TrustBank

Headquarters: Olney, Illinois
Charter: Bank
Assets: $640.2M
Fed district: St. Louis

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
TrustBank: $32
TrustBank: $32
U.S. median: no median
NSF / Returned Item
TrustBank: $32
TrustBank: $32
U.S. median: no median
Non-Network ATM
TrustBank: $5
TrustBank: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from TrustBank’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Charge (within 90 days)$15
Christmas Club & CD Early Withdrawal Fee$25
Not compared: CD/IRA fee
Dormant Maintenance Fee (monthly)$7
per month

Overdraft & NSF

Overdraft Privilege Fee (audience not stated, treated as personal)$32
per item
Paid Non Sufficient Fund Fee$32
per item
Returned Non Sufficient Fund Fee$32
per item
Overdraft Protection Transfer Fee$3

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Charge (within 90 days)	$15	Not stated	None
Christmas Club & CD Early Withdrawal Fee	$25Not compared: CD/IRA fee	Not stated	None
Dormant Maintenance Fee (monthly)	$7	per month	None
Overdraft & NSF
Overdraft Privilege Fee (audience not stated, treated as personal)	$32	per item	None
Paid Non Sufficient Fund Fee	$32	per item	None
Returned Non Sufficient Fund Fee	$32	per item	None
Overdraft Protection Transfer Fee	$3	Not stated	None
ATM & Card
Duplicate ATM Cards	$5	Not stated	None
Wire Transfers
Wire Transfer International	$50	Not stated	None
Check Services
Cashier Checks (customer)	$4	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment (Checking/Savings)	$32	Not stated	None
Temporary Checks/Deposits	$5	Not stated	None
Non-Customer Check Cashing (per check) (audience not stated, treated as personal)	5%($15 minimum)	per item	None
Account Services
Notary Service (per item)	$5	per item	None
Safe Deposit Box - Drilled	$100Not compared: Box drilling or key fee	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Showing 5 of 16 fees.

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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