Centier Bank

Headquarters: Whiting, Indiana
Charter: Bank
Assets: $10.4B
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Connect Checking
Centier Bank: $2
Centier Bank: $2
U.S. median: no median
Overdraft (OD)
Centier Bank: $35
Centier Bank: $35
U.S. median: no median
NSF / Returned Item
Centier Bank: $35
Centier Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Centier Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee (Connect Checking)$2
per month
Dormant Account Fee$5
per month
Account Research$35
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee - Paid Item$35
Return Item Fee$35

ATM & Card

ATM Surcharge$2.50
ATM/Debit Card Replacement$10
ATM/Debit Card Rush Order (2 Days)$50
Currency Conversion and International (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer (Domestic)$30
Wire Transfer (Foreign)$30

Check Services

Official Check - sold to clients only$5
Money Order - sold to clients only$3
Stop Payment Fee$35
per item
Counter Check$2
per item
On-Us Check Cashing Fee – non-Clients$5
Collection Item$45
Foreign Check Collection$95

Cash & Deposit

Coin CountingNo charge
Chargeback Fee$10
Night Deposit Key Replacement$5

Account Services

Notary Fee – available to clients onlyNo charge
Late Payment fee$10
Not compared: Box drilling or key fee
Safe Deposit Box$125
Levy Fee$100
Subpoena Fee$35
Not compared: Charged per hour; comparison unavailable
per hour

Gift & Prepaid Cards

Visa Gift Card – sold to clients only$3.95
per item

Other Fees

Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee (Connect Checking)	$2	per month	None
Dormant Account Fee	$5	per month	None
Account Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee - Paid Item	$35	Not stated	None
Return Item Fee	$35	Not stated	None
ATM & Card
ATM Surcharge	$2.50	Not stated	None
ATM/Debit Card Replacement	$10	Not stated	None
ATM/Debit Card Rush Order (2 Days)	$50	Not stated	None
Currency Conversion and International (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer (Domestic)	$30	Not stated	None
Wire Transfer (Foreign)	$30	Not stated	None
Check Services
Official Check - sold to clients only	$5	Not stated	None
Money Order - sold to clients only	$3	Not stated	None
Stop Payment Fee	$35	per item	None
Counter Check	$2	per item	None
On-Us Check Cashing Fee – non-Clients	$5	Not stated	None
Collection Item	$45	Not stated	None
Foreign Check Collection	$95	Not stated	None
Cash & Deposit
Coin Counting	No charge	Not stated	None
Chargeback Fee	$10	Not stated	None
Night Deposit Key Replacement	$5	Not stated	None
Account Services
Notary Fee – available to clients only	No charge	Not stated	None
Late Payment fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$125	Not stated	None
Levy Fee	$100	Not stated	None
Subpoena Fee	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Gift & Prepaid Cards
Visa Gift Card – sold to clients only	$3.95	per item	None
Other Fees
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Centier Bank's ach origination changes in our data

We check once a day and send one email covering every change.