First Federal Savings Bank

Headquarters: Rochester, Indiana
Charter: Bank
Assets: $686.6M
Fed district: Chicago

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Federal Savings Bank: $30
First Federal Savings Bank: $30
U.S. median: no median
NSF / Returned Item
First Federal Savings Bank: $30
First Federal Savings Bank: $30
U.S. median: no median
Non-Network ATM
First Federal Savings Bank: $2
First Federal Savings Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Charge (Per Month) Three (3) years of inactivity for savings, twelve (12) months of inactivity for chec$5
per month
Inactive/Dormant Charge (Per Month) Three (3) years of inactivity for savings, twelve (12) months of inactivity for checking$5
per month

Overdraft & NSF

ACH Overdraft (OD)/NSF Charge$30
Overdraft (OD)/NSF Charge$30
Returned Check Charge$30

ATM & Card

Non First Federal ATM Usage (Per Occurrence)$2
per item
Debit/ATM Card Replacement$5

Wire Transfers

Outgoing Domestic (only) Wire Fee$20
Incoming Domestic or International Wire Fee$10

Check Services

Official Check / Money Order$5
per item
Stop Payment (ACH & Check)$30
Check Copies$3

Digital & Electronic

ACH Return Charge$30
Bill Pay Online Banking ServiceNo charge
Optional Next Day Online Bill Payment$14.95
Optional Overnight Online Bill Payments$9.95

Account Services

Drilling Fee$200
Not compared: Box drilling or key fee
Safe Deposit Box 10x10 (audience not stated, treated as personal)$125
per year
Safe Deposit Box 3x10 (audience not stated, treated as personal)$55
per year
Safe Deposit Box 3x5 (audience not stated, treated as personal)$45
per year
Safe Deposit Box 5x10 (audience not stated, treated as personal)$75
per year
Safe Deposit Box 5x5 (audience not stated, treated as personal)$50
per year

Other Fees

Statement Copies (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Charge (Per Month) Three (3) years of inactivity for savings, twelve (12) months of inactivity for chec	$5	per month	None
Inactive/Dormant Charge (Per Month) Three (3) years of inactivity for savings, twelve (12) months of inactivity for checking	$5	per month	None
Overdraft & NSF
ACH Overdraft (OD)/NSF Charge	$30	Not stated	None
Overdraft (OD)/NSF Charge	$30	Not stated	None
Returned Check Charge	$30	Not stated	None
ATM & Card
Non First Federal ATM Usage (Per Occurrence)	$2	per item	None
Debit/ATM Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Domestic (only) Wire Fee	$20	Not stated	None
Incoming Domestic or International Wire Fee	$10	Not stated	None
Check Services
Official Check / Money Order	$5	per item	None
Stop Payment (ACH & Check)	$30	Not stated	None
Check Copies	$3	Not stated	None
Digital & Electronic
ACH Return Charge	$30	Not stated	None
Bill Pay Online Banking Service	No charge	Not stated	None
Optional Next Day Online Bill Payment	$14.95	Not stated	None
Optional Overnight Online Bill Payments	$9.95	Not stated	None
Account Services
Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$125	per year	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$55	per year	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$45	per year	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$75	per year	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$50	per year	None
Other Fees
Statement Copies (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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