23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 6, 2026
Call-report figures are for Farmers and Merchants Bank of Long Beach at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Farmers and Merchants Bank of Long Beach's published fee schedule; Bank Fee Index medians | Current schedule | Oct 6, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $2.1M in Q2 2026, 0.7% below the same quarter a year earlier ($2.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $20, the middle of its prices
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 1.4% from Q3 2025 to Q2 2026, to $2.1M.
$2.1M
Farmers and Merchants Bank of Long BeachMedian
FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Farmers and Merchants Bank of Long Beach · $11.8B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Farmers and Merchants Bank of Long Beach(this institution) | Long Beach, CA | $11.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Amarillo National Bank | Amarillo, TX | $10.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Amerant Bank, National Association | Coral Gables, FL | $10.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| BancFirst | Oklahoma City, OK | $12.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Beal Bank USA | Las Vegas, NV | $11B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Burke & Herbert Bank & Trust Company | Alexandria, VA | $11B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Byline Bank | Chicago, IL | $9.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capitol Federal Savings Bank | Topeka, KS | $9.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Centier Bank | Whiting, IN | $10.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Columbia Bank | Fair Lawn, NJ | $12.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dollar Bank, Federal Savings Bank | Pittsburgh, PA | $12.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bank | Southern Pines, NC | $13B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Commonwealth Bank | Indiana, PA | $12.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| International Bank of Commerce | Laredo, TX | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| NBH Bank | Greenwood Village, CO | $12.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Oriental Bank | San Juan, PR | $12B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Origin Bank | Choudrant, LA | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Bank | Marietta, OH | $9.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| PlainsCapital Bank | University Park, TX | $12.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Principal Bank | Des Moines, IA | $9.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| RBC Bank, (Georgia) National Association | Atlanta, GA | $9.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| S&T Bank | Indiana, PA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Stock Yards Bank & Trust Company | Louisville, KY | $10.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Park National Bank | Newark, OH | $12.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Tri Counties Bank | Chico, CA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Washington Trust Bank | Spokane, WA | $10.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $20, the middle of its six prices, against a peer median of $8.48 among 18 publishing peers.
Its six checking prices are $5, $10, $15, $25, $30 and $30.
$20 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Call reports for Farmers and Merchants Bank of Long Beach (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.1M | −$67K | −3.1% |
| Q1 2026 | $2.2M | +$70K | +3.3% |
| Q4 2025 | $2.1M | −$32K | −1.5% |
| Q3 2025 | $2.1M | +$15K | +0.7% |
| Q2 2025 | $2.1M | −$37K | −1.7% |
| Q1 2025 | $2.2M | +$118K | +5.8% |
| Q4 2024 | $2.0M | +$9K | +0.4% |
| Q3 2024 | $2.0M | +$8K | +0.4% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Farmers and Merchants Bank of Long Beach’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance fee | $30 | per month | None |
| Monthly service charge | $10 | per month | None |
| Monthly service charge | $30 | per month | None |
| Monthly service charge | $5 | per month | None |
| Monthly service charge | $25 | per month | None |
| Monthly service charge | $15 | per month | None |
| Minimum Balance fee | $10Not compared: Daily charge, not monthly | per day | None |
| Minimum Balance Fee (audience not stated, treated as personal) | $20 | per month | None |
| Minimum Balance Fee (audience not stated, treated as personal) | $35Not compared: Daily charge, not monthly | per day | None |
| Minimum Balance Fee | $15 | Not stated | None |
| Escheatment Notice | $2Not compared: Annual charge, not monthly | per year | None |
| Escheatment Notice (SC) | $2 | Not stated | None |
