Yampa Valley Bank

Headquarters: Steamboat Springs, Colorado
Charter: Bank
Assets: $687.6M
Fed district: Kansas City

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Yampa Valley Bank: $30
Yampa Valley Bank: $30
U.S. median: no median
NSF / Returned Item
Yampa Valley Bank: No fee
Yampa Valley Bank: No fee
U.S. median: no median
Wire Transfer (Domestic Out)
Yampa Valley Bank: $20
Yampa Valley Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Yampa Valley Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee (If open less than 90 days and no other existing accounts remain open)$25
Dormant Account Fee$10
per month
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research Fee | $25/hr
Statement Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour · Statement Reconciliation | $25/hr
Both Web AND Paper Statements$7
per month

Overdraft & NSF

NSF fee charged when overdraft balance exceeds$30
Nonsufficient Funds Fee (Returned items)No charge
Daily Overdraft Fee$5
per day

ATM & Card

Visa International Transaction Fee1.5%of the transaction
Visa International Transaction Fee (audience not stated, treated as personal)1.5%of the transaction

Wire Transfers

Wire Transfers: Outgoing – Domestic$20
Wire Transfers: IncomingNo charge
Wire Transfers: Outgoing – Foreign$50

Check Services

Cashier’s Checks (YVB Customers Only)$6
Stop Payments$30
Statement and Check Copies (recent 3 months)No charge

Account Services

15×15 (Locker Unit)$200
per year
30×15 (Locker Unit)$300
per year
Safe Deposit Drilling$150
Not compared: Box drilling or key fee

Other Fees

Fax Submission (Customers only)$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee (If open less than 90 days and no other existing accounts remain open)	$25	Not stated	None
Dormant Account Fee	$10	per month	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research Fee \| $25/hr
Statement Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	Statement Reconciliation \| $25/hr
Both Web AND Paper Statements	$7	per month	None
Overdraft & NSF
NSF fee charged when overdraft balance exceeds	$30	Not stated	None
Nonsufficient Funds Fee (Returned items)	No charge	Not stated	None
Daily Overdraft Fee	$5	per day	None
ATM & Card
Visa International Transaction Fee	1.5%of the transaction	Not stated	None
Visa International Transaction Fee (audience not stated, treated as personal)	1.5%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Outgoing – Domestic	$20	Not stated	None
Wire Transfers: Incoming	No charge	Not stated	None
Wire Transfers: Outgoing – Foreign	$50	Not stated	None
Check Services
Cashier’s Checks (YVB Customers Only)	$6	Not stated	None
Stop Payments	$30	Not stated	None
Statement and Check Copies (recent 3 months)	No charge	Not stated	None
Account Services
15×15 (Locker Unit)	$200	per year	None
30×15 (Locker Unit)	$300	per year	None
Safe Deposit Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax Submission (Customers only)	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Yampa Valley Bank's safe deposit box changes in our data

We check once a day and send one email covering every change.