Crest Savings Bank

Headquarters: Wildwood, New Jersey
Charter: Bank
Assets: $594.2M
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
Crest Savings Bank: $3 to $10
Crest Savings Bank: $3 to $10
U.S. median: no median
Overdraft (OD)
Crest Savings Bank: $25
Crest Savings Bank: $25
U.S. median: no median
NSF / Returned Item
Crest Savings Bank: $25
Crest Savings Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Crest Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

✓ Monthly maintenance fee if the daily balance drops below any day of the month (audience not stated, treated as personal)$10
per month
✓ Monthly maintenance fee if the daily balance drops below any day of the month (audience not stated, treated as personal)$5
per month
Anchor Account monthly maintenance fee (audience not stated, treated as personal)$8
per month
New Jersey Consumer Checking monthly maintenance fee (audience not stated, treated as personal)$3
per month
Savings Account Early Close-out (closed before 6 months)$10
Dormant Charge - Per month after 2 years inactive$10
per month
Research/Reconciliation - Per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Printed statements (audience not stated, treated as personal)$3
per month
Returned Mail Process Fee$25

Overdraft & NSF

UCF Paid Item – Uncollected Funds Item Paid$25
UCF Return Item – Uncollected Funds Item Returned$25

ATM & Card

Non-Crest Savings Bank ATM Balance Inquiry Fee$0.35
per item
Non-Crest Savings Bank ATM Transaction Fee – Savings Accounts$1
per item
Replace ATM/Debit Card$5

Wire Transfers

Wire Transfers - Outgoing Domestic$25
Wire Transfers - Incoming$12
Wire Transfers - Outgoing International$37

Check Services

Official Check$8
Money Order$4
Stop Payment Fee$28
Photocopy - Check$1

Digital & Electronic

Bill Payment Rush Delivery (ACH)$9.95
Bill Payment Rush Delivery (Check)$14.95

Account Services

Safe Deposit Box Annual Rental 10x10$200
per year
Safe Deposit Box Annual Rental 10x3$100
per year
Safe Deposit Box Annual Rental 10x5$120
per year
Safe Deposit Box Annual Rental 2x5$40
per year
Safe Deposit Box Annual Rental 3x5$55
per year
Safe Deposit Box Annual Rental 5x5$75
per year
Safe Deposit Box drilling (minimum)$200
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key$10
Not compared: Box drilling or key fee
Levy & Lien Processing$100

Other Fees

Photocopy – Statement/ Printout$5

Fee	Amount	Basis	Note
Account Maintenance
✓ Monthly maintenance fee if the daily balance drops below any day of the month (audience not stated, treated as personal)	$10	per month	None
✓ Monthly maintenance fee if the daily balance drops below any day of the month (audience not stated, treated as personal)	$5	per month	None
Anchor Account monthly maintenance fee (audience not stated, treated as personal)	$8	per month	None
New Jersey Consumer Checking monthly maintenance fee (audience not stated, treated as personal)	$3	per month	None
Savings Account Early Close-out (closed before 6 months)	$10	Not stated	None
Dormant Charge - Per month after 2 years inactive	$10	per month	None
Research/Reconciliation - Per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Printed statements (audience not stated, treated as personal)	$3	per month	None
Returned Mail Process Fee	$25	Not stated	None
Overdraft & NSF
UCF Paid Item – Uncollected Funds Item Paid	$25	Not stated	None
UCF Return Item – Uncollected Funds Item Returned	$25	Not stated	None
ATM & Card
Non-Crest Savings Bank ATM Balance Inquiry Fee	$0.35	per item	None
Non-Crest Savings Bank ATM Transaction Fee – Savings Accounts	$1	per item	None
Replace ATM/Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$25	Not stated	None
Wire Transfers - Incoming	$12	Not stated	None
Wire Transfers - Outgoing International	$37	Not stated	None
Check Services
Official Check	$8	Not stated	None
Money Order	$4	Not stated	None
Stop Payment Fee	$28	Not stated	None
Photocopy - Check	$1	Not stated	None
Digital & Electronic
Bill Payment Rush Delivery (ACH)	$9.95	Not stated	None
Bill Payment Rush Delivery (Check)	$14.95	Not stated	None
Account Services
Safe Deposit Box Annual Rental 10x10	$200	per year	None
Safe Deposit Box Annual Rental 10x3	$100	per year	None
Safe Deposit Box Annual Rental 10x5	$120	per year	None
Safe Deposit Box Annual Rental 2x5	$40	per year	None
Safe Deposit Box Annual Rental 3x5	$55	per year	None
Safe Deposit Box Annual Rental 5x5	$75	per year	None
Safe Deposit Box drilling (minimum)	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Levy & Lien Processing	$100	Not stated	None
Other Fees
Photocopy – Statement/ Printout	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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