Legacy Bank

Headquarters: Hinton, Oklahoma
Charter: Bank
Assets: $686.5M
Fed district: Kansas City

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $11.50, the middle of its prices
Legacy Bank: $3 to $20
Legacy Bank: $3 to $20
U.S. median: no median
NSF / Returned Item
Legacy Bank: $25
Legacy Bank: $25
U.S. median: no median
Non-Network ATM
Legacy Bank: $2.50
Legacy Bank: $2.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Legacy Bank’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Service Charge$20
per month
Monthly service charge$3
per month
Maintenance service charge (balance falls below $20.00) (audience not stated, treated as personal)$3.35
per month
Maintenance service charge (balance falls below $250.00) (audience not stated, treated as personal)$3.35
per month
Inactive Account Charge$5
per month
Account Research$35
Paper Statement$5.85
per month

Overdraft & NSF

Insufficient Funds Charge (audience not stated, treated as personal)$25
Consecutive Days OD Fee (audience not stated, treated as personal)$24.85
per day
Consecutive days overdraft fee$4.85
per day
Consecutive Days Overdraft Fee$9.85
per day

ATM & Card

At a Non-Legacy Bank ATM$2.50
Bank ATM, there (audience not stated, treated as personal)$2.50
per item
Bank ATM, there$2.50
per item

Wire Transfers

Wire Transfer Fees: Outgoing - Domestic$20
Wire Transfer Fees: Incoming$5
Wire Transfer Fees: Outgoing - International$30

Check Services

Cashier’s Check$5
Money Orders$3
Stop Payment Fee$25
Set of Starter ChecksNo charge
Temporary Check Printing$7.50
Collection Fees: Incoming$24
Collection Fees: Outgoing$20

Digital & Electronic

Mobile Deposit involves a two-year agreement$50
Not compared: Monthly charge, not per item
per month

Account Services

Notary Service$4.75
per item
IRS Levy / Garnishment$65

Other Fees

FAX Service$2

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Service Charge	$20	per month	None
Monthly service charge	$3	per month	None
Maintenance service charge (balance falls below $20.00) (audience not stated, treated as personal)	$3.35	per month	None
Maintenance service charge (balance falls below $250.00) (audience not stated, treated as personal)	$3.35	per month	None
Inactive Account Charge	$5	per month	None
Account Research	$35	Not stated	None
Paper Statement	$5.85	per month	None
Overdraft & NSF
Insufficient Funds Charge (audience not stated, treated as personal)	$25	Not stated	None
Consecutive Days OD Fee (audience not stated, treated as personal)	$24.85	per day	None
Consecutive days overdraft fee	$4.85	per day	None
Consecutive Days Overdraft Fee	$9.85	per day	None
ATM & Card
At a Non-Legacy Bank ATM	$2.50	Not stated	None
Bank ATM, there (audience not stated, treated as personal)	$2.50	per item	None
Bank ATM, there	$2.50	per item	None
Wire Transfers
Wire Transfer Fees: Outgoing - Domestic	$20	Not stated	None
Wire Transfer Fees: Incoming	$5	Not stated	None
Wire Transfer Fees: Outgoing - International	$30	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment Fee	$25	Not stated	None
Set of Starter Checks	No charge	Not stated	None
Temporary Check Printing	$7.50	Not stated	None
Collection Fees: Incoming	$24	Not stated	None
Collection Fees: Outgoing	$20	Not stated	None
Digital & Electronic
Mobile Deposit involves a two-year agreement	$50Not compared: Monthly charge, not per item	per month	None
Account Services
Notary Service	$4.75	per item	None
IRS Levy / Garnishment	$65	Not stated	None
Other Fees
FAX Service	$2	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Legacy Bank's safe deposit box changes in our data

We check once a day and send one email covering every change.