Crest Savings Bank

Headquarters: Wildwood, New Jersey
Charter: Bank
Assets: $594.2M
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
Crest Savings Bank: $3 to $10
Crest Savings Bank: $3 to $10
U.S. median: no median
Overdraft (OD)
Crest Savings Bank: $25
Crest Savings Bank: $25
U.S. median: no median
NSF / Returned Item
Crest Savings Bank: $25
Crest Savings Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Crest Savings Bank · $594M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Banks only
$579M to $609M in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Crest Savings Bank(this institution)	Wildwood, NJ	$594M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Holly Springs	Holly Springs, MS	$588M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Bay State Savings Bank	Worcester, MA	$580M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cattlemens Bank	Altus, OK	$595M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Bank Minnesota	New Ulm, MN	$596M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cottonport Bank	Cottonport, LA	$582M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Cross Bank	Wynne, AR	$593M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
First National Bank & Trust Company of McAlester	McAlester, OK	$580M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First United Bank and Trust Company	Madisonville, KY	$591M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
FNBC Bank & Trust	La Grange, IL	$582M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Frontier State Bank	Oklahoma City, OK	$609M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gulf Capital Bank	Houston, TX	$596M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hatboro Federal Savings, FA	Hatboro, PA	$598M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Lee Bank	Lee, MA	$591M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Lumbee Guaranty Bank	Pembroke, NC	$583M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Palmetto State Bank	Hampton, SC	$597M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Peoples National Bank of Kewanee	Kewanee, IL	$588M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pineland Bank	Alma, GA	$597M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
PremierBank	Fort Atkinson, WI	$584M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PyraMax Bank, FSB	Greenfield, WI	$589M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Regional Missouri Bank	Marceline, MO	$597M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
SouthTrust Bank, N.A.	George West, TX	$579M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Citizens Bank of Georgia	Cumming, GA	$599M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Falls City National Bank	Falls City, TX	$597M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Washington Savings Bank	Effingham, IL	$585M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
WNB FINANCIAL, N.A.	Winona, MN	$584M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (13%) below the median of similar-sized banks.

Compared at $6.50, the middle of its four prices, against a peer median of $7.50 among 10 publishing peers.

Its four checking prices are $3, $5, $8 and $10.

$6.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

Crest Savings Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Crest Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

✓ Monthly maintenance fee if the daily balance drops below any day of the month (audience not stated, treated as personal)$10
per month
✓ Monthly maintenance fee if the daily balance drops below any day of the month (audience not stated, treated as personal)$5
per month
Anchor Account monthly maintenance fee (audience not stated, treated as personal)$8
per month
New Jersey Consumer Checking monthly maintenance fee (audience not stated, treated as personal)$3
per month
Savings Account Early Close-out (closed before 6 months)$10
Dormant Charge - Per month after 2 years inactive$10
per month
Research/Reconciliation - Per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Printed statements (audience not stated, treated as personal)$3
per month
Returned Mail Process Fee$25

Overdraft & NSF

UCF Paid Item – Uncollected Funds Item Paid$25
UCF Return Item – Uncollected Funds Item Returned$25

ATM & Card

Non-Crest Savings Bank ATM Balance Inquiry Fee$0.35
per item
Non-Crest Savings Bank ATM Transaction Fee – Savings Accounts$1
per item
Replace ATM/Debit Card$5

Wire Transfers

Wire Transfers - Outgoing Domestic$25
Wire Transfers - Incoming$12
Wire Transfers - Outgoing International$37

Check Services

Official Check$8
Money Order$4
Stop Payment Fee$28
Photocopy - Check$1

Digital & Electronic

Bill Payment Rush Delivery (ACH)$9.95
Bill Payment Rush Delivery (Check)$14.95

Account Services

Safe Deposit Box Annual Rental 10x10$200
per year
Safe Deposit Box Annual Rental 10x3$100
per year
Safe Deposit Box Annual Rental 10x5$120
per year
Safe Deposit Box Annual Rental 2x5$40
per year
Safe Deposit Box Annual Rental 3x5$55
per year
Safe Deposit Box Annual Rental 5x5$75
per year
Safe Deposit Box drilling (minimum)$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$10
Not compared: Box drilling or key fee
Levy & Lien Processing$100

Other Fees

Photocopy – Statement/ Printout$5

Fee	Amount	Basis	Note
Account Maintenance
✓ Monthly maintenance fee if the daily balance drops below any day of the month (audience not stated, treated as personal)	$10	per month	None
✓ Monthly maintenance fee if the daily balance drops below any day of the month (audience not stated, treated as personal)	$5	per month	None
Anchor Account monthly maintenance fee (audience not stated, treated as personal)	$8	per month	None
New Jersey Consumer Checking monthly maintenance fee (audience not stated, treated as personal)	$3	per month	None
Savings Account Early Close-out (closed before 6 months)	$10	Not stated	None
Dormant Charge - Per month after 2 years inactive	$10	per month	None
Research/Reconciliation - Per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Printed statements (audience not stated, treated as personal)	$3	per month	None
Returned Mail Process Fee	$25	Not stated	None
Overdraft & NSF
UCF Paid Item – Uncollected Funds Item Paid	$25	Not stated	None
UCF Return Item – Uncollected Funds Item Returned	$25	Not stated	None
ATM & Card
Non-Crest Savings Bank ATM Balance Inquiry Fee	$0.35	per item	None
Non-Crest Savings Bank ATM Transaction Fee – Savings Accounts	$1	per item	None
Replace ATM/Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$25	Not stated	None
Wire Transfers - Incoming	$12	Not stated	None
Wire Transfers - Outgoing International	$37	Not stated	None
Check Services
Official Check	$8	Not stated	None
Money Order	$4	Not stated	None
Stop Payment Fee	$28	Not stated	None
Photocopy - Check	$1	Not stated	None
Digital & Electronic
Bill Payment Rush Delivery (ACH)	$9.95	Not stated	None
Bill Payment Rush Delivery (Check)	$14.95	Not stated	None
Account Services
Safe Deposit Box Annual Rental 10x10	$200	per year	None
Safe Deposit Box Annual Rental 10x3	$100	per year	None
Safe Deposit Box Annual Rental 10x5	$120	per year	None
Safe Deposit Box Annual Rental 2x5	$40	per year	None
Safe Deposit Box Annual Rental 3x5	$55	per year	None
Safe Deposit Box Annual Rental 5x5	$75	per year	None
Safe Deposit Box drilling (minimum)	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Levy & Lien Processing	$100	Not stated	None
Other Fees
Photocopy – Statement/ Printout	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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