Citizens Bank Minnesota

Headquarters: New Ulm, Minnesota
Charter: Bank
Assets: $596.0M
Fed district: Minneapolis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Citizens Bank Minnesota: $30
Citizens Bank Minnesota: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Citizens Bank Minnesota: $25
Citizens Bank Minnesota: $25
U.S. median: no median
Stop Payment
Citizens Bank Minnesota: $40
Citizens Bank Minnesota: $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Citizens Bank Minnesota’s own schedules, with a source for each figure.

Account Maintenance

Processing fee (average ledger balance for the statement cycle falls below $1,000.00)$10
per month
Processing fee (average ledger balance for the statement cycle falls below $5,000.00)$10
per month
Processing fee (below average ledger balance)$5
Account Closed within 90 days$15
Inactive and Dormant Account$5
Account Research/Reconcilement$30
Paper Statement Fee$2
per month
Printed monthly statement$5
per month

Overdraft & NSF

Overdraft Fee (per item)$30
per item
Daily Overdraft Fee$2
per day

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer - Outgoing Domestic$25
Wire Transfer - Incoming$10
Wire Transfer - Outgoing International$90

Check Services

Official Check / Money Orders$5
Not compared: Monthly charge, not per item
per month
Stop Payment - Banker Assist$40
Stop Payment - Online Banking$40
Counter Checks (per page)$2
Not compared: Charged per page; comparison unavailable
per page
Check Cashing (non-customer)$10
Canadian Check Handling Fee$10
Foreign Check Handling Fee$55

Digital & Electronic

Same Day ACH Origination (available (per presentment)$30
per item
ACH Transfer Origination - return fee$30

Cash & Deposit

Cash Advance Fee (per advance)$5
Not compared: Daily charge, not per item
per day
Deposited Return Item$4

Account Services

Levies and Garnishments$50

Retirement & IRA

IRA Account Closure (audience not stated, treated as personal)$40
IRA Rollover or Transfer Fee$40

Other Fees

Photocopies (per copy)$1
per item
Statement Reproduction - digital$2
Statement Reproduction - paper$5

Fee	Amount	Basis	Note
Account Maintenance
Processing fee (average ledger balance for the statement cycle falls below $1,000.00)	$10	per month	None
Processing fee (average ledger balance for the statement cycle falls below $5,000.00)	$10	per month	None
Processing fee (below average ledger balance)	$5	Not stated	None
Account Closed within 90 days	$15	Not stated	None
Inactive and Dormant Account	$5	Not stated	None
Account Research/Reconcilement	$30	Not stated	None
Paper Statement Fee	$2	per month	None
Printed monthly statement	$5	per month	None
Overdraft & NSF
Overdraft Fee (per item)	$30	per item	None
Daily Overdraft Fee	$2	per day	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer - Outgoing Domestic	$25	Not stated	None
Wire Transfer - Incoming	$10	Not stated	None
Wire Transfer - Outgoing International	$90	Not stated	None
Check Services
Official Check / Money Orders	$5Not compared: Monthly charge, not per item	per month	None
Stop Payment - Banker Assist	$40	Not stated	None
Stop Payment - Online Banking	$40	Not stated	None
Counter Checks (per page)	$2Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing (non-customer)	$10	Not stated	None
Canadian Check Handling Fee	$10	Not stated	None
Foreign Check Handling Fee	$55	Not stated	None
Digital & Electronic
Same Day ACH Origination (available (per presentment)	$30	per item	None
ACH Transfer Origination - return fee	$30	Not stated	None
Cash & Deposit
Cash Advance Fee (per advance)	$5Not compared: Daily charge, not per item	per day	None
Deposited Return Item	$4	Not stated	None
Account Services
Levies and Garnishments	$50	Not stated	None
Retirement & IRA
IRA Account Closure (audience not stated, treated as personal)	$40	Not stated	None
IRA Rollover or Transfer Fee	$40	Not stated	None
Other Fees
Photocopies (per copy)	$1	per item	None
Statement Reproduction - digital	$2	Not stated	None
Statement Reproduction - paper	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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