| Inactivity Per Month | $4.95 | per month | None |
| Research Per Hour - Bank Account | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5Not compared: Annual charge, not monthly | per year | None |
| Undeliverable Statement Handling Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Item/s Fee Per Item | $30 | per item | None |
ATM & Card | |||
| ATM Service Charge | $3 | per transaction | None |
| ATM Service Charge (At A Non-F&M Bank ATM) | $3 | Not stated | None |
| Debit Card Replacement Fee | $5 | per item | None |
| Debit Card Replacement Fee (SC) | $5 | Not stated | None |
| Replacement Of Lost Or Stolen Card | $8 | Not stated | None |
| Debit Card Rush Delivery Fee | $25 | Not stated | None |
| Debit Card Rush Delivery Fee (SC) | $25 | per item | None |
| Debit Card Foreign Transaction (International) (SC) (audience not stated, treated as personal) | 3%of the transaction | Not stated | None |
| Debit Card Foreign Transaction (International) (SC) | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Manual Wire Transfer (Domestic) | $30 | Not stated | None |
| Outgoing Online Wire Transfer After 2 Wires | $20 | Not stated | None |
| Outgoing Wire Transfer (International) | $55 | Not stated | None |
Check Services | |||
| Cashier's Check | $10 | Not stated | None |
| Money Order | $5Not compared: Annual charge, not per item | per year | None |
| ACH Stop Payment Per Request | $30 | per item | None |
| Bill Pay Stop Payment Draft Per Request | $30 | per item | None |
| Bill Pay Stop Payment Draft Per Request (SC) | $30 | per item | None |
| Stop Payment Online or By Telebanker Per Request | $15Not compared: Annual charge, not per item | per year | None |
| Stop Payment Online Per Request | $15 | per item | None |
| Telebanker Stop Payment | $15 | per item | None |
| Counter Check Request Per Sheet | $2 | per item | None |
| Special Statement (Without Check Images) | $10 | Not stated | None |
Digital & Electronic | |||
| ACH Origination Reversal | $30Not compared: Monthly charge, not per item | per month | None |
| Same Day ACH Origination (Credit or Debit) Per Item | $1 | per item | None |
| Standard ACH Origination (After 100 Transactions) | $0.15 | Not stated | None |
| Standard ACH Origination or Received (Credit or Debit) Per Item | $0.20 | per item | None |
| Bill Pay Overnight Check | $17.50 | Not stated | None |
| Bill Pay Paid Return Item Per Item | $30Not compared: Per-occurrence charge, not monthly | per item | None |
| Bill Pay Re-Issue Draft Per Draft Item | $30Not compared: Per-occurrence charge, not monthly | per item | None |
| Debit Card Rush Delivery Fee - International: At Cost: Same Day Electronic Bill Payment | $12.95 | Not stated | None |
| Same Day Electronic Bill Payment | $12.95Not compared: Per-occurrence charge, not monthly | per item | None |
Cash & Deposit | |||
| Chargeback Item Fee | $10 | Not stated | None |
| Debit Card Foreign Transaction (International): Bill Pay Paid Return Item Per Item | $30 | per item | None |
| Night Depository Annual Fee (SC) | $20Not compared: Annual charge, not per item | per year | None |
| Night Depository Replacement Key (SC) | $5 | Not stated | None |
Account Services | |||
| Notary Services Per Signature | $15Not compared: Annual charge, not per item | per year | None |
| Notary Services Per Signature (SC) | $15 | per item | None |
| Annual Rent – 10 x 10 | $150 | per year | None |
| Annual Rent – 10 x 15 (SC) | $200 | per year | None |
| Annual Rent – 15 x 15 (SC) | $300 | per year | None |
| Annual Rent – 2 x 5 | $25 | per year | None |
| Annual Rent – 3 x 10 | $70 | per year | None |
| Annual Rent – 3 x 5 (SC) | $50 | per year | None |
| Annual Rent – 4 x 10 | $85 | per year | None |
| Annual Rent – 4 x 5 | $55 | per year | None |
| Annual Rent – 5 x 10 | $100 | per year | None |
| Annual Rent – 5 x 5 | $60 | per year | None |
| Annual Rent – 6 x 10 | $110 | per year | None |
| Annual Rent – 8 x 10 | $130 | per year | None |
| Annual Rent – 9 x 10 | $140 | per year | None |
| Safe Deposit Box Annual Rent – 8 x 10 (audience not stated, treated as personal) | $130 | per year | None |
| Legal Process | $150Not compared: Annual charge, not per item | per year | None |
| Verification Of Deposit Per Account | $10 | Not stated | None |
| Verification Of Deposit Per Account | $20 | Not stated | None |
Lending Fees | |||
| Late Fee | $10 | Not stated | None |
Other Fees | |||
| Overnight Delivery Draft | $17.50 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Farmers and Merchants Bank of Long Beach operates, and what regulators and customers have on file.
Consumer complaints
2 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 2 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Fee change alerts
We check once a day and send one email covering every change.