Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Peoples National Bank of Kewanee

Kewanee, IllinoisBankChicago Fed districtFees collected Mar 11, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing (within 90 days of opening)$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

OD Protection/Min. Bal. Transfer Fee - Per Transfer$2Below the typical range ($3–$5 nationally)
$3 below the national median
Source
Overdraft Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median
Source

ATM & CardVerified

ATM/Debit Card Replacement Fee$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source
Non-PNB ATM Transaction Denial$0.25Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Source
Non-PNB ATM Withdrawal$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per item · Source

Wire TransfersVerified

Domestic Wire Incoming - CUSTOMERS ONLY$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source
Domestic Wire Outgoing - CUSTOMERS ONLY$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Stop Payment Request$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source
Temporary Check Fee - per check$0.50Below the typical range ($1–$4 nationally)
$1.50 below the national median
per item · Source

Cash & DepositVerified

Coin Counting (Charge to Non-Customers Only) min.$2Within the typical range ($0–$5 nationally)
$1.85 above the national median
per item · Source
Night Depository Extra Key$5Within the typical range ($5–$20 nationally)
$5 below the national median
Source

Account ServicesVerified

Account Balance Inquiry Fee$2Within the typical range ($1–$2 nationally)
$1 above the national median
Source
Garnishment/Levy Fee$50Within the typical range ($30–$75 nationally)
At the national median
Source
Notary Public$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
Safe Deposit Box Drilling$225Above the typical range ($30–$70 nationally)
$180 above the national median
Source
Safe Deposit Box Late Fee (after 30 days past due) - Annual$10Below the typical range ($30–$70 nationally)
$35 below the national median
per year · Source
Safe Deposit Box Lost Key (Per Key)$25Below the typical range ($30–$70 nationally)
$20 below the national median
Source
Subordination Fee$250Above the typical range ($50–$150 nationally)
$150 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closing (within 90 days of opening)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Christmas/Vacation Club Early Closing Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Dormant Account Fee (Monthly)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Overdraft & NSFVerified
OD Protection/Min. Bal. Transfer Fee - Per Transfer	$2Below the typical range ($3–$5 nationally)	$3 below the national median	—	—	Source
Overdraft Fee	$25
ATM & CardVerified
ATM/Debit Card Replacement Fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Non-PNB ATM Transaction Denial	$0.25
Wire TransfersVerified
Domestic Wire Incoming - CUSTOMERS ONLY	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Domestic Wire Outgoing - CUSTOMERS ONLY	$25
Check ServicesVerified
Stop Payment Request	$25Within the typical range ($20–$30 nationally)	$1 below the national median	—	—	Source
Temporary Check Fee - per check	$0.50
Cash & DepositVerified
Coin Counting (Charge to Non-Customers Only) min.	$2Within the typical range ($0–$5 nationally)	$1.85 above the national median	per item	—	Source
Night Depository Extra Key	$5
Account ServicesVerified
Account Balance Inquiry Fee	$2Within the typical range ($1–$2 nationally)	$1 above the national median	—	—	Source
Garnishment/Levy Fee	$50
Other FeesVerified
Photocopies - per page	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 22 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$587.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$587.6M

Total deposits

$517.0M

Service charge income

$64K

Fee income ratio

1.5%

Return on assets

0.87%

Branches

Service charge income by quarter

Q2 2026$64K

Q1 2026$57K

Q4 2025$65K

Q3 2025$65K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,469 published fee entries from 2,884 institutions

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