Concordia Bank & Trust Company

Headquarters: Vidalia, Louisiana
Charter: Bank
Assets: $667.0M
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices. Leaves out 1 fee charged on a different basis filed under this fee.
Concordia Bank & Trust Company: $4 to $8
Concordia Bank & Trust Company: $4 to $8
U.S. median: no median
Overdraft (OD)
Concordia Bank & Trust Company: $30
Concordia Bank & Trust Company: $30
U.S. median: no median
NSF / Returned Item
Concordia Bank & Trust Company: $30
Concordia Bank & Trust Company: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Concordia Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$4
per month
Monthly Service Charge$8
per month
Quarterly Service Charge$9
Not compared: Quarterly charge, not monthly
per quarter
Early Closing Fee$5
Fee for Early Closing of Account (Closed Within 90 Days Of Opening)$20
Accounts Other Than Blue Chip Savings (assessed on accounts dormant 730 days)$1
per month
Blue Chip Savings Accounts (assessed on accounts dormant 1095 days)$3
Not compared: Quarterly charge, not monthly
per quarter
Balancing of Statement$10
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Excess withdrawal / transfer charge$3
per item

Overdraft & NSF

Overdraft Item Fee$30
per item
Returned Item Fee$30
per item

ATM & Card

Balance Inquiry (each)$1
per item
Debit / ATM Replacement Card$5

Wire Transfers

Wire Transfer: Customer Outgoing$15
Wire Transfer: Customer Outgoing Foreign$50

Check Services

Cashier’s Check$5
Money Order$2
Stop Payment Fee$30
per item

Digital & Electronic

Consumer Accounts CB&T Bill Pay Inactivity Fee (assessed if no bill payment activity in prior 30 day period)$5

Account Services

Safe Deposit Boxes (NOT FDIC INSURED) 3×5$30

Other Fees

FAX Service: Customer$10
Statement Copy Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$4	per month	None
Monthly Service Charge	$8	per month	None
Quarterly Service Charge	$9Not compared: Quarterly charge, not monthly	per quarter	None
Early Closing Fee	$5	Not stated	None
Fee for Early Closing of Account (Closed Within 90 Days Of Opening)	$20	Not stated	None
Accounts Other Than Blue Chip Savings (assessed on accounts dormant 730 days)	$1	per month	None
Blue Chip Savings Accounts (assessed on accounts dormant 1095 days)	$3Not compared: Quarterly charge, not monthly	per quarter	None
Balancing of Statement	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Excess withdrawal / transfer charge	$3	per item	None
Overdraft & NSF
Overdraft Item Fee	$30	per item	None
Returned Item Fee	$30	per item	None
ATM & Card
Balance Inquiry (each)	$1	per item	None
Debit / ATM Replacement Card	$5	Not stated	None
Wire Transfers
Wire Transfer: Customer Outgoing	$15	Not stated	None
Wire Transfer: Customer Outgoing Foreign	$50	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Order	$2	Not stated	None
Stop Payment Fee	$30	per item	None
Digital & Electronic
Consumer Accounts CB&T Bill Pay Inactivity Fee (assessed if no bill payment activity in prior 30 day period)	$5	Not stated	None
Account Services
Safe Deposit Boxes (NOT FDIC INSURED) 3×5	$30	Not stated	None
Other Fees
FAX Service: Customer	$10	Not stated	None
Statement Copy Fee	$2	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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