17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 29, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Fm Bank And Trust’s own schedules, with a source for each figure.
per month
per month
per hour
per hour
per year
per item
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Any account closed within 90 days of opening | $30 | Not stated | None |
| Dormant account fees (per statement cycle) | $8 | per month | None |
| Inactive checking account fees (per statement cycle) | $8 | per month | None |
| Account balancing assistance | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $4 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Items | $30 | Not stated | None |
| Nonsufficient Funds (NSF) items | $30 | per item | None |
Wire Transfers | |||
| Wire transfer (Outgoing, our customer) | $30 | Not stated | None |
| Wire transfer (incoming, our customer) | $25 | Not stated | None |
| Wire transfer (international, our customer) | $25 | Not stated | None |
Check Services | |||
| Official Check (customer) | $6 | Not stated | None |
| Stop payments (all items) | $30 | Not stated | None |
| Temporary checks (8 encoded) | $5 | per item | None |
| Collection items sent or received | $25 | per item | None |
| Check copy | $1 | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
Account Services | |||
| Notary (our customers) | No charge | Not stated | None |
| Drilling fee for safe deposit box | $250Not compared: Box drilling or key fee | Not stated | None |
| Late charge for annual safe deposit box annual rent | $25Not compared: Box drilling or key fee | per year | None |
| Lost Key charge | $50Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box key fee | $20Not compared: Box drilling or key fee | Not stated | None |
| Garnishments or levies | $100 | per item | None |
| Subpoena Processing | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
Other Fees | |||
| Photocopies | $0.25 | per item | None |
Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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