Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
47th percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 14, 2026
Call-report figures are for First Seacoast Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | First Seacoast Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 14, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 1.9% of revenue, below the 2.1% median of 1,412 banks with $300M to $1B in assets (47th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $80K in Q2 2026, 14% below the same quarter a year earlier ($93K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for First Seacoast Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $80K | −$1K | −1.2% |
| Q1 2026 | $81K | −$5K | −5.8% |
| Q4 2025 | $86K | −$10K | −10.4% |
| Q3 2025 | $96K | +$3K | +3.2% |
| Q2 2025 | $93K | +$49K | +111.4% |
| Q1 2025 | $44K | +$6K | +15.8% |
| Q4 2024 | $38K | −$4K | −9.5% |
| Q3 2024 | $42K | −$2K | −4.5% |
Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, First Seacoast Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to First Seacoast Bank by share.
They stay out of every comparison until review is done.
per year
per year
per year
per year
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Account/statement research (audience not stated, treated as personal) | $25 | Not stated | None |
Overdraft & NSFUnder review | |||
| Overdraft fee (audience not stated, treated as personal) | $25 | Not stated | None |
| Overdraft fee (uncollected funds) (audience not stated, treated as personal) | $25 | Not stated | None |
Wire TransfersUnder review | |||
| Wire transfers incoming domestic (audience not stated, treated as personal) | $12 | Not stated | None |
| Wire transfers incoming international (audience not stated, treated as personal) | $26 | Not stated | None |
Account ServicesUnder review | |||
| Safe deposit box drilling (audience not stated, treated as personal) | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box late payment (audience not stated, treated as personal) | $10Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box lost key (audience not stated, treated as personal) | $15Not compared: Box drilling or key fee | Not stated | None |
| Safe deposit box size 10x10x22 (audience not stated, treated as personal) | $150 | per year | None |
| Safe deposit box size 3x10x22 (audience not stated, treated as personal) | $70 | per year | None |
| Safe deposit box size 3x5x22 (audience not stated, treated as personal) | $50 | per year | None |
| Safe deposit box size 5x10x22 (audience not stated, treated as personal) | $85 | per year | None |
Other feesUnder review | |||
| Account/statement research (audience not stated, treated as personal) | $25 | Not stated | None |
| Check printing (audience not stated, treated as personal) | Not stated | Not stated | None |
| Foreign (non-Canadian) check sent for collection (audience not stated, treated as personal) | $25 | Not stated | None |
| Foreign currency purchase (audience not stated, treated as personal) | $10 | Not stated | None |
| Foreign currency return (audience not stated, treated as personal) | $10 | Not stated | None |
| will be provided to you at the time you open an account, periodically when fees or charges change, and upon request. You (audience not stated, treated as personal) | $2 | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where First Seacoast Bank operates, and what regulators and customers have on file.
Branch footprint
5 offices in 1 state, $472.1M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 5 | $472.1M |
Boston-Cambridge-Newton, MA-NH
0.1% of bank deposits, #52 of 100, unchanged over five years.
| Largest competitors here | Deposit share |
|---|---|
| State Street Bank and Trust Company | 41.7% |
| Bank of America, National Association | 16% |
| Citizens Bank, National Association | 10.1% |
| Santander Bank, N.A. | 5.7% |
| Eastern Bank | 4.1% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Boston-Cambridge-Newton, MA-NH, First Seacoast Bank holds 0.1% of bank deposits, #52 of 100, with 5 offices.
900 offices of 38 institutions shown.
Showing 900 of 1,598 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 100 institutions shown. $580.3B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.1% share, 5 offices, #52 of 100
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
313 offices of 99 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the OCC and Federal Reserve
The OCC and Federal Reserve have no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
First Seacoast Bancorp, Inc. (Nasdaq: FSEA)
Consolidated assets
$576.1M
Shareholders' equity
$63.8M
As of
2026Q2
Net income by quarter
Recent SEC filings
Source: SEC EDGAR filings and XBRL financial data, CIK 1943802. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows