
U.S. median: no median
NSF / Returned Item
Frontier State Bank: $30
Frontier State Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Frontier State Bank’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Fee .$10
Monthly maintenance fee (audience not stated, treated as personal)$10
per month
Account Closed within 90 Days of Opening$25
Account Reconciliation per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research per hour - Additional fee per item ($3 minimum)$1
Not compared: Charged per hour; comparison unavailable
per hour
Account Research per hour Bank Bags - Locking$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft fee$30
per item
Returned Non-Sufficient (NSF) Item fee - per item$30
per item

ATM & Card

ATM & Debit Cards - per Transaction Fee$2
per transaction
ATM & Debit Cards - Replacement Fee per Card$5
per item

Wire Transfers

Wire Transfer - Domestic$25
Wire Transfer - International$50

Check Services

Cashier’s Checks - Customer$3
Cashier's Checks - Non Customer$10
Money Order - Customer$1
Stop Payment - In person/by phone request$25
Stop Payment - Online banking request$15
Collection Items$25

Cash & Deposit

Charge Backs - Returned Items$5

Account Services

Safe Deposit Box 10x10x26 (audience not stated, treated as personal)$70
per year
Safe Deposit Box 3x10x26 (audience not stated, treated as personal)$30
per year
Safe Deposit Box 5x10x26 (audience not stated, treated as personal)$40
per year
Safe Deposit Box 5x5x26 (audience not stated, treated as personal)$25
per year
Garnishment$25
Tax Levy$50

Other Fees

Statements Faxed$2

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Fee .	$10	Not stated	None
Monthly maintenance fee (audience not stated, treated as personal)	$10	per month	None
Account Closed within 90 Days of Opening	$25	Not stated	None
Account Reconciliation per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research per hour - Additional fee per item ($3 minimum)	$1Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research per hour Bank Bags - Locking	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft fee	$30	per item	None
Returned Non-Sufficient (NSF) Item fee - per item	$30	per item	None
ATM & Card
ATM & Debit Cards - per Transaction Fee	$2	per transaction	None
ATM & Debit Cards - Replacement Fee per Card	$5	per item	None
Wire Transfers
Wire Transfer - Domestic	$25	Not stated	None
Wire Transfer - International	$50	Not stated	None
Check Services
Cashier’s Checks - Customer	$3	Not stated	None
Cashier's Checks - Non Customer	$10	Not stated	None
Money Order - Customer	$1	Not stated	None
Stop Payment - In person/by phone request	$25	Not stated	None
Stop Payment - Online banking request	$15	Not stated	None
Collection Items	$25	Not stated	None
Cash & Deposit
Charge Backs - Returned Items	$5	Not stated	None
Account Services
Safe Deposit Box 10x10x26 (audience not stated, treated as personal)	$70	per year	None
Safe Deposit Box 3x10x26 (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box 5x10x26 (audience not stated, treated as personal)	$40	per year	None
Safe Deposit Box 5x5x26 (audience not stated, treated as personal)	$25	per year	None
Garnishment	$25	Not stated	None
Tax Levy	$50	Not stated	None
Other Fees
Statements Faxed	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Frontier State Bank's early account closure changes in our data

We check once a day and send one email covering every change.