Henderson State Bank

Headquarters: Henderson, Nebraska
Charter: Bank
Assets: $678.5M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Henderson State Bank: $30
Henderson State Bank: $30
U.S. median: no median
NSF / Returned Item
Henderson State Bank: $30
Henderson State Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Henderson State Bank: $15
Henderson State Bank: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Nebraska, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Henderson State Bank · $678M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Banks only
$662M to $694M in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Henderson State Bank(this institution)	Henderson, NE	$678M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
AbbyBank	Abbotsford, WI	$662M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
BankOrion	Orion, IL	$688M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Capital Bank	Jacinto City, TX	$690M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Carroll Bank and Trust	Huntingdon, TN	$662M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Citizens National Bank	Cameron, TX	$692M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Concordia Bank & Trust Company	Vidalia, LA	$667M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Constitution Bank, National Association	Hillsboro, IL	$683M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers Bank	Buhl, ID	$678M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Finance Factors, Ltd.	Honolulu, HI	$684M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Community Bank of Central Alabama	Wetumpka, AL	$694M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Savings Bank	Rochester, IN	$687M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First State Bank of Livingston	Livingston, TX	$689M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
FirstBank	Antlers, OK	$684M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Geddes Federal Savings and Loan Association	Syracuse, NY	$686M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Legacy Bank	Hinton, OK	$686M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Metairie Bank & Trust Company	Metairie, LA	$666M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Tripoli Bank	New Tripoli, PA	$674M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pennian Bank	Mifflintown, PA	$668M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
PS Bank	Wyalusing, PA	$675M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Springs Valley Bank & Trust Company	French Lick, IN	$675M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Hardin County Bank	Savannah, TN	$677M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Poca Valley Bank, Inc.	Walton, WV	$666M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Stephenson National Bank and Trust	Marinette, WI	$677M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TXN Bank	Hondo, TX	$669M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Yampa Valley Bank	Steamboat Springs, CO	$688M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Henderson State Bank does not publish a monthly maintenance fee in the index.

The peer median is $8 among 17 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Henderson State Bank does not publish a monthly maintenance fee, so it is not on this chart.

Henderson State BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Henderson State Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee: Checking and NOW Accounts - after 180 days of inactivity; Money Market/Savings Accounts - after 365$10
Research Fee ($35.00 Minimum)$35
Not compared: Charged per hour; comparison unavailable
per hour
Excess Transaction Fee$1
per item

Overdraft & NSF

Allowable Overdraft Fee for Debit Card overdrafts where Card Holders have opted in to this arrangement$30
Insufficient Funds Charge$30
per item
Returned Item Charge$30
per item

ATM & Card

Replacement Visa Debit Card Fee$8
Cross Border Fee0.9%of the transaction
Currency Conversion Fee0.2%of the transaction
International transactions1%of the transaction

Wire Transfers

Outgoing Domestic Wire Fee$15
Incoming Domestic Wire Fee$8
Outgoing International Wire Fee$35
Incoming International Wire Fee$45

Check Services

Cashiers Check Fee$5
Personal Money Order Fee$5
Stop Payment Charge$25
per item
Non-Account Holder Check Cashing Fee2%
Foreign Check Processing Fee$3.50

Digital & Electronic

Outgoing Same Day ACH Fee$15
Written statement of unauthorized debit (ACH return)$25
Online Banking and Bill PayNo charge

