Bank & Trust Company

Headquarters: Litchfield, Illinois
Charter: Bank
Assets: $641.3M
Fed district: St. Louis

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.50, the middle of its prices
Bank & Trust Company: $6 to $10
Bank & Trust Company: $6 to $10
U.S. median: no median
Excess Withdrawals
Compared at $5.50, the middle of its prices
Bank & Trust Company: $1 to $10
Bank & Trust Company: $1 to $10
U.S. median: no median
Late Payment
Bank & Trust Company: $10
Bank & Trust Company: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$10
per month
Monthly Fee$6
per month
Monthly Fee$6.50
per month
Excessive debit charge$1
per item
Excessive debit charge$10
per item

Account Services

Drilling a lock (minimum)$125
Not compared: Box drilling or key fee
Late Payment Fee$10
Not compared: Box drilling or key fee
Lost Key$25
Not compared: Box drilling or key fee

Lending Fees

Late Payment Fee$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$10	per month	None
Monthly Fee	$6	per month	None
Monthly Fee	$6.50	per month	None
Excessive debit charge	$1	per item	None
Excessive debit charge	$10	per item	None
Account Services
Drilling a lock (minimum)	$125Not compared: Box drilling or key fee	Not stated	None
Late Payment Fee	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Lending Fees
Late Payment Fee	$10	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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