Legence Bank

Headquarters: Eldorado, Illinois
Charter: Bank
Assets: $642.9M
Fed district: St. Louis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Legence Bank: $37
Legence Bank: $37
U.S. median: no median
NSF / Returned Item
Legence Bank: $37
Legence Bank: $37
U.S. median: no median
Non-Network ATM
Legence Bank: $2
Legence Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Legence Bank’s own schedules, with a source for each figure.

Account Maintenance

Account closure within 6 months$50
Dormant account fee per month$25
per month
Account reconciliation fee per hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Account research fee per hour$100
Not compared: Charged per hour; comparison unavailable
per hour
Monthly paper statement fee$10
per month
Returned/undeliverable mail fee$10

Overdraft & NSF

Paid item fee$37
Non-sufficient funds (NSF)$37
Return item fee$37
Uncollected funds return item fee$37
Automatic Transfer Service (ATS) of funds from one account to another to cover overdraft$10

ATM & Card

Foreign ATM fee$2
per transaction
Debit card replacement fee$15

Wire Transfers

Wire fee - outgoing$30
Wire fee - incoming$30

Check Services

Cashier’s check for customer$10
Stop payments$35
per item
Counter checks$1
per item
Check cashing fee for non-customer$10

Digital & Electronic

Bill Pay inactivity fee after 90 days (per month)$10

Cash & Deposit

Coin counting per roll fee (minimum of $10.00)$0.25
Night deposit key - first key is free; each additional$10
per item

Account Services

Drilling charge$300
Not compared: Box drilling or key fee
per item · Safe deposit box drilling
Lost key$20
Not compared: Box drilling or key fee
Garnishments and levies$100

Other Fees

Copies per page$1
per item
Printout of account statement or statement reproduction$10

Fee	Amount	Basis	Note
Account Maintenance
Account closure within 6 months	$50	Not stated	None
Dormant account fee per month	$25	per month	None
Account reconciliation fee per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account research fee per hour	$100Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly paper statement fee	$10	per month	None
Returned/undeliverable mail fee	$10	Not stated	None
Overdraft & NSF
Paid item fee	$37	Not stated	None
Non-sufficient funds (NSF)	$37	Not stated	None
Return item fee	$37	Not stated	None
Uncollected funds return item fee	$37	Not stated	None
Automatic Transfer Service (ATS) of funds from one account to another to cover overdraft	$10	Not stated	None
ATM & Card
Foreign ATM fee	$2	per transaction	None
Debit card replacement fee	$15	Not stated	None
Wire Transfers
Wire fee - outgoing	$30	Not stated	None
Wire fee - incoming	$30	Not stated	None
Check Services
Cashier’s check for customer	$10	Not stated	None
Stop payments	$35	per item	None
Counter checks	$1	per item	None
Check cashing fee for non-customer	$10	Not stated	None
Digital & Electronic
Bill Pay inactivity fee after 90 days (per month)	$10	Not stated	None
Cash & Deposit
Coin counting per roll fee (minimum of $10.00)	$0.25	Not stated	None
Night deposit key - first key is free; each additional	$10	per item	None
Account Services
Drilling charge	$300Not compared: Box drilling or key fee	per item	Safe deposit box drilling
Lost key	$20Not compared: Box drilling or key fee	Not stated	None
Garnishments and levies	$100	Not stated	None
Other Fees
Copies per page	$1	per item	None
Printout of account statement or statement reproduction	$10	Not stated	None

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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