Cash & Deposit

Loose Coin Counting Fee (Non-Customer)5%

Account Services

Notary Service Fee (Non-Customer)$5
Safe Deposit Box Key Replacement$10
Not compared: Box drilling or key fee
Garnishment/Levy Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee: Checking and NOW Accounts - after 180 days of inactivity; Money Market/Savings Accounts - after 365	$10	Not stated	None
Research Fee ($35.00 Minimum)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Transaction Fee	$1	per item	None
Overdraft & NSF
Allowable Overdraft Fee for Debit Card overdrafts where Card Holders have opted in to this arrangement	$30	Not stated	None
Insufficient Funds Charge	$30	per item	None
Returned Item Charge	$30	per item	None
ATM & Card
Replacement Visa Debit Card Fee	$8	Not stated	None
Cross Border Fee	0.9%of the transaction	Not stated	None
Currency Conversion Fee	0.2%of the transaction	Not stated	None
International transactions	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$15	Not stated	None
Incoming Domestic Wire Fee	$8	Not stated	None
Outgoing International Wire Fee	$35	Not stated	None
Incoming International Wire Fee	$45	Not stated	None
Check Services
Cashiers Check Fee	$5	Not stated	None
Personal Money Order Fee	$5	Not stated	None
Stop Payment Charge	$25	per item	None
Non-Account Holder Check Cashing Fee	2%	Not stated	None
Foreign Check Processing Fee	$3.50	Not stated	None
Digital & Electronic
Outgoing Same Day ACH Fee	$15	Not stated	None
Written statement of unauthorized debit (ACH return)	$25	Not stated	None
Online Banking and Bill Pay	No charge	Not stated	None
Cash & Deposit
Loose Coin Counting Fee (Non-Customer)	5%	Not stated	None
Account Services
Notary Service Fee (Non-Customer)	$5	Not stated	None
Safe Deposit Box Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Fee	$35	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Henderson State Bank's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Henderson State Bank: $30
Henderson State Bank: $30
U.S. median: no median
NSF / Returned Item
Henderson State Bank: $30
Henderson State Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Henderson State Bank: $15
Henderson State Bank: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Nebraska: Banks and credit unions headquartered in Nebraska that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Henderson State Bank · $678M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Banks only
$662M to $694M in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Henderson State Bank(this institution)	Henderson, NE	$678M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
AbbyBank	Abbotsford, WI	$662M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
BankOrion	Orion, IL	$688M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Capital Bank	Jacinto City, TX	$690M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Carroll Bank and Trust	Huntingdon, TN	$662M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Citizens National Bank	Cameron, TX	$692M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Concordia Bank & Trust Company	Vidalia, LA	$667M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Constitution Bank, National Association	Hillsboro, IL	$683M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers Bank	Buhl, ID	$678M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Finance Factors, Ltd.	Honolulu, HI	$684M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Community Bank of Central Alabama	Wetumpka, AL	$694M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Savings Bank	Rochester, IN	$687M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First State Bank of Livingston	Livingston, TX	$689M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
FirstBank	Antlers, OK	$684M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Geddes Federal Savings and Loan Association	Syracuse, NY	$686M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Legacy Bank	Hinton, OK	$686M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Metairie Bank & Trust Company	Metairie, LA	$666M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
New Tripoli Bank	New Tripoli, PA	$674M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pennian Bank	Mifflintown, PA	$668M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
PS Bank	Wyalusing, PA	$675M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Springs Valley Bank & Trust Company	French Lick, IN	$675M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Hardin County Bank	Savannah, TN	$677M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Poca Valley Bank, Inc.	Walton, WV	$666M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
The Stephenson National Bank and Trust	Marinette, WI	$677M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TXN Bank	Hondo, TX	$669M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Yampa Valley Bank	Steamboat Springs, CO	$688M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Henderson State Bank does not publish a monthly maintenance fee in the index.

The peer median is $8 among 17 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Henderson State Bank does not publish a monthly maintenance fee, so it is not on this chart.

Henderson State BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Henderson State Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee: Checking and NOW Accounts - after 180 days of inactivity; Money Market/Savings Accounts - after 365$10
Research Fee ($35.00 Minimum)$35
Not compared: Charged per hour; comparison unavailable
per hour
Excess Transaction Fee$1
per item

Overdraft & NSF

Allowable Overdraft Fee for Debit Card overdrafts where Card Holders have opted in to this arrangement$30
Insufficient Funds Charge$30
per item
Returned Item Charge$30
per item

ATM & Card

Replacement Visa Debit Card Fee$8
Cross Border Fee0.9%of the transaction
Currency Conversion Fee0.2%of the transaction
International transactions1%of the transaction

Wire Transfers

Outgoing Domestic Wire Fee$15
Incoming Domestic Wire Fee$8
Outgoing International Wire Fee$35
Incoming International Wire Fee$45

Check Services

Cashiers Check Fee$5
Personal Money Order Fee$5
Stop Payment Charge$25
per item
Non-Account Holder Check Cashing Fee2%
Foreign Check Processing Fee$3.50

Digital & Electronic

Outgoing Same Day ACH Fee$15
Written statement of unauthorized debit (ACH return)$25
Online Banking and Bill PayNo charge

Cash & Deposit

Loose Coin Counting Fee (Non-Customer)5%

Account Services

Notary Service Fee (Non-Customer)$5
Safe Deposit Box Key Replacement$10
Not compared: Box drilling or key fee
Garnishment/Levy Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee: Checking and NOW Accounts - after 180 days of inactivity; Money Market/Savings Accounts - after 365	$10	Not stated	None
Research Fee ($35.00 Minimum)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Transaction Fee	$1	per item	None
Overdraft & NSF
Allowable Overdraft Fee for Debit Card overdrafts where Card Holders have opted in to this arrangement	$30	Not stated	None
Insufficient Funds Charge	$30	per item	None
Returned Item Charge	$30	per item	None
ATM & Card
Replacement Visa Debit Card Fee	$8	Not stated	None
Cross Border Fee	0.9%of the transaction	Not stated	None
Currency Conversion Fee	0.2%of the transaction	Not stated	None
International transactions	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$15	Not stated	None
Incoming Domestic Wire Fee	$8	Not stated	None
Outgoing International Wire Fee	$35	Not stated	None
Incoming International Wire Fee	$45	Not stated	None
Check Services
Cashiers Check Fee	$5	Not stated	None
Personal Money Order Fee	$5	Not stated	None
Stop Payment Charge	$25	per item	None
Non-Account Holder Check Cashing Fee	2%	Not stated	None
Foreign Check Processing Fee	$3.50	Not stated	None
Digital & Electronic
Outgoing Same Day ACH Fee	$15	Not stated	None
Written statement of unauthorized debit (ACH return)	$25	Not stated	None
Online Banking and Bill Pay	No charge	Not stated	None
Cash & Deposit
Loose Coin Counting Fee (Non-Customer)	5%	Not stated	None
Account Services
Notary Service Fee (Non-Customer)	$5	Not stated	None
Safe Deposit Box Key Replacement	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment/Levy Fee	$35	Not stated	